Personal Loans
If you’re thinking about a loan, we offer you real choices with simple solutions for finding the amount, terms and the rate that fit your needs.
Apply NowDisaster Loan
We're here to help in the event of a natural disaster. When disaster strikes, the Credit Union assesses impact to our members and can offer relief designed for the immediate needs of those directly affected.
Winter Storm Loans
- Members residing in affected states can log in through mobile or digital banking, click “Apply Now,” select “Credit Cards & Loans” and then “Personal Loans” to start your application.
- If you haven’t signed up for our mobile and online banking services, you can do so by clicking here: Enroll in Mobile and Online Banking
Personal Loan
Established for a pre-determined period of time with specific loan payments, our personal loans offer a fixed rate for the term of the loan.
Consolidation Loan
If you’re looking for help consolidating external debts into one payment, our consolidation loans provide a set term with specific loan payments.
Share Certificate Loan
Before your share certificate (excluding IRA) matures, use the money as collateral for this loan with a low fixed rate and flexible terms.
Share-Secured Loan
Enjoy an even lower rate when you use funds in a savings account (excluding your IRA) as collateral.
Line of Credit Loan
A line of credit features an open-ended revolving loan available with a variable interest rate.
Fast Funds Loan
This short-term loan option is designed to give you access to emergency funds at an affordable rate during your financial time of need.
Visit your local branch or call us at (800) 533-0035 to apply.
Disaster Loan
We're here to help in the event of a natural disaster. When disaster strikes, the Credit Union assesses impact to our members and can offer relief designed for the immediate needs of those directly affected.
Winter Storm Loans
- Members residing in affected states can log in through mobile or digital banking, click “Apply Now,” select “Credit Cards & Loans” and then “Personal Loans” to start your application.
- If you haven’t signed up for our mobile and online banking services, you can do so by clicking here: Enroll in Mobile and Online Banking
Personal Loan
Established for a pre-determined period of time with specific loan payments, our personal loans offer a fixed rate for the term of the loan.
Consolidation Loan
If you’re looking for help consolidating external debts into one payment, our consolidation loans provide a set term with specific loan payments.
Share Certificate Loan
Before your share certificate (excluding IRA) matures, use the money as collateral for this loan with a low fixed rate and flexible terms.
Share-Secured Loan
Enjoy an even lower rate when you use funds in a savings account (excluding your IRA) as collateral.
Line of Credit Loan
A line of credit features an open-ended revolving loan available with a variable interest rate.
Fast Funds Loan
This short-term loan option is designed to give you access to emergency funds at an affordable rate during your financial time of need.
Visit your local branch or call us at (800) 533-0035 to apply.
Our Rates*
-
APY as high as
0.50%
Checking Account
Priority Checking
-
APY as high as
0.40%
Savings Accounts
(Share) Savings Accounts
-
APY as high as
0.40%
Savings Accounts
IRA Savings
-
APY as high as
0.80%
Share Certificates
Regular Share Certificates
Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective May 1, 2021.
Our Rates*
-
APR as low as
1.80%
New Auto
Vehicle Loans
-
APR as low as
1.80%
Used Auto
Vehicle Loans
-
APR as low as
4.74%
RV
Vehicle Loans
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective May 1, 2021.
Our Rates*
-
APR as low as
2.658%
15-Year Fixed
Home Loans
-
APR as low as
3.159%
30-Year Fixed
Home Loans
-
APR as low as
2.819%
5/1 Arm (30-Year)
Home Loans
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective May 6, 2021. View Full Disclosures.
Our Rates*
-
APR
7.00% - 12.24%
Platinum (Low Rate)
Credit Cards
-
APR
8.50% - 14.24%
Rewards
Credit Cards
-
APR
12.24%
Secured
Credit Cards
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective April 01, 2020.
Our Rates*
-
APY as high as
0.15%
Business Checking
Checking Accounts
-
APY as high as
0.40%
Business Savings Account
(Share) Savings Accounts
Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective May 1, 2021.
Our Rates*
-
APR
8.74% - 14.74%
Platinum
Credit Cards
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective May 01, 2020.
Our Rates*
APY as high as
0.50%
Checking Account
Priority Checking
APY as high as
0.40%
Savings Accounts
(Share) Savings Accounts
APY as high as
0.40%
Savings Accounts
IRA Savings
APY as high as
0.80%
Share Certificates
Regular Share Certificates
Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective May 1, 2021.
APR as low as
1.80%
New Auto
Vehicle Loans
APR as low as
1.80%
Used Auto
Vehicle Loans
APR as low as
4.74%
RV
Vehicle Loans
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective May 1, 2021.
APR as low as
2.658%
15-Year Fixed
Home Loans
APR as low as
3.159%
30-Year Fixed
Home Loans
APR as low as
2.819%
5/1 Arm (30-Year)
Home Loans
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective May 6, 2021. View Full Disclosures.
APR
7.00% - 12.24%
Platinum (Low Rate)
Credit Cards
APR
8.50% - 14.24%
Rewards
Credit Cards
APR
12.24%
Secured
Credit Cards
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective April 01, 2020.
APY as high as
0.15%
Business Checking
Checking Accounts
APY as high as
0.40%
Business Savings Account
(Share) Savings Accounts
Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective May 1, 2021.
APR
8.74% - 14.74%
Platinum
Credit Cards
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective May 01, 2020.
EDUCATION
Money Trip
Everyone loves taking a vacation, but not everyone can afford it. To solve that problem, some people have taken out loans to fund their trips abroad. Companies like Affirm and UpLift are taking advantage of this trend — they cater to people who want to borrow money to fund their traveling. Like many things, there are (some) good and (a few) bad sides to making this money move.
Committed to Your Financial Wellness
Committed to Your Financial Wellness
"I feel like they are truly there for me, and treat me like a person, not a number – as clichéd as that sounds."
Debi, member since 1981
