
Membership
When you join the Credit Union family, you’re not a customer. You’re a member and an owner. You’re not just another face, you have a life and financial future we want to help shape. You have an account with people you can count on. People, not just a company. And as long as we’re in charge, we’ll never charge more than we need to.
About Us
American Airlines Federal Credit Union was founded in 1936 by a small group of American Airlines employees who shared the goal of creating a member-owned, cooperative financial institution where employees could help one another.
Member Benefits
Bonus Dividends*
In 2021, we returned nearly $5 million in bonus dividends to members like you.
Loan Discounts
We know you have options so we want to reward you with a variety of discounts available on vehicle and home equity loans.
Tools and Resources
Whether you’re hunting for a new vehicle, looking to purchase your first home or seeking retirement advice, we have a number of services designed to make your life easier.
Member Stories
FEATURED STORY: PRAMOD'S NEW CAR
After coming to America in 2000, Pramod Bohra, 41, discovered the Credit Union through co-workers and was grateful to get started right away with savings and financial planning. But he certainly didn’t stop there.
Why Join?
WE SERVE THE AIRLINE INDUSTRY
American Airlines started more than 80 years ago, when a small group of American Airlines employees formed a financial institution dedicated to helping their colleagues. Today, American Airlines Credit Union is open to anyone working in the Air Transportation Industry and their families.
About Us
American Airlines Federal Credit Union was founded in 1936 by a small group of American Airlines employees who shared the goal of creating a member-owned, cooperative financial institution where employees could help one another.
Member Benefits
Bonus Dividends*
In 2021, we returned nearly $5 million in bonus dividends to members like you.
Loan Discounts
We know you have options so we want to reward you with a variety of discounts available on vehicle and home equity loans.
Tools and Resources
Whether you’re hunting for a new vehicle, looking to purchase your first home or seeking retirement advice, we have a number of services designed to make your life easier.
Member Stories
FEATURED STORY: PRAMOD'S NEW CAR
After coming to America in 2000, Pramod Bohra, 41, discovered the Credit Union through co-workers and was grateful to get started right away with savings and financial planning. But he certainly didn’t stop there.
Why Join?
WE SERVE THE AIRLINE INDUSTRY
American Airlines started more than 80 years ago, when a small group of American Airlines employees formed a financial institution dedicated to helping their colleagues. Today, American Airlines Credit Union is open to anyone working in the Air Transportation Industry and their families.
Our Rates^
-
APY as high as
0.40%
Checking Account
Priority Checking
-
APY as high as
0.30%
Savings Accounts
(Share) Savings Accounts
-
APY as high as
0.30%
Savings Accounts
IRA Savings
-
APY as high as
0.70%
Share Certificates
Regular Share Certificates
Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective May 1, 2022.
Our Rates^
-
APR as low as
1.80%
New Auto
Vehicle Loans
-
APR as low as
1.80%
Used Auto
Vehicle Loans
-
APR as low as
4.49%
RV
Vehicle Loans
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective March 17, 2022.
Our Rates^
-
APR as low as
4.306%
15-Year Fixed
Home Loans
-
APR as low as
4.932%
30-Year Fixed
Home Loans
-
APR as low as
4.548%
5/1 Arm (30-Year)
Home Loans
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective Thursday May 11, 2022. View Full Disclosures.
Our Rates^
-
APR
7.25% - 12.49%
Platinum (Low Rate)
Credit Cards
-
APR
8.75% - 14.49%
Rewards
Credit Cards
-
APR
12.49%
Secured
Credit Cards
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective April 1, 2022.
Our Rates^
-
APY as high as
0.15%
Business Checking
Checking Accounts
-
APY as high as
0.30%
Business Savings Account
(Share) Savings Accounts
Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective May 1, 2022.
Our Rates^
-
APR
8.99% - 14.99%
Platinum
Credit Cards
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective April 1, 2020.
Our Rates^
APY as high as
0.40%
Checking Account
Priority Checking
APY as high as
0.30%
Savings Accounts
(Share) Savings Accounts
APY as high as
0.30%
Savings Accounts
IRA Savings
APY as high as
0.70%
Share Certificates
Regular Share Certificates
Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective May 1, 2022.
APR as low as
1.80%
New Auto
Vehicle Loans
APR as low as
1.80%
Used Auto
Vehicle Loans
APR as low as
4.49%
RV
Vehicle Loans
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective March 17, 2022.
APR as low as
4.306%
15-Year Fixed
Home Loans
APR as low as
4.932%
30-Year Fixed
Home Loans
APR as low as
4.548%
5/1 Arm (30-Year)
Home Loans
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective Thursday May 11, 2022. View Full Disclosures.
APR
7.25% - 12.49%
Platinum (Low Rate)
Credit Cards
APR
8.75% - 14.49%
Rewards
Credit Cards
APR
12.49%
Secured
Credit Cards
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective April 1, 2022.
APY as high as
0.15%
Business Checking
Checking Accounts
APY as high as
0.30%
Business Savings Account
(Share) Savings Accounts
Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective May 1, 2022.
APR
8.99% - 14.99%
Platinum
Credit Cards
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective April 1, 2020.
Mobile & Digital Services
We understand your on-the-go account access needs.
Mobile Apps
Our mobile apps offer a number of convenient services, including mobile check deposit, bill pay, credit score monitoring, personal financial management tools and more!
GET THE APPS¹
- Apple Watch – To turn on, simply log into our mobile app and select “Apple Watch” under “Settings” in the left-hand menu.
¹Mobile services require web access. Check with your wireless carrier for any fees that may apply.
Apple Watch is trademark of Apple Inc.
Google Play is a registered trademarks of Google LLC.
Digital Wallet
Add your Credit Union debit and credit cards to your enabled device to make secure payments and simplify your checkout experience with a variety of digital payment options.
Apple Pay and Apple Watch are trademarks of Apple Inc.
Samsung Pay is a registered trademark of Samsung Electronics Co. Ltd.
Google Pay and Google Play are registered trademarks of Google LLC.
Visa is a registered trademark of Visa International Service Association. The EMV® SRC payment icon, consisting of a pentagon design oriented on its side with a stylized depiction of a fast forward symbol on the right, formed by a continuous line, is a trademark owned by and used with permission of EMVCo, LLC.
Financial Management Tools
Our budget and finances feature allows our members to track their spending with a fully interactive, real-time updating dashboard that loads existing Credit Union accounts while allowing the addition of accounts from other financial institutions. Within your online banking account you have access to two tools that help you keep your finances on track:
- Personal Finance Manager and Credit Monitoring.
* Bonus dividends are not guaranteed.