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Our Rates

Checking

Type APY as high as
Priority 2.27%
Flagship   .25%
Rates subject to change
APY=Annual Percentage Yield
Rates Effective July 01, 2015
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Savings

Type APY as high as
Savings    .50%
IRA Savings    .50%
Share Certificates 2.07%
Rates subject to change
APY=Annual Percentage Yield
Rates Effective July 01, 2015
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Auto/Vehicle Loans

Type APR as low as
New Auto 1.49%
Used Auto 1.49%
RV 5.74%
Rates subject to change
APR=Annual Percentage Rate
Rates Effective July 01, 2015
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Apply for your Auto Loan Online

Home Loans

Type APR as low as
15 Year Fixed 3.340%
30 Year Fixed 4.127%
5/1 ARM (30 Year) 2.942%
Rates subject to change
APR=Annual Percentage Rate
Rates Effective June 11, 2015
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Apply for your Home Loan Online

Visa® Credit Cards

Type APR
Platinum 7.00% - 12.24%
Rewards 8.50% - 14.24%
Secured 12.24%
Rates subject to change
APR=Annual Percentage Rate
Rates Effective January 01, 2011
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More contact options
P.O. Box 619001 MD 2100, HDQ
DFW Airport, TX 75261-9001
(800) 533-0035
(817) 952-4500 | Outside USA, Canada, Puerto Rico, & U.S. Virgin Islands
ABA / Routing # 311992904

Home Equity Line of Credit Loans

TX Home Equity Line of Credit Loans

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Texas Homeowners, Put Your Home to Work for You!

Renovate. Educate. Consolidate. If your residence is in Texas, we can help you cash-in on the equity in your home to help you achieve these goals with the help of our Home Equity Line of Credit Loans to save you time and money in the process.

Texas Fixed Rate home equity line of credit loan*

Borrow up to 80% of the value of your home, less your first mortgage balance.

  • Maximum loan amount cannot exceed 50% of the current value of your home.
  • Home Equity Line of Credit checks are NOT available on Texas home equity lines of credit.
  • There is a minimum draw amount of $4,000.00 for a Texas Home Equity Line of Credit. Request for funds must be in writing with your signature.
  • The interest on this line of credit may be used as a tax deduction. Please consult your tax advisor for details.
  • Interest rate is fixed for the term of the loan.
  • No penalty for early pay-off.
  • Borrow the funds for up to 5 years and pay it back over 10 or 15 years.

Texas Variable Rate home equity line of credit loan*

Borrow up to 80% of the value of your home, less your first mortgage balance

  • Maximum loan amount cannot exceed 50% of the current value of your home.
  • Home Equity Line of Credit checks are NOT available on Texas Home Equity Lines of Credit.
  • There is a minimum draw amount of $4,000.00 for a Texas Home Equity Line of Credit. Request for funds must be in writing with your signature.
  • The interest on this line of credit may be used as a tax deduction. Please consult your tax advisor for details.
  • Interest rates adjust quarterly based on the Prime Rate.2
  • No penalty for early pay-off.
  • Borrow the funds for up to 5 or 10 years and pay it back over 10 or 15 years.

 

Owner Occupied Primary Residences Only. Minimum Loan Amount $10,000 for all loan types. Maximum Loan Amount $250,000.

*Only one Home Equity Line of Credit Loan allowed in the state of Texas per year.

5-Year Draw/10-Year Amortization Home Equity Line of Credit Example: The information provided assumes the purpose of the loan is to cash out on the primary residence, with a loan amount of $50,000.00. At a 4.00% interest rate, the APR for this loan type is 4.000%. The monthly principal and interest payment would be 119 payments of $507.52 and 1 payment of $506.46.

² The annual percentage rate can change quarterly on the first day of January, April, July and October.

Unleash The Potential Of Home Equity. Learn More Apply Online: or speak with a Phone Loan representative at 800 533 0035 extension 36222. Apply Now. Home Financing Calculator

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