Earn up to $25

With a new Priority, Flagship, Ascend or UChecking account.

Apply Now

Open a new Priority, Flagship, Ascend, UChecking or Business Checking account and you’ll earn $25 after you complete at least $25 in debit card purchases.* To receive the $25 bonus, transactions must post to your account within 60 days of account opening. Valid for new checking accounts opened by 12/31/2020.

Checking Account Features

  • Mobile wallet payment options
  • Zero liability for unauthorized debit card transactions²
  • 24/7 debit card fraud monitoring
  • Fraud Text Alerts³
  • Unlimited access to American Airlines Credit Union and in-network ATM’s
  • Overdraft Protection Options
Checking Comparison



Monthly Service Fees
$0 with direct deposit of $250 or more*
$0 with $750 minimum daily balance*
$0
$0
Dividend Bearing
No
.50% APY*
.05% APY or 2.27% APY*
No
Overdraft Protection
No
Yes
Yes
Yes
Unique Product Benefits
No
Yes
Yes
Yes
Foreign Transaction Fee (purchases only)
1%
No**
No** (with qualifications)
1%

APY = Annual Percentage Yield

*Qualifications required. See our Rate & Fee Schedule for more information.

**Receive a monthly foreign transaction fee rebate when you use your debit card for international purchases. 

Checking Comparison

APY = Annual Percentage Yield

*Qualifications required. See our Rate & Fee Schedule for more information.

**Receive a monthly foreign transaction fee rebate when you use your debit card for international purchases. 

“When buying a new car recently, the branch manager told me of the various ways to shop for the best deal. I got pre-approved, found the perfect dream car and it was delivered to my local branch in three days flat. All paperwork was ready, and it was the easiest transaction of my life.”

Michael, member since 1980

Read More Member Stories

* Member must be in good standing to be eligible for this offer. Open a new American Airlines Federal Credit Union Priority, Flagship, Ascend, uChecking or Business Account between 01/01/2020 and 03/31/2020. To receive the $25.00 bonus, complete at least $25.00 in net purchases with your debit card within 60 days of account opening (transaction posting may vary by merchant). ATM withdrawals and existing checking accounts are not eligible and do not qualify for the bonus. Bonus will be forfeited if account is closed prior to bonus award date. Bonus will be awarded within 60 days after final qualifying transaction is completed. See our Rate & Fee Schedule for more detailed information.

¹ Message and data rates may apply. Check with your mobile provider.

² Zero Liability Policy does not apply to ATM transactions, to PIN transactions not processed by Visa, or if you were negligent or fraudulent in the handling of your card, including failure to report loss or theft in a timely manner.

³ Fraud Alerts Program Overview: Messaging frequency depends on account activity. For more information, text HELP to 23618. To cancel fraud text messaging services at any time reply STOP to any alert from your mobile device. For Fraud Alerts support, call (800) 533-0035. By giving us your mobile number, you agree that Fraud Alerts text messaging to notify you of suspected incidents of financial or identity fraud. HELP instructions: Text HELP to 23618 for help or call (800) 533-0035. STOP instructions: Text STOP to 23618 to cancel. Release of Liability: Alerts sent via SMS may not be delivered to you if your phone is not in the range of a transmission site, or if sufficient network capacity is not available at a particular time. Even within coverage, factors beyond the control of wireless carriers may interfere with messages delivery for which the carrier is not responsible. Carriers do not guarantee that alerts will be delivered.

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