Banking

You have dreams. We have solutions. With American Airlines Credit Union, you get more choices, competitive rates and exclusive benefits when it comes to checking, savings and credit cards. After all, you’re a member-owner of one of the largest and fastest-growing credit unions in the United States. We’re eager to put that power to work for you.

Checking

Great checking options are just the beginning when you bank with us. We make it convenient to manage your money and your time with easy 24/7 account access. Put an American Airlines Credit Union Checking Account to work for you today.

Compare checking account options

Explore overdraft protection opportunities

Savings

Save smart with one of our premium-rate savings accounts. You’ll earn dividends¹ with peace of mind knowing your accounts are insured up to $250,000 by the National Credit Union Share Insurance Fund² – one of the strongest federal insurance funds in the country today.

Explore savings account options

Credit Cards

Whether you’re traveling the world and want to earn points for all of your everyday spending, looking for a lower rate to transfer balances, or just starting out and/or need to rebuild your credit, we have a card that is right for you.

Choose the card that's right for you

Small Business Banking

Starting a small business is an exciting venture, but succeeding at business is a complicated proposition. American Airlines Credit Union is an industry leader in terms of the accounts, loans and services we offer our member-owners to help them achieve their individual financial goals. And we now proudly extend the same value-added services and savings to our member business owners to help promote successful small businesses across the country.

Learn more about Business Services

Checking

Great checking options are just the beginning when you bank with us. We make it convenient to manage your money and your time with easy 24/7 account access. Put an American Airlines Credit Union Checking Account to work for you today.

Savings

Save smart with one of our premium-rate savings accounts. You’ll earn dividends¹ with peace of mind knowing your accounts are insured up to $250,000 by the National Credit Union Share Insurance Fund² – one of the strongest federal insurance funds in the country today.

Credit Cards

Whether you’re traveling the world and want to earn points for all of your everyday spending, looking for a lower rate to transfer balances, or just starting out and/or need to rebuild your credit, we have a card that is right for you.

Small Business Banking

Starting a small business is an exciting venture, but succeeding at business is a complicated proposition. American Airlines Credit Union is an industry leader in terms of the accounts, loans and services we offer our member-owners to help them achieve their individual financial goals. And we now proudly extend the same value-added services and savings to our member business owners to help promote successful small businesses across the country.

Our Rates^

  • APY as high as

    0.40%

    Priority Checking

    Checking Accounts

  • APY as high as

    0.25%

    Flagship Checking

    Checking Accounts

  • APY as high as

    1.00%

    Savings

    Share Accounts

  • APY as high as

    1.00%

    IRA Savings

    IRA Share Accounts

  • APY as high as

    3.04%

    Share Certificate

    Share/IRA Certificates

  • APY as high as

    3.82%

    Ladder Certificates

    Share/IRA Certificates

^Savings Rates and Fee Schedule

Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective December 1, 2022.

Our Rates^

  • APR as low as

    3.05%

    New Auto

    Vehicle Loans

  • APR as low as

    3.05%

    Used Auto

    Vehicle Loans

  • APR as low as

    4.74%

    RV

    Vehicle Loans

^Auto & Other Personal Loans

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective December 1, 2022.

Our Rates^

  • APR as low as

    5.956%

    15-Year Fixed

    Home Loans

  • APR as low as

    6.456%

    30-Year Fixed

    Home Loans

  • APR as low as

    6.632%

    5/1 Arm (30-Year)

    Home Loans

^Home Loan Rates and Information

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective November 7, 2022.  View Full Disclosures.

Our Rates^

  • APR

    10.00% - 15.24%

    Platinum (Low Rate)

    Credit Cards

  • APR

    11.50% - 17.24%

    Rewards

    Credit Cards

  • APR

    15.24%

    Secured

    Credit Cards

^Credit Card Rates and Fees

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective October 1, 2022.

Our Rates^

  • APY as high as

    0.15%

    Business Checking

    Checking Accounts

  • APY as high as

    0.40%

    Business Savings Account

    (Share) Savings Accounts

^Business Rate and Fee Schedule

Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective December 1, 2022.

Our Rates^

  • APR

    11.74% - 17.74%

    Platinum

    Credit Cards

^Business Credit Card Rates and Information

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective October 1, 2022.

Our Rates^

APY as high as

0.40%

Priority Checking

Checking Accounts

APY as high as

0.25%

Flagship Checking

Checking Accounts

APY as high as

1.00%

Savings

Share Accounts

APY as high as

1.00%

IRA Savings

IRA Share Accounts

APY as high as

3.04%

Share Certificate

Share/IRA Certificates

APY as high as

3.82%

Ladder Certificates

Share/IRA Certificates

^Savings Rates and Fee Schedule

Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective December 1, 2022.

APR as low as

3.05%

New Auto

Vehicle Loans

APR as low as

3.05%

Used Auto

Vehicle Loans

APR as low as

4.74%

RV

Vehicle Loans

^Auto & Other Personal Loans

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective December 1, 2022.

APR as low as

5.956%

15-Year Fixed

Home Loans

APR as low as

6.456%

30-Year Fixed

Home Loans

APR as low as

6.632%

5/1 Arm (30-Year)

Home Loans

^Home Loan Rates and Information

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective November 7, 2022.  View Full Disclosures.

APR

10.00% - 15.24%

Platinum (Low Rate)

Credit Cards

APR

11.50% - 17.24%

Rewards

Credit Cards

APR

15.24%

Secured

Credit Cards

^Credit Card Rates and Fees

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective October 1, 2022.

APY as high as

0.15%

Business Checking

Checking Accounts

APY as high as

0.40%

Business Savings Account

(Share) Savings Accounts

^Business Rate and Fee Schedule

Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective December 1, 2022.

APR

11.74% - 17.74%

Platinum

Credit Cards

^Business Credit Card Rates and Information

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective October 1, 2022.

Mobile & Digital Services

We understand your on-the-go account access needs.

Mobile Apps

Our mobile apps offer a number of convenient services, including mobile check deposit, bill pay, credit score monitoring, personal financial management tools and more!

GET THE APPS

Download from the Apple Store

Download from Google Play

  • Apple Watch – To turn on, simply log into our mobile app and select “Apple Watch” under “Settings” in the left-hand menu.
 Mobile services require web access. Check with your wireless carrier for any fees that may apply.
Apple Watch is trademark of Apple Inc.
Google Play is a registered trademarks of Google LLC.

Digital Wallet

Add your Credit Union debit and credit cards to your enabled device to make secure payments and simplify your checkout experience with a variety of digital payment options.

Apple Pay and Apple Watch are trademarks of Apple Inc.
Samsung Pay is a registered trademark of Samsung Electronics Co. Ltd.
Google Pay and Google Play are registered trademarks of Google LLC.
Visa is a registered trademark of Visa International Service Association. The EMV® SRC payment icon, consisting of a pentagon design oriented on its side with a stylized depiction of a fast forward symbol on the right, formed by a continuous line, is a trademark owned by and used with permission of EMVCo, LLC.

Financial Management Tools

Our budget and finances feature allows our members to track their spending with a fully interactive, real-time updating dashboard that loads existing Credit Union accounts while allowing the addition of accounts from other financial institutions. Within your online banking account you have access to two tools that help you keep your finances on track:

  •  Personal Finance Manager and Credit Monitoring.
Learn More

¹ The dividend rate is declared by the Board of Directors each month and paid on the first day of the month.

² American Airlines Federal Credit Union is an independent member owned co-operative financial institution. Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.