Membership

When you join the Credit Union family, you’re not a customer. You’re a member and an owner. You’re not just another face, you have a life and financial future we want to help shape. You have an account with people you can count on. People, not just a company. And as long as we’re in charge, we’ll never charge more than we need to.

About Us

American Airlines Federal Credit Union was founded in 1936 by a small group of American Airlines employees who shared the goal of creating a member-owned, cooperative financial institution where employees could help one another.

Learn more about the Credit Union

Member Benefits

Bonus Dividends*

In 2018, we returned more than $13 million in bonus dividends to members like you.

Loan Discounts

We know you have options so we want to reward you with a variety of discounts available on vehicle and home equity loans.

Tools and Resources

Whether you’re hunting for a new vehicle, looking to purchase your first home or seeking retirement advice, we have a number of services designed to make your life easier.

Learn More

Member Stories

FEATURED STORY: PRAMOD'S NEW CAR

After coming to America in 2000, Pramod Bohra, 41, discovered the Credit Union through co-workers and was grateful to get started right away with savings and financial planning. But he certainly didn’t stop there.

 

Continue Reading

Why Join?

WE SERVE THE AIRLINE INDUSTRY

American Airlines started more than 80 years ago, when a small group of American Airlines employees formed a financial institution dedicated to helping their colleagues. Today, American Airlines Credit Union is open to anyone working in the Air Transportation Industry and their families.

Learn more about Eligibility

About Us

American Airlines Federal Credit Union was founded in 1936 by a small group of American Airlines employees who shared the goal of creating a member-owned, cooperative financial institution where employees could help one another.

Member Benefits

Bonus Dividends*

In 2018, we returned more than $13 million in bonus dividends to members like you.

Loan Discounts

We know you have options so we want to reward you with a variety of discounts available on vehicle and home equity loans.

Tools and Resources

Whether you’re hunting for a new vehicle, looking to purchase your first home or seeking retirement advice, we have a number of services designed to make your life easier.

Member Stories

FEATURED STORY: PRAMOD'S NEW CAR

After coming to America in 2000, Pramod Bohra, 41, discovered the Credit Union through co-workers and was grateful to get started right away with savings and financial planning. But he certainly didn’t stop there.

 

Why Join?

WE SERVE THE AIRLINE INDUSTRY

American Airlines started more than 80 years ago, when a small group of American Airlines employees formed a financial institution dedicated to helping their colleagues. Today, American Airlines Credit Union is open to anyone working in the Air Transportation Industry and their families.

Become a Member

Start building your future with us today.

Our Rates*

  • APY as high as

    2.27%

    Checking Account

    Priority Checking

  • APY as high as

    1.71%

    Savings Accounts

    (Share) Savings Accounts

  • APY as high as

    1.71%

    Savings Accounts

    IRA Savings

  • APY as high as

    3.25%

    Share Certificates

    Regular Share Certificates

*Savings Rates and Fee Schedule

Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective September 1, 2019.

Our Rates*

  • APR as low as

    2.35%

    New Auto

    Vehicle Loans

  • APR as low as

    2.35%

    Used Auto

    Vehicle Loans

  • APR as low as

    5.24%

    RV

    Vehicle Loans

*Auto Rates and Information

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective August 2, 2019.

Our Rates*

  • APR as low as

    3.165%

    15-Year Fixed

    Home Loans

  • APR as low as

    3.665%

    30-Year Fixed

    Home Loans

  • APR as low as

    4.435%

    5/1 Arm (30-Year)

    Home Loans

*Home Loan Rates and Information

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective September 13, 2019.  View Full Disclosures.

Our Rates*

  • APR

    9.25% - 14.49%

    Platinum (Low Rate)

    Credit Cards

  • APR

    10.75% - 16.49%

    Rewards

    Credit Cards

  • APR

    14.49%

    Secured

    Credit Cards

*American Airlines Credit Union Visa Consumer Credit Card Application and Solicitation Disclosure

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective January 1, 2019.

Our Rates*

  • APY as high as

    0.15%

    Business Checking

    Checking Accounts

  • APY as high as

    1.25%

    Business Savings Account

    (Share) Savings Accounts

*Business Rate and Fee Schedule

Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective September 1, 2019.

Our Rates*

  • APR

    10.99% - 16.99%

    Platinum

    Credit Cards

*Business Credit Card Rates and Information

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective January 1, 2019.

Our Rates*

APY as high as

2.27%

Checking Account

Priority Checking

APY as high as

1.71%

Savings Accounts

(Share) Savings Accounts

APY as high as

1.71%

Savings Accounts

IRA Savings

APY as high as

3.25%

Share Certificates

Regular Share Certificates

*Savings Rates and Fee Schedule

Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective September 1, 2019.

APR as low as

2.35%

New Auto

Vehicle Loans

APR as low as

2.35%

Used Auto

Vehicle Loans

APR as low as

5.24%

RV

Vehicle Loans

*Auto Rates and Information

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective August 2, 2019.

APR as low as

3.165%

15-Year Fixed

Home Loans

APR as low as

3.665%

30-Year Fixed

Home Loans

APR as low as

4.435%

5/1 Arm (30-Year)

Home Loans

*Home Loan Rates and Information

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective September 13, 2019.  View Full Disclosures.

APR

9.25% - 14.49%

Platinum (Low Rate)

Credit Cards

APR

10.75% - 16.49%

Rewards

Credit Cards

APR

14.49%

Secured

Credit Cards

*American Airlines Credit Union Visa Consumer Credit Card Application and Solicitation Disclosure

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective January 1, 2019.

APY as high as

0.15%

Business Checking

Checking Accounts

APY as high as

1.25%

Business Savings Account

(Share) Savings Accounts

*Business Rate and Fee Schedule

Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective September 1, 2019.

APR

10.99% - 16.99%

Platinum

Credit Cards

*Business Credit Card Rates and Information

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective January 1, 2019.

Mobile & Digital Services

We understand your on-the-go account access needs.

Mobile Apps

Our mobile apps offer a number of convenient services, including mobile check deposit, bill pay, credit score monitoring, personal financial management tools and more!

GET THE APPS¹

Download from the Apple Store

Download from Google Play

  • Apple Watch – To turn on, simply log into our mobile app and select “Apple Watch” under “Settings” in the left-hand menu.
¹Mobile services require web access. Check with your wireless carrier for any fees that may apply.
Apple Watch is trademark of Apple Inc.
Google Play is a registered trademarks of Google LLC.

Digital Wallet

Add your Credit Union debit and credit cards to your enabled device to make secure payments and simplify your checkout experience with a variety of digital payment options.

Apple Pay and Apple Watch are trademarks of Apple Inc.
Samsung Pay is a registered trademark of Samsung Electronics Co. Ltd.
Google Pay and Google Play are registered trademarks of Google LLC.
Visa and Visa Checkout are registered trademarks of Visa International Service Association.

Financial Management Tools

Our budget and finances feature allows our members to track their spending with a fully interactive, real-time updating dashboard that loads existing Credit Union accounts while allowing the addition of accounts from other financial institutions. Within your online banking account you have access to two tools that help you keep your finances on track:

  •  Personal Finance Manager and Credit Monitoring.
Learn More

* Bonus dividends are not guaranteed.