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Our Rates

Checking

Type APY as high as
Priority 2.27%
Flagship   .50%
Rates subject to change
APY=Annual Percentage Yield
Rates Effective July 01, 2018
View More Rates  View Disclosures
Checking Account Switch Kit

Savings

Type APY as high as
Savings 1.67%
IRA Savings 1.67%
Share Certificates 2.68%
Rates subject to change
APY=Annual Percentage Yield
Rates Effective July 01, 2018
View More Rates View Disclosures

Auto/Vehicle Loans

Type APR as low as
New Auto 2.00%
Used Auto 2.00%
RV 5.74%
Rates subject to change
APR=Annual Percentage Rate
Rates Effective July 01, 2018
View More Rates  View Disclosures
Apply for your Auto Loan Online

Home Loans

Type APR as low as
15 Year Fixed 3.973%
30 Year Fixed 4.506%
5/1 ARM (30 Year) 4.447%
Rates subject to change
APR=Annual Percentage Rate
Rates Effective June 08, 2018
View More Rates View Disclosures
Apply for your Home Loan Online

Visa® Credit Cards

Type APR
Platinum 8.75% - 13.99%
Rewards 10.25% - 15.99%
Secured 13.99%
Rates subject to change
APR=Annual Percentage Rate
Rates Effective July 01, 2018
View More Rates  View Disclosures
Apply for your Credit Card Online

Questions?

Monday–Saturday, 8am–5pm, CDT

More contact options
P.O. Box 619001 MD 2100, HDQ
DFW Airport, TX 75261-9001
(800) 533-0035
(817) 952-4500 | Outside USA, Canada, Puerto Rico, & U.S. Virgin Islands
ABA / Routing # 311992904

Timely Payment Discount | Auto, Personal Loans

Timely Payment Discount

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Earn Rewards for On-Time Payment

If you are a first-time auto or personal loan borrower, in order to qualify for a rate reduction of 2.00% and a lower monthly payment on your loan, please ensure that you meet the following requirements:

  • On-time payments — Avoid late payments greater than 10 days after the due date.
  • Auto Transfer plus Payroll Deduction Payment method— Arrange with the Credit Union to auto transfer payments from your savings or checking account on your due date.
  • eStatements — Be enrolled in free online statements.
  • No Title in Suspense Greater than 120 days — Auto loans must have American Airlines Federal Credit Union recorded as lien holder and the title must be in our possession within 120 days of the loan-origination date.
  • No Collateral Protection Insurance Added — Auto loans must have full coverage insurance with documentation of such on file with the Credit Union no later than 30 days after the loan-origination date.

As long as you continue to meet these requirements, you can qualify for additional discounts every 12 months throughout the life of your loan until you reach 2.24% APR* for an auto loan or 12.00% APR for a personal loan.

* APR is Annual Percentage Rate. All rates are subject to change without notice. Loans are subject to credit approval and Credit Union lending guidelines. Member must be in good standing to be eligible.

Apply Online: or speak with a Phone Loan representative at 800 533 0035 extension 36222. Apply Today Personal Finance Budgeting Calculator

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