REFINANCE AND SAVE UP TO 0.50% APR*
Enjoy this great rate when you refinance your auto loan with the Credit Union from another institution.
Apply NowAlready have your new vehicle but are looking to lower your payment? Refinance with us and earn up to a .50% APR discount. That’s right, for a limited time, when you refinance your auto loan with the Credit Union from another institution, you’ll be eligible for a 0.25% discount off the APR plus an additional 0.25% discount for direct deposit.
Ready to apply to refinance your auto?
Here's what you’ll need:
• Your payoff amount
• Vehicle Identification Number (VIN)
To start your refinance application:
Apply online or via your mobile app ◊
Loan Discounts
Save on your next loan if you take advantage of the number of discounts available on select vehicle loans.
Our Rates^
-
APR as low as
3.05%
New Auto
Vehicle Loans
-
APR as low as
3.05%
Used Auto
Vehicle Loans
-
APR as low as
4.74%
RV
Vehicle Loans
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective December 1, 2022.
Our Rates^
-
APY as high as
0.40%
Priority Checking
Checking Accounts
-
APY as high as
0.25%
Flagship Checking
Checking Accounts
-
APY as high as
1.00%
Savings
Share Accounts
-
APY as high as
1.00%
IRA Savings
IRA Share Accounts
-
APY as high as
3.04%
Share Certificate
Share/IRA Certificates
-
APY as high as
3.82%
Ladder Certificates
Share/IRA Certificates
Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective December 1, 2022.
Our Rates^
-
APR as low as
5.956%
15-Year Fixed
Home Loans
-
APR as low as
6.456%
30-Year Fixed
Home Loans
-
APR as low as
6.632%
5/1 Arm (30-Year)
Home Loans
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective November 7, 2022. View Full Disclosures.
Our Rates^
-
APR
10.00% - 15.24%
Platinum (Low Rate)
Credit Cards
-
APR
11.50% - 17.24%
Rewards
Credit Cards
-
APR
15.24%
Secured
Credit Cards
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective October 1, 2022.
Our Rates^
-
APY as high as
0.15%
Business Checking
Checking Accounts
-
APY as high as
0.40%
Business Savings Account
(Share) Savings Accounts
Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective December 1, 2022.
Our Rates^
-
APR
11.74% - 17.74%
Platinum
Credit Cards
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective October 1, 2022.
Our Rates^
APR as low as
3.05%
New Auto
Vehicle Loans
APR as low as
3.05%
Used Auto
Vehicle Loans
APR as low as
4.74%
RV
Vehicle Loans
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective December 1, 2022.
APY as high as
0.40%
Priority Checking
Checking Accounts
APY as high as
0.25%
Flagship Checking
Checking Accounts
APY as high as
1.00%
Savings
Share Accounts
APY as high as
1.00%
IRA Savings
IRA Share Accounts
APY as high as
3.04%
Share Certificate
Share/IRA Certificates
APY as high as
3.82%
Ladder Certificates
Share/IRA Certificates
Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective December 1, 2022.
APR as low as
5.956%
15-Year Fixed
Home Loans
APR as low as
6.456%
30-Year Fixed
Home Loans
APR as low as
6.632%
5/1 Arm (30-Year)
Home Loans
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective November 7, 2022. View Full Disclosures.
APR
10.00% - 15.24%
Platinum (Low Rate)
Credit Cards
APR
11.50% - 17.24%
Rewards
Credit Cards
APR
15.24%
Secured
Credit Cards
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective October 1, 2022.
APY as high as
0.15%
Business Checking
Checking Accounts
APY as high as
0.40%
Business Savings Account
(Share) Savings Accounts
Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective December 1, 2022.
APR
11.74% - 17.74%
Platinum
Credit Cards
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective October 1, 2022.
* APR is Annual Percentage Rate. 0.25% APR discount offer is valid for fixed-rate auto loans refinanced from outside of American Airlines Credit Union. Auto loan applications must be received between 10/01/2022 and 12/31/2022, and funded by 01/31/2023. Member can receive an additional 0.25% discount for direct deposit into an American Airlines Credit Union checking account. Direct Deposit discount begins on the first month after the loan is funded or the month after direct deposit begins any time during your loan term and will continue to be deducted from the rate monthly, as long as direct deposit remains on the member’s checking account and the member remains in good standing. No other discounts can be combined. The maximum combined qualifying discounts is 0.50% for new or used refinance auto loans. Not all loans are eligible.
^ APR is Annual Percentage Rate. See our Rate Schedule for more information.
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