Checking

There are a number of checking options when you bank with us. All of our checking accounts offer no monthly service fee or offer easy ways to avoid one. We make it convenient to manage your money and your time with easy 24/7 account access and learn about the added benefits of direct deposit and online statements. Compare our accounts and find out which one is right for you.

Ascend Checking

Enjoy checking simplified with checkless banking and convenient online services that help you stay in control of your finances.

Learn more about Ascend Checking

Flagship Checking

Our premium checking account experience is perfect for members who carry a higher balance and want to earn additional benefits, including fee rebates, higher spending and deposit limits and more.

Learn more about Flagship Checking

Priority Checking

Everyday checking with the ability to earn additional benefits like ATM fee rebates and a Priority Dividend rate for doing a few simple things each month.

Learn more about Priority Checking

UChecking

Our UChecking account, for younger members between the ages of 13 and 25, was custom designed with your lifestyle in mind.

Learn more about UChecking

Business Checking

Business Checking at American Airlines Credit Union offers no monthly service fee, doesn't require a minimum balance and it pays dividends.

 

Learn more about Business Checking

Tools & Resources

We also provide additional tools and resources to help you manage your finances and learn as you go.

Learn more

Access our calculators

Order Checks

 

Ascend Checking

Enjoy checking simplified with checkless banking and convenient online services that help you stay in control of your finances.

Flagship Checking

Our premium checking account experience is perfect for members who carry a higher balance and want to earn additional benefits, including fee rebates, higher spending and deposit limits and more.

Priority Checking

Everyday checking with the ability to earn additional benefits like ATM fee rebates and a Priority Dividend rate for doing a few simple things each month.

UChecking

Our UChecking account, for younger members between the ages of 13 and 25, was custom designed with your lifestyle in mind.

Business Checking

Business Checking at American Airlines Credit Union offers no monthly service fee, doesn't require a minimum balance and it pays dividends.

 

Tools & Resources

We also provide additional tools and resources to help you manage your finances and learn as you go.

Checking Account Features

Our Rates^

  • APY as high as

    0.40%

    Priority Checking

    Checking Accounts

  • APY as high as

    0.25%

    Flagship Checking

    Checking Accounts

  • APY as high as

    1.00%

    Savings

    Share Accounts

  • APY as high as

    1.00%

    IRA Savings

    IRA Share Accounts

  • APY as high as

    3.04%

    Share Certificate

    Share/IRA Certificates

  • APY as high as

    3.82%

    Ladder Certificates

    Share/IRA Certificates

^Savings Rates and Fee Schedule

Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective December 1, 2022.

Our Rates^

  • APR as low as

    3.05%

    New Auto

    Vehicle Loans

  • APR as low as

    3.05%

    Used Auto

    Vehicle Loans

  • APR as low as

    4.74%

    RV

    Vehicle Loans

^Auto & Other Personal Loans

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective December 1, 2022.

Our Rates^

  • APR as low as

    5.956%

    15-Year Fixed

    Home Loans

  • APR as low as

    6.456%

    30-Year Fixed

    Home Loans

  • APR as low as

    6.632%

    5/1 Arm (30-Year)

    Home Loans

^Home Loan Rates and Information

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective November 7, 2022.  View Full Disclosures.

Our Rates^

  • APR

    10.00% - 15.24%

    Platinum (Low Rate)

    Credit Cards

  • APR

    11.50% - 17.24%

    Rewards

    Credit Cards

  • APR

    15.24%

    Secured

    Credit Cards

^Credit Card Rates and Fees

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective October 1, 2022.

Our Rates^

  • APY as high as

    0.15%

    Business Checking

    Checking Accounts

  • APY as high as

    0.40%

    Business Savings Account

    (Share) Savings Accounts

^Business Rate and Fee Schedule

Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective December 1, 2022.

Our Rates^

  • APR

    11.74% - 17.74%

    Platinum

    Credit Cards

^Business Credit Card Rates and Information

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective October 1, 2022.

Our Rates^

APY as high as

0.40%

Priority Checking

Checking Accounts

APY as high as

0.25%

Flagship Checking

Checking Accounts

APY as high as

1.00%

Savings

Share Accounts

APY as high as

1.00%

IRA Savings

IRA Share Accounts

APY as high as

3.04%

Share Certificate

Share/IRA Certificates

APY as high as

3.82%

Ladder Certificates

Share/IRA Certificates

^Savings Rates and Fee Schedule

Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective December 1, 2022.

APR as low as

3.05%

New Auto

Vehicle Loans

APR as low as

3.05%

Used Auto

Vehicle Loans

APR as low as

4.74%

RV

Vehicle Loans

^Auto & Other Personal Loans

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective December 1, 2022.

APR as low as

5.956%

15-Year Fixed

Home Loans

APR as low as

6.456%

30-Year Fixed

Home Loans

APR as low as

6.632%

5/1 Arm (30-Year)

Home Loans

^Home Loan Rates and Information

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective November 7, 2022.  View Full Disclosures.

APR

10.00% - 15.24%

Platinum (Low Rate)

Credit Cards

APR

11.50% - 17.24%

Rewards

Credit Cards

APR

15.24%

Secured

Credit Cards

^Credit Card Rates and Fees

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective October 1, 2022.

APY as high as

0.15%

Business Checking

Checking Accounts

APY as high as

0.40%

Business Savings Account

(Share) Savings Accounts

^Business Rate and Fee Schedule

Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective December 1, 2022.

APR

11.74% - 17.74%

Platinum

Credit Cards

^Business Credit Card Rates and Information

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective October 1, 2022.

Mobile & Digital Services

We understand your on-the-go account access needs.

Mobile Apps

Our mobile apps offer a number of convenient services, including mobile check deposit, bill pay, credit score monitoring, personal financial management tools and more!

GET THE APPS

Download from the Apple Store

Download from Google Play

  • Apple Watch – To turn on, simply log into our mobile app and select “Apple Watch” under “Settings” in the left-hand menu.
 Mobile services require web access. Check with your wireless carrier for any fees that may apply.
Apple Watch is trademark of Apple Inc.
Google Play is a registered trademarks of Google LLC.

Digital Wallet

Add your Credit Union debit and credit cards to your enabled device to make secure payments and simplify your checkout experience with a variety of digital payment options.

Apple Pay and Apple Watch are trademarks of Apple Inc.
Samsung Pay is a registered trademark of Samsung Electronics Co. Ltd.
Google Pay and Google Play are registered trademarks of Google LLC.
Visa is a registered trademark of Visa International Service Association. The EMV® SRC payment icon, consisting of a pentagon design oriented on its side with a stylized depiction of a fast forward symbol on the right, formed by a continuous line, is a trademark owned by and used with permission of EMVCo, LLC.

Financial Management Tools

Our budget and finances feature allows our members to track their spending with a fully interactive, real-time updating dashboard that loads existing Credit Union accounts while allowing the addition of accounts from other financial institutions. Within your online banking account you have access to two tools that help you keep your finances on track:

  •  Personal Finance Manager and Credit Monitoring.
Learn More

 Message and data rates may apply. Check with your mobile provider.

† Visa's Zero Liability Policy covers U.S.-issued cards and does not apply to ATM transactions, PIN transactions not processed by Visa, or certain commercial card transactions. Cardholder must notify issuer promptly of any unauthorized use on their card. Consult issuer for additional details or visit www.visa.com/security.

Visa is a registered trademark of Visa International Service Association.