REFINANCE AND SAVE UP TO 0.50% APR*

When you refinance your auto loan with the Credit Union from another institution.

Apply Now

Current Offers

Find more Credit Union current offers and promotions.
View more offers

For a limited time, when you refinance your auto loan with the Credit Union from another institution, you’ll be eligible for a 0.25% discount off our current APR*. This is in addition to the existing 0.25% APR discount for direct deposit. That’s right, you can save up to 0.50% APR when you refinance your auto loan with the Credit Union!


Ready to apply to refinance your auto?

Here is what you’ll need:
• Your payoff amount
• VIN Number
To start your refinance application:
Apply online or via your mobile app ◊

Extra Loan Discounts

Save on your next loan if you take advantage of the number of discounts available on select vehicle loans.

Our Rates^

  • APY as high as

    0.40%

    Checking Account

    Priority Checking

  • APY as high as

    0.30%

    Savings Accounts

    (Share) Savings Accounts

  • APY as high as

    0.30%

    Savings Accounts

    IRA Savings

  • APY as high as

    0.70%

    Share Certificates

    Regular Share Certificates

^Savings Rates and Fee Schedule

Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective May 1, 2022.

Our Rates^

  • APR as low as

    1.80%

    New Auto

    Vehicle Loans

  • APR as low as

    1.80%

    Used Auto

    Vehicle Loans

  • APR as low as

    4.49%

    RV

    Vehicle Loans

^Auto & Other Personal Loans

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective March 17, 2022.

Our Rates^

  • APR as low as

    4.306%

    15-Year Fixed

    Home Loans

  • APR as low as

    4.932%

    30-Year Fixed

    Home Loans

  • APR as low as

    4.548%

    5/1 Arm (30-Year)

    Home Loans

^Home Loan Rates and Information

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective Thursday May 11, 2022.  View Full Disclosures.

Our Rates^

  • APR

    7.25% - 12.49%

    Platinum (Low Rate)

    Credit Cards

  • APR

    8.75% - 14.49%

    Rewards

    Credit Cards

  • APR

    12.49%

    Secured

    Credit Cards

^Credit Card Rates and Fees

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective April 1, 2022.

Our Rates^

  • APY as high as

    0.15%

    Business Checking

    Checking Accounts

  • APY as high as

    0.30%

    Business Savings Account

    (Share) Savings Accounts

^Business Rate and Fee Schedule

Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective May 1, 2022.

Our Rates^

  • APR

    8.99% - 14.99%

    Platinum

    Credit Cards

^Business Credit Card Rates and Information

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective April 1, 2020.

Our Rates^

APY as high as

0.40%

Checking Account

Priority Checking

APY as high as

0.30%

Savings Accounts

(Share) Savings Accounts

APY as high as

0.30%

Savings Accounts

IRA Savings

APY as high as

0.70%

Share Certificates

Regular Share Certificates

^Savings Rates and Fee Schedule

Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective May 1, 2022.

APR as low as

1.80%

New Auto

Vehicle Loans

APR as low as

1.80%

Used Auto

Vehicle Loans

APR as low as

4.49%

RV

Vehicle Loans

^Auto & Other Personal Loans

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective March 17, 2022.

APR as low as

4.306%

15-Year Fixed

Home Loans

APR as low as

4.932%

30-Year Fixed

Home Loans

APR as low as

4.548%

5/1 Arm (30-Year)

Home Loans

^Home Loan Rates and Information

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective Thursday May 11, 2022.  View Full Disclosures.

APR

7.25% - 12.49%

Platinum (Low Rate)

Credit Cards

APR

8.75% - 14.49%

Rewards

Credit Cards

APR

12.49%

Secured

Credit Cards

^Credit Card Rates and Fees

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective April 1, 2022.

APY as high as

0.15%

Business Checking

Checking Accounts

APY as high as

0.30%

Business Savings Account

(Share) Savings Accounts

^Business Rate and Fee Schedule

Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective May 1, 2022.

APR

8.99% - 14.99%

Platinum

Credit Cards

^Business Credit Card Rates and Information

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective April 1, 2020.

* APR is Annual Percentage Rate. Offer is valid for auto loans refinanced from outside of American Airlines Credit Union. Auto loan applications must be received and funded between 04/01/2022 and 06/30/2022. The maximum combined qualifying discount is 0.50% for new or used refinance auto loans, up to a 60-month term. Auto discount of 0.25% is valid on fixed rate refinance auto loans only. Member can receive an additional 0.25% discount for direct deposit into a Credit Union checking account. Direct deposit discount begins on the first month after the loan is funded or the month after direct deposit begins any time during your loan term and will continue to be deducted from the rate monthly, as long as direct deposit remains on the member’s checking account and the member remains in good standing. No other discounts can be combined. Loans are subject to credit approval and Credit Union lending guidelines. All rates are subject to change without notice. See our Rate Schedule for more information.

◊ Message and data rates may apply. Check with your mobile provider.