Checking
There are a number of checking options when you bank with us. We make it convenient to manage your money and your time with easy 24/7 account access.
Priority Checking
Everyday checking with the ability to earn additional benefits like ATM fee rebates and a Premium Dividend rate for doing a few simple things each month.
Flagship Checking
For members who carry a higher-balance in their checking and are looking for additional value from their checking product.
UChecking
Our UChecking account, for younger members between the ages of 13 and 25, was custom designed with your lifestyle in mind.
Ascend Checking
Everyone deserves a second chance. Enjoy convenient financial management with a debit card and convenient online services.
Business Checking
Business Checking at American Airlines Credit Union offers no monthly service fee, doesn't require a minimum balance and it pays dividends.
Tools & Resources
We also provide additional tools and resources to help you manage your finances and learn as you go.
Priority Checking
Everyday checking with the ability to earn additional benefits like ATM fee rebates and a Premium Dividend rate for doing a few simple things each month.
Flagship Checking
For members who carry a higher-balance in their checking and are looking for additional value from their checking product.
UChecking
Our UChecking account, for younger members between the ages of 13 and 25, was custom designed with your lifestyle in mind.
Ascend Checking
Everyone deserves a second chance. Enjoy convenient financial management with a debit card and convenient online services.
Business Checking
Business Checking at American Airlines Credit Union offers no monthly service fee, doesn't require a minimum balance and it pays dividends.
Tools & Resources
We also provide additional tools and resources to help you manage your finances and learn as you go.
Checking Account Features
- Mobile & Online banking with online statements ¹
- Free Bill Pay
- Direct Deposit discount on select loans
- Visa® Debit Card with chip-enabled technology
- Online Card Management
- including travel notifications and card on/off
- Mobile wallet payment options
- Zero liability for unauthorized debit card transactions ²
- 24/7 debit card fraud monitoring
- Unlimited surcharge-free access to CO-OP ATMs℠
- Overdraft Protection Options
Our Rates*
-
APY as high as
2.27%
Checking Account
Priority Checking
-
APY as high as
1.97%
Savings Account
(Share) Savings Accounts
-
APY as high as
1.97%
Savings Accounts
IRA Savings
-
APY as high as
3.25%
Share Certificates
Regular Share Certificates
Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective April 1, 2019.
Our Rates*
-
APR as low as
2.35%
New Auto
Vehicle Loans
-
APR as low as
2.35%
Used Auto
Vehicle Loans
-
APR as low as
5.24%
RV
Vehicle Loans
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective April 1, 2019.
Our Rates*
-
APR as low as
3.467%
15-Year Fixed
Home Loans
-
APR as low as
3.874%
30-Year Fixed
Home Loans
-
APR as low as
4.602%
5/1 Arm (30-Year)
Home Loans
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective April 11, 2019. View Full Disclosures.
Our Rates*
-
APR
9.25% - 14.49%
Platinum (Low Rate)
Credit Cards
-
APR
10.75% - 16.49%
Rewards
Credit Cards
-
APR
14.49%
Secured
Credit Cards
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective January 1, 2019.
Our Rates*
-
APY as high as
0.15%
Business Checking
Checking Accounts
-
APY as high as
1.25%
Business Savings Account
(Share) Savings Accounts
Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective April 1, 2019.
Our Rates*
-
APR
10.99% - 16.99%
Platinum
Credit Cards
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective January 1, 2019.
Our Rates*
APY as high as
2.27%
Checking Account
Priority Checking
APY as high as
1.97%
Savings Account
(Share) Savings Accounts
APY as high as
1.97%
Savings Accounts
IRA Savings
APY as high as
3.25%
Share Certificates
Regular Share Certificates
Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective April 1, 2019.
APR as low as
2.35%
New Auto
Vehicle Loans
APR as low as
2.35%
Used Auto
Vehicle Loans
APR as low as
5.24%
RV
Vehicle Loans
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective April 1, 2019.
APR as low as
3.467%
15-Year Fixed
Home Loans
APR as low as
3.874%
30-Year Fixed
Home Loans
APR as low as
4.602%
5/1 Arm (30-Year)
Home Loans
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective April 11, 2019. View Full Disclosures.
APR
9.25% - 14.49%
Platinum (Low Rate)
Credit Cards
APR
10.75% - 16.49%
Rewards
Credit Cards
APR
14.49%
Secured
Credit Cards
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective January 1, 2019.
APY as high as
0.15%
Business Checking
Checking Accounts
APY as high as
1.25%
Business Savings Account
(Share) Savings Accounts
Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective April 1, 2019.
APR
10.99% - 16.99%
Platinum
Credit Cards
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective January 1, 2019.
Mobile & Digital Services
We understand your on-the-go account access needs.
Mobile Apps
Our mobile apps offer a number of convenient services, including mobile check deposit, bill pay, credit score monitoring, personal financial management tools and more!
GET THE APPS¹
- Apple Watch – To turn on, simply log into our mobile app and select “Apple Watch” under “Settings” in the left-hand menu.
¹Mobile services require web access. Check with your wireless carrier for any fees that may apply.
Apple Watch is trademark of Apple Inc.
Google Play is a registered trademarks of Google LLC.
Digital Wallet
Add your Credit Union debit and credit cards to your enabled device to make secure payments and simplify your checkout experience with a variety of digital payment options.
Apple Pay and Apple Watch are trademarks of Apple Inc.
Samsung Pay is a registered trademark of Samsung Electronics Co. Ltd.
Google Pay and Google Play are registered trademarks of Google LLC.
Visa and Visa Checkout are registered trademarks of Visa International Service Association.
Financial Management Tools
Our budget and finances feature allows our members to track their spending with a fully interactive, real-time updating dashboard that loads existing Credit Union accounts while allowing the addition of accounts from other financial institutions. Within your online banking account you have access to two tools that help you keep your finances on track:
- Personal Finance Manager and Credit Monitoring.
¹ Message and data rates may apply. Check with your mobile provider.
² Zero Liability Policy does not apply to ATM transactions, to PIN transactions not processed by Visa, or if you were negligent or fraudulent in the handling of your card, including failure to report loss or theft in a timely manner.
Visa is a registered trademark of Visa International Service Association.
CO-OP ATMSM is a mark of CO-OP Financial Services.
