REFINANCE AND SAVE UP TO 0.50% APR*

Enjoy this great rate when you refinance your auto loan with the Credit Union from another institution.

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Current Offers

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Already have your new vehicle but are looking to lower your payment? Refinance with us and earn up to a .50% APR discount. That’s right, for a limited time, when you refinance your auto loan with the Credit Union from another institution, you’ll be eligible for a 0.25% discount off the APR plus an additional 0.25% discount for direct deposit.


Ready to apply to refinance your auto?

Here's what you’ll need:
• Your payoff amount
• Vehicle Identification Number (VIN)
To start your refinance application:
Apply online or via your mobile app ◊


Loan Discounts

Save on your next loan if you take advantage of the number of discounts available on select vehicle loans.

 

Our Rates^

  • APR as low as

    3.05%

    New Auto

    Vehicle Loans

  • APR as low as

    3.05%

    Used Auto

    Vehicle Loans

  • APR as low as

    4.74%

    RV

    Vehicle Loans

^Auto & Other Personal Loans

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective December 1, 2022.

Our Rates^

  • APY as high as

    0.40%

    Priority Checking

    Checking Accounts

  • APY as high as

    0.25%

    Flagship Checking

    Checking Accounts

  • APY as high as

    1.00%

    Savings

    Share Accounts

  • APY as high as

    1.00%

    IRA Savings

    IRA Share Accounts

  • APY as high as

    3.04%

    Share Certificate

    Share/IRA Certificates

  • APY as high as

    3.82%

    Ladder Certificates

    Share/IRA Certificates

^Savings Rates and Fee Schedule

Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective December 1, 2022.

Our Rates^

  • APR as low as

    5.956%

    15-Year Fixed

    Home Loans

  • APR as low as

    6.456%

    30-Year Fixed

    Home Loans

  • APR as low as

    6.632%

    5/1 Arm (30-Year)

    Home Loans

^Home Loan Rates and Information

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective November 7, 2022.  View Full Disclosures.

Our Rates^

  • APR

    10.00% - 15.24%

    Platinum (Low Rate)

    Credit Cards

  • APR

    11.50% - 17.24%

    Rewards

    Credit Cards

  • APR

    15.24%

    Secured

    Credit Cards

^Credit Card Rates and Fees

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective October 1, 2022.

Our Rates^

  • APY as high as

    0.15%

    Business Checking

    Checking Accounts

  • APY as high as

    0.40%

    Business Savings Account

    (Share) Savings Accounts

^Business Rate and Fee Schedule

Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective December 1, 2022.

Our Rates^

  • APR

    11.74% - 17.74%

    Platinum

    Credit Cards

^Business Credit Card Rates and Information

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective October 1, 2022.

Our Rates^

APR as low as

3.05%

New Auto

Vehicle Loans

APR as low as

3.05%

Used Auto

Vehicle Loans

APR as low as

4.74%

RV

Vehicle Loans

^Auto & Other Personal Loans

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective December 1, 2022.

APY as high as

0.40%

Priority Checking

Checking Accounts

APY as high as

0.25%

Flagship Checking

Checking Accounts

APY as high as

1.00%

Savings

Share Accounts

APY as high as

1.00%

IRA Savings

IRA Share Accounts

APY as high as

3.04%

Share Certificate

Share/IRA Certificates

APY as high as

3.82%

Ladder Certificates

Share/IRA Certificates

^Savings Rates and Fee Schedule

Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective December 1, 2022.

APR as low as

5.956%

15-Year Fixed

Home Loans

APR as low as

6.456%

30-Year Fixed

Home Loans

APR as low as

6.632%

5/1 Arm (30-Year)

Home Loans

^Home Loan Rates and Information

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective November 7, 2022.  View Full Disclosures.

APR

10.00% - 15.24%

Platinum (Low Rate)

Credit Cards

APR

11.50% - 17.24%

Rewards

Credit Cards

APR

15.24%

Secured

Credit Cards

^Credit Card Rates and Fees

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective October 1, 2022.

APY as high as

0.15%

Business Checking

Checking Accounts

APY as high as

0.40%

Business Savings Account

(Share) Savings Accounts

^Business Rate and Fee Schedule

Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective December 1, 2022.

APR

11.74% - 17.74%

Platinum

Credit Cards

^Business Credit Card Rates and Information

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective October 1, 2022.

* APR is Annual Percentage Rate. 0.25% APR discount offer is valid for fixed-rate auto loans refinanced from outside of American Airlines Credit Union. Auto loan applications must be received between 10/01/2022 and 12/31/2022, and funded by 01/31/2023. Member can receive an additional 0.25% discount for direct deposit into an American Airlines Credit Union checking account. Direct Deposit discount begins on the first month after the loan is funded or the month after direct deposit begins any time during your loan term and will continue to be deducted from the rate monthly, as long as direct deposit remains on the member’s checking account and the member remains in good standing. No other discounts can be combined. The maximum combined qualifying discounts is 0.50% for new or used refinance auto loans. Not all loans are eligible.

^ APR is Annual Percentage Rate. See our Rate Schedule for more information.

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