Personal Loans

If you’re thinking about a loan, we offer you real choices with simple solutions for finding the amount, terms and the rate that fit your needs.

 

Apply Now

Disaster Loan

We have activated our disaster loan for members who have been impacted by Hurricane Helene or Milton.

Learn more.

Personal Loan

Established for a pre-determined period of time with specific loan payments, our personal loans offer a fixed rate for the term of the loan.

Consolidation Loan

If you’re looking for help consolidating external debts into one payment, our consolidation loans provide a set term with specific loan payments.

Line of Credit Loan

A line of credit features an open-ended revolving loan available with a variable interest rate.

Financial Hardship Assistance

When faced with an immediate hardship, we may be able to provide a loan to give access to cash or help pay a bill with a third party.

Loan types include:

  • Disaster Loan
  • Financial Hardship Loan
  • Fast Funds Loan

Learn more about financial hardship assistance.

Share Certificate Loan

Before your share certificate (excluding IRA) matures, use the money as collateral for this loan with a low fixed rate and flexible terms.

Share-Secured Loan

Enjoy an even lower rate when you use funds in a savings account (excluding your IRA) as collateral.

Personal Loan

Established for a pre-determined period of time with specific loan payments, our personal loans offer a fixed rate for the term of the loan.

Consolidation Loan

If you’re looking for help consolidating external debts into one payment, our consolidation loans provide a set term with specific loan payments.

Line of Credit Loan

A line of credit features an open-ended revolving loan available with a variable interest rate.

Financial Hardship Assistance

When faced with an immediate hardship, we may be able to provide a loan to give access to cash or help pay a bill with a third party.

Loan types include:

  • Disaster Loan
  • Financial Hardship Loan
  • Fast Funds Loan

Learn more about financial hardship assistance.

Share Certificate Loan

Before your share certificate (excluding IRA) matures, use the money as collateral for this loan with a low fixed rate and flexible terms.

Share-Secured Loan

Enjoy an even lower rate when you use funds in a savings account (excluding your IRA) as collateral.

Our Rates^

  • APY as high as

    2.12%

    Savings

    Share/IRA Accounts

  • APY as high as

    4.80%

    Short-Term Share Certificate

    Share Certificate

  • APY as high as

    4.60%

    Share Certificate

    Share/IRA Certificates

  • APY as high as

    4.07%

    Ladder Certificates

    Share/IRA Certificates

  • APY as high as

    0.40%

    Priority Checking

    Checking Accounts

  • APY as high as

    0.25%

    Flagship Checking

    Checking Accounts

^Savings Rates and Fee Schedule

Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective October 1, 2024.

Our Rates^

  • APR as low as

    4.69%

    New Auto

    Up to 36 Months

  • APR as low as

    4.94%

    Used Auto

    Up to 36 Months

  • APR as low as

    5.44%

    New Auto

    Up to 60 months

  • APR as low as

    5.69%

    Used Auto

    Up to 60 months

  • APR as low as

    6.74%

    RV

    Vehicle Loans

  • APR as low as

    6.49%

    Boat/Airplane

    Vehicle Loans

^Auto & Recreational Loans

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective August 16, 2024.

Our Rates^

  • APR as low as

    5.575%

    15-Year Fixed

    Home Loans

  • APR as low as

    5.948%

    30-Year Fixed

    Home Loans

  • APR as low as

    6.533%

    5/1 Arm (30-Year)

    Home Loans

  • APR as low as

    7.125%

    5/10 Fixed

    Owner Occupied HELOC

^Home Loan Rates and Information and HELOC Rates and Information

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective September 21, 2024.  View Full Disclosures.

Our Rates^

  • APR

    15.50% - 17.50%

    Signature Cash Back

    Credit Cards

  • APR

    13.25% - 18.00%

    Platinum Rewards

    Credit Cards

  • APR

    11.75% - 18.00%

    Platinum Low Rate

    Credit Cards

  • APR

    16.99%

    Platinum Secured

    Credit Cards

^Credit Card Rates and Fees

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective October 1, 2024.

Our Rates^

  • APY as high as

    0.15%

    Business Checking

    Checking Accounts

  • APY as high as

    0.40%

    Business Savings Account

    (Share) Savings Accounts

^Business Rate and Fee Schedule

Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective October 1, 2024.

Our Rates^

  • APR

    13.49% - 18.00%

    Platinum

    Credit Cards

^Business Credit Card Rates and Information

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective October 1, 2024.

Our Rates^

APY as high as

2.12%

Savings

Share/IRA Accounts

APY as high as

4.80%

Short-Term Share Certificate

Share Certificate

APY as high as

4.60%

Share Certificate

Share/IRA Certificates

APY as high as

4.07%

Ladder Certificates

Share/IRA Certificates

APY as high as

0.40%

Priority Checking

Checking Accounts

APY as high as

0.25%

Flagship Checking

Checking Accounts

^Savings Rates and Fee Schedule

Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective October 1, 2024.

APR as low as

4.69%

New Auto

Up to 36 Months

APR as low as

4.94%

Used Auto

Up to 36 Months

APR as low as

5.44%

New Auto

Up to 60 months

APR as low as

5.69%

Used Auto

Up to 60 months

APR as low as

6.74%

RV

Vehicle Loans

APR as low as

6.49%

Boat/Airplane

Vehicle Loans

^Auto & Recreational Loans

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective August 16, 2024.

APR as low as

5.575%

15-Year Fixed

Home Loans

APR as low as

5.948%

30-Year Fixed

Home Loans

APR as low as

6.533%

5/1 Arm (30-Year)

Home Loans

APR as low as

7.125%

5/10 Fixed

Owner Occupied HELOC

^Home Loan Rates and Information and HELOC Rates and Information

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective September 21, 2024.  View Full Disclosures.

APR

15.50% - 17.50%

Signature Cash Back

Credit Cards

APR

13.25% - 18.00%

Platinum Rewards

Credit Cards

APR

11.75% - 18.00%

Platinum Low Rate

Credit Cards

APR

16.99%

Platinum Secured

Credit Cards

^Credit Card Rates and Fees

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective October 1, 2024.

APY as high as

0.15%

Business Checking

Checking Accounts

APY as high as

0.40%

Business Savings Account

(Share) Savings Accounts

^Business Rate and Fee Schedule

Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective October 1, 2024.

APR

13.49% - 18.00%

Platinum

Credit Cards

^Business Credit Card Rates and Information

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective October 1, 2024.

EDUCATION

Money Trip

Everyone loves taking a vacation, but not everyone can afford it. To solve that problem, some people have taken out loans to fund their trips abroad. Companies like Affirm and UpLift are taking advantage of this trend — they cater to people who want to borrow money to fund their traveling. Like many things, there are (some) good and (a few) bad sides to making this money move.

Read More

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