Enjoy a 0% APR Intro Rate

Take advantage of a 0%* introductory rate on balance transfers for six months when you open a new Visa® Platinum Low Rate credit card. After that, your rate will vary from 12.25% to 17.49% APR.^

^Credit Card Rates and Fees

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Open a new Visa Platinum Low Rate credit card and enjoy a 0% intro APR on balance transfers for six months. Our Platinum Low Rate credit card is perfect for consolidating balances from a higher interest rate credit card.

  • Transfers completed within 60 days of account opening are eligible.

  • After intro period, any remaining balance will be converted to the member's original qualifying APR.

 

Not only can you save lots of money with this low rate, but there are also:

  • No balance-transfer fees^

  • No annual fees^

^Credit Card Rate and Fees

 

Cardholders can complete balance transfers in four easy steps:

Step 1: Log into your account through online banking or our mobile app.♦

Step 2: Click on "Manage My Cards."

Step 3: Click on the credit card to which you wish to transfer a balance.

Step 4: Complete the form. It’s that easy! (Please allow 10-14 business days for the payment to be submitted.)

ADDITIONAL FEATURES & BENEFITS

  • Visa Platinum benefits:
    • Travel accident insurance
    • Auto rental collision insurance
    • Travel and emergency assistance
    • Identity theft protection
    • SoFar Sounds
    • Roadside Dispatch
    • Shipt

Our Rates^

  • APR

    16.00% - 18.00%

    Signature Cash Back

    Credit Cards

  • APR

    13.75% - 18.00%

    Platinum Rewards

    Credit Cards

  • APR

    12.25% - 17.49%

    Platinum Low Rate

    Credit Cards

  • APR

    17.49%

    Platinum Secured

    Credit Cards

^Credit Card Rates and Fees

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective April 1, 2024.

Our Rates^

  • APY as high as

    2.38%

    Savings

    Share/IRA Accounts

  • APY as high as

    5.50%

    Short-Term Share Certificate

    Share Certificate

  • APY as high as

    5.12%

    Share Certificate

    Share/IRA Certificates

  • APY as high as

    4.28%

    Ladder Certificates

    Share/IRA Certificates

  • APY as high as

    0.40%

    Priority Checking

    Checking Accounts

  • APY as high as

    0.25%

    Flagship Checking

    Checking Accounts

^Savings Rates and Fee Schedule

Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective April 1, 2024.

Our Rates^

  • APR as low as

    4.94%

    New/Used Auto

    Up to 36 Months

  • APR as low as

    5.69%

    New/Used Auto

    Up to 60 months

  • APR as low as

    6.74%

    RV

    Vehicle Loans

  • APR as low as

    6.49%

    Boat/Airplane

    Vehicle Loans

^Auto & Recreational Loans

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective February 1,2024.

Our Rates^

  • APR as low as

    6.464%

    15-Year Fixed

    Home Loans

  • APR as low as

    6.710%

    30-Year Fixed

    Home Loans

  • APR as low as

    7.204%

    5/1 Arm (30-Year)

    Home Loans

  • APR as low as

    6.625%

    5/10 Fixed

    Owner Occupied HELOC

^Home Loan Rates and Information and HELOC Rates and Information

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective March 14, 2024.  View Full Disclosures.

Our Rates^

  • APY as high as

    0.15%

    Business Checking

    Checking Accounts

  • APY as high as

    0.40%

    Business Savings Account

    (Share) Savings Accounts

^Business Rate and Fee Schedule

Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective April 1, 2024.

Our Rates^

  • APR

    13.99% - 18.00%

    Platinum

    Credit Cards

^Business Credit Card Rates and Information

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective October 1, 2023.

Our Rates^

APR

16.00% - 18.00%

Signature Cash Back

Credit Cards

APR

13.75% - 18.00%

Platinum Rewards

Credit Cards

APR

12.25% - 17.49%

Platinum Low Rate

Credit Cards

APR

17.49%

Platinum Secured

Credit Cards

^Credit Card Rates and Fees

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective April 1, 2024.

APY as high as

2.38%

Savings

Share/IRA Accounts

APY as high as

5.50%

Short-Term Share Certificate

Share Certificate

APY as high as

5.12%

Share Certificate

Share/IRA Certificates

APY as high as

4.28%

Ladder Certificates

Share/IRA Certificates

APY as high as

0.40%

Priority Checking

Checking Accounts

APY as high as

0.25%

Flagship Checking

Checking Accounts

^Savings Rates and Fee Schedule

Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective April 1, 2024.

APR as low as

4.94%

New/Used Auto

Up to 36 Months

APR as low as

5.69%

New/Used Auto

Up to 60 months

APR as low as

6.74%

RV

Vehicle Loans

APR as low as

6.49%

Boat/Airplane

Vehicle Loans

^Auto & Recreational Loans

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective February 1,2024.

APR as low as

6.464%

15-Year Fixed

Home Loans

APR as low as

6.710%

30-Year Fixed

Home Loans

APR as low as

7.204%

5/1 Arm (30-Year)

Home Loans

APR as low as

6.625%

5/10 Fixed

Owner Occupied HELOC

^Home Loan Rates and Information and HELOC Rates and Information

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective March 14, 2024.  View Full Disclosures.

APY as high as

0.15%

Business Checking

Checking Accounts

APY as high as

0.40%

Business Savings Account

(Share) Savings Accounts

^Business Rate and Fee Schedule

Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective April 1, 2024.

APR

13.99% - 18.00%

Platinum

Credit Cards

^Business Credit Card Rates and Information

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective October 1, 2023.

* APR is Annual Percentage Rate. Open a new Visa Platinum Low Rate credit card between 01/01/2024 and 03/31/2024, and earn 0% introductory APR on balance transfers that post to your account within 60 days of account opening. The 0% introductory APR is valid for the six (6) months after the transaction posts. After the introductory rate, normal rates and fees will apply. As of 10/01/2023, variable APR will be 12.25% to 17.49% APR, based on your creditworthiness. Please refer to Credit Card Rate and Fees. Rates are subject to change. Loans are subject to credit approval and Credit Union lending guidelines. In order to benefit from this offer, cardholder must keep account in good standing. This offer is non-transferrable and cannot be combined with any other offer.

♦ Message and data rates may apply. Check with your mobile provider.

† Visa's Zero Liability Policy covers U.S.-issued cards and does not apply to ATM transactions, PIN transactions not processed by Visa, or certain commercial card transactions. Cardholder must notify issuer promptly of any unauthorized use on their card. Consult issuer for additional details or visit Visa.com/security.

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The Contactless Indicator mark, consisting of four graduating arcs, is a trademark owned by and used with permission of EMVCo, LLC.

Visa and Visa Signature are registered trademarks of Visa International Service Association.