Personal Loans

If you’re thinking about a loan, we offer you real choices with simple solutions for finding the amount, terms and the rate that fit your needs.

Apply Now

Easy-to-use calculators

Tally everything from what it will take to pay off debt to how much to save for emergencies.

Try a calculator

Disaster Loan

We're here to help in the event of a natural disaster. When disaster strikes, the Credit Union assesses impact to our members and can offer relief designed for the immediate needs of those directly affected.

We have activated our disaster loan for members that have been impacted by hurricane Fiona or Ian. This loan has a borrowing limit up to $1,500 with loan terms up to 12 months.

Apply Now.

See additional options for assistance during financial hardship.

Personal Loan

Established for a pre-determined period of time with specific loan payments, our personal loans offer a fixed rate for the term of the loan.

Consolidation Loan

If you’re looking for help consolidating external debts into one payment, our consolidation loans provide a set term with specific loan payments.

Share Certificate Loan

Before your share certificate (excluding IRA) matures, use the money as collateral for this loan with a low fixed rate and flexible terms.

Share-Secured Loan

Enjoy an even lower rate when you use funds in a savings account (excluding your IRA) as collateral.

Line of Credit Loan

A line of credit features an open-ended revolving loan available with a variable interest rate.

Fast Funds Loan

This short-term loan option is designed to give you access to emergency funds at an affordable rate during your financial time of need.

Visit your local branch or call us at (800) 533-0035 to apply.

Disaster Loan

We're here to help in the event of a natural disaster. When disaster strikes, the Credit Union assesses impact to our members and can offer relief designed for the immediate needs of those directly affected.

We have activated our disaster loan for members that have been impacted by hurricane Fiona or Ian. This loan has a borrowing limit up to $1,500 with loan terms up to 12 months.

Apply Now.

See additional options for assistance during financial hardship.

Personal Loan

Established for a pre-determined period of time with specific loan payments, our personal loans offer a fixed rate for the term of the loan.

Consolidation Loan

If you’re looking for help consolidating external debts into one payment, our consolidation loans provide a set term with specific loan payments.

Share Certificate Loan

Before your share certificate (excluding IRA) matures, use the money as collateral for this loan with a low fixed rate and flexible terms.

Share-Secured Loan

Enjoy an even lower rate when you use funds in a savings account (excluding your IRA) as collateral.

Line of Credit Loan

A line of credit features an open-ended revolving loan available with a variable interest rate.

Fast Funds Loan

This short-term loan option is designed to give you access to emergency funds at an affordable rate during your financial time of need.

Visit your local branch or call us at (800) 533-0035 to apply.

Our Rates^

  • APY as high as

    0.40%

    Priority Checking

    Checking Accounts

  • APY as high as

    0.25%

    Flagship Checking

    Checking Accounts

  • APY as high as

    0.70%

    Savings

    Share Accounts

  • APY as high as

    0.70%

    IRA Savings

    IRA Share Accounts

  • APY as high as

    2.12%

    Share Certificate

    Share/IRA Certificates

  • APY as high as

    3.14%

    Ladder Certificates

    Share/IRA Certificates

^Savings Rates and Fee Schedule

Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective Sept. 1, 2022.

Our Rates^

  • APR as low as

    1.90%

    New Auto

    Vehicle Loans

  • APR as low as

    1.90%

    Used Auto

    Vehicle Loans

  • APR as low as

    4.59%

    RV

    Vehicle Loans

^Auto & Other Personal Loans

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective September 23, 2022.

Our Rates^

  • APR as low as

    5.448%

    15-Year Fixed

    Home Loans

  • APR as low as

    5.821%

    30-Year Fixed

    Home Loans

  • APR as low as

    5.627%

    5/1 Arm (30-Year)

    Home Loans

^Home Loan Rates and Information

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective September 19, 2022.  View Full Disclosures.

Our Rates^

  • APR

    8.50% - 13.74%

    Platinum (Low Rate)

    Credit Cards

  • APR

    10.00% - 15.74%

    Rewards

    Credit Cards

  • APR

    13.74%

    Secured

    Credit Cards

^Credit Card Rates and Fees

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective July 1, 2022.

Our Rates^

  • APY as high as

    0.15%

    Business Checking

    Checking Accounts

  • APY as high as

    0.40%

    Business Savings Account

    (Share) Savings Accounts

^Business Rate and Fee Schedule

Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective September 1, 2022.

Our Rates^

  • APR

    10.24% - 16.24%

    Platinum

    Credit Cards

^Business Credit Card Rates and Information

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective July 1, 2022.

Our Rates^

APY as high as

0.40%

Priority Checking

Checking Accounts

APY as high as

0.25%

Flagship Checking

Checking Accounts

APY as high as

0.70%

Savings

Share Accounts

APY as high as

0.70%

IRA Savings

IRA Share Accounts

APY as high as

2.12%

Share Certificate

Share/IRA Certificates

APY as high as

3.14%

Ladder Certificates

Share/IRA Certificates

^Savings Rates and Fee Schedule

Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective Sept. 1, 2022.

APR as low as

1.90%

New Auto

Vehicle Loans

APR as low as

1.90%

Used Auto

Vehicle Loans

APR as low as

4.59%

RV

Vehicle Loans

^Auto & Other Personal Loans

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective September 23, 2022.

APR as low as

5.448%

15-Year Fixed

Home Loans

APR as low as

5.821%

30-Year Fixed

Home Loans

APR as low as

5.627%

5/1 Arm (30-Year)

Home Loans

^Home Loan Rates and Information

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective September 19, 2022.  View Full Disclosures.

APR

8.50% - 13.74%

Platinum (Low Rate)

Credit Cards

APR

10.00% - 15.74%

Rewards

Credit Cards

APR

13.74%

Secured

Credit Cards

^Credit Card Rates and Fees

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective July 1, 2022.

APY as high as

0.15%

Business Checking

Checking Accounts

APY as high as

0.40%

Business Savings Account

(Share) Savings Accounts

^Business Rate and Fee Schedule

Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective September 1, 2022.

APR

10.24% - 16.24%

Platinum

Credit Cards

^Business Credit Card Rates and Information

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective July 1, 2022.

EDUCATION

Money Trip

Everyone loves taking a vacation, but not everyone can afford it. To solve that problem, some people have taken out loans to fund their trips abroad. Companies like Affirm and UpLift are taking advantage of this trend — they cater to people who want to borrow money to fund their traveling. Like many things, there are (some) good and (a few) bad sides to making this money move.

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