Warning: Credit Union members are reporting a spike in calls from spoofed numbers – including our 800 number – claiming fraudulent charges on their accounts. DO NOT give out personal or account information when called, including a one-time code or log-in info. Hang up and contact us directly to ensure you're talking to the Credit Union. Learn more about spoofing scams.

Our Rates^

  • APY as high as

    2.02%

    Savings

    Share/IRA Accounts

  • APY as high as

    4.25%

    Short-Term Share Certificate

    Share Certificate

  • APY as high as

    4.05%

    Share Certificate

    Share/IRA Certificates

  • APY as high as

    4.07%

    Ladder Certificates

    Share/IRA Certificates

  • APY as high as

    0.40%

    Priority Checking

    Checking Accounts

  • APY as high as

    0.25%

    Flagship Checking

    Checking Accounts

^Savings Rates and Fee Schedule

Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective July 1, 2025.

Our Rates^

  • APR as low as

    3.99%

    New Auto

    Up to 36 Months

  • APR as low as

    4.49%

    Used Auto

    Up to 36 Months

  • APR as low as

    4.74%

    New Auto

    Up to 60 months

  • APR as low as

    5.24%

    Used Auto

    Up to 60 months

  • APR as low as

    6.99%

    RV

    Vehicle Loans

  • APR as low as

    6.74%

    Boat/Airplane

    Vehicle Loans

^Auto & Recreational Loans

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective April 11, 2025.

Our Rates^

  • APR as low as

    6.210%

    15-Year Fixed

    Home Loans

  • APR as low as

    6.710%

    30-Year Fixed

    Home Loans

  • APR as low as

    6.683%

    5/1 Arm (30-Year)

    Home Loans

  • APR as low as

    7.250%

    5/10 Fixed

    Owner Occupied HELOC

^Home Loan Rates and Information and HELOC Rates and Information

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective March 17, 2025.  View Full Disclosures.

Our Rates^

  • APR

    15.00% - 17.00%

    Signature Cash Back

    Credit Cards

  • APR

    12.75% - 18.00%

    Platinum Rewards

    Credit Cards

  • APR

    11.25% - 18.00%

    Platinum Low Rate

    Credit Cards

  • APR

    16.49%

    Platinum Secured

    Credit Cards

^Credit Card Rates and Fees

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective July 1, 2025.

Our Rates^

  • APY as high as

    0.15%

    Business Checking

    Checking Accounts

  • APY as high as

    0.40%

    Business Savings Account

    (Share) Savings Accounts

^Business Rate and Fee Schedule

Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective July 1, 2025.

Our Rates^

  • APR

    12.99% - 18.00%

    Platinum

    Credit Cards

^Business Credit Card Rates and Fees

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective January 1, 2025.

Our Rates^

APY as high as

2.02%

Savings

Share/IRA Accounts

APY as high as

4.25%

Short-Term Share Certificate

Share Certificate

APY as high as

4.05%

Share Certificate

Share/IRA Certificates

APY as high as

4.07%

Ladder Certificates

Share/IRA Certificates

APY as high as

0.40%

Priority Checking

Checking Accounts

APY as high as

0.25%

Flagship Checking

Checking Accounts

^Savings Rates and Fee Schedule

Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective July 1, 2025.

APR as low as

3.99%

New Auto

Up to 36 Months

APR as low as

4.49%

Used Auto

Up to 36 Months

APR as low as

4.74%

New Auto

Up to 60 months

APR as low as

5.24%

Used Auto

Up to 60 months

APR as low as

6.99%

RV

Vehicle Loans

APR as low as

6.74%

Boat/Airplane

Vehicle Loans

^Auto & Recreational Loans

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective April 11, 2025.

APR as low as

6.210%

15-Year Fixed

Home Loans

APR as low as

6.710%

30-Year Fixed

Home Loans

APR as low as

6.683%

5/1 Arm (30-Year)

Home Loans

APR as low as

7.250%

5/10 Fixed

Owner Occupied HELOC

^Home Loan Rates and Information and HELOC Rates and Information

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective March 17, 2025.  View Full Disclosures.

APR

15.00% - 17.00%

Signature Cash Back

Credit Cards

APR

12.75% - 18.00%

Platinum Rewards

Credit Cards

APR

11.25% - 18.00%

Platinum Low Rate

Credit Cards

APR

16.49%

Platinum Secured

Credit Cards

^Credit Card Rates and Fees

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective July 1, 2025.

APY as high as

0.15%

Business Checking

Checking Accounts

APY as high as

0.40%

Business Savings Account

(Share) Savings Accounts

^Business Rate and Fee Schedule

Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective July 1, 2025.

APR

12.99% - 18.00%

Platinum

Credit Cards

^Business Credit Card Rates and Fees

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective January 1, 2025.

Member Benefits

Bonus Dividends

Since we first began offering Bonus Dividends, the Credit Union has returned more than $193 million to our members*

*Bonus Dividends are not guaranteed.

Loan Discounts

We know you have options so we want to reward you with a variety of discounts available on vehicle and home equity loans.

Tools and Resources

Whether you’re hunting for a new vehicle, looking to purchase your first home or seeking retirement advice, we have a number services designed to make your life easier.

See All Membership Benefits

Committed to Your Financial Wellness

Committed to Your Financial Wellness

“The branch staff member took time during their vacation to make sure my loan was handled correctly so I could take possession of my car.”

James, W. Jr

Member since 2003

Learn more.

Banking with the Credit Union

We’re committed to providing a wide choice of financial options at favorable prices. And we believe in the timeless values of honesty, integrity, respect and professionalism. You’ll see it in everything we do. We’re here to help you find answers fast, locate the service you need and receive the understanding and expertise to help you get the most out of your Credit Union membership. After all, you really are part of our success.

85,000 ATMS Mobile Banking Overdraft Options Home Loans

85,000 ATMS

We're ready to help at 46 branches located throughout the United States. Additionally, you’ll find more than 70,000 domestic ATMs and 15,000 international ATMs in the CO-OPSM and Allpoint® networks, plus, more than 5,000 shared branches that offer easy access for our member-owners.

You’ll find ATMs at many popular retailers like Target, CVS Pharmacy, Walgreens, Costco, Kroger, Safeway, Rite Aid, 7-Eleven and other locations nearby.

CO-OP Shared BranchSM and CO-OP ATMSM are marks of CO-OP Financial Services.

Allpoint is a registered trademark of ATM National, LLC. Allpoint is not a mark of American Airlines or American Airlines Federal Credit Union.

ФSurcharge-free withdrawals at selected ATMs only. Look for participating retailers for surcharge-free ATMs.

 Find the closest ATM.

Mobile Banking

Whether you’re accessing your accounts on the go with your laptop, smartphone¹ or tablet or from a desktop computer at home, our digital banking experience provides you with on-the-go convenient services.

¹ Message and data rates may apply. Check with your mobile provider.

 Learn more about our mobile and online services

Overdraft Options

We offer overdraft options to protect your everyday spending.

 Explore overdraft options

Home Loans

Whether you’re buying your first home or your dream home, we’re here for you to help make it happen with rates competitive with the national average, in-house underwriting and lower closing costs. 

 Learn more about our home loans