Checking

There are a number of checking options when you bank with us. All of our checking accounts offer no monthly service fee or offer easy ways to avoid one. We make it convenient to manage your money and your time with easy 24/7 account access and learn about the added benefits of direct deposit and online statements. Compare our accounts and find out which one is right for you.

Ascend Checking

Enjoy checking simplified with checkless banking and convenient online services that help you stay in control of your finances.

Learn more about Ascend Checking

Flagship Checking

Our premium checking account experience is perfect for members who carry a higher balance and want to earn additional benefits, including fee rebates, higher spending and deposit limits and more.

Learn more about Flagship Checking

Priority Checking

Everyday checking with the ability to earn additional benefits like ATM fee rebates and a Priority Dividend rate for doing a few simple things each month.

Learn more about Priority Checking

UChecking

Our UChecking account, for younger members between the ages of 13 and 25, was custom designed with your lifestyle in mind.

Learn more about UChecking

Business Checking

Business Checking at American Airlines Credit Union offers no monthly service fee, doesn't require a minimum balance and it pays dividends.

 

Learn more about Business Checking

Tools & Resources

We also provide additional tools and resources to help you manage your finances and learn as you go.

Learn more

Access our calculators

Order Checks

 

Ascend Checking

Enjoy checking simplified with checkless banking and convenient online services that help you stay in control of your finances.

Flagship Checking

Our premium checking account experience is perfect for members who carry a higher balance and want to earn additional benefits, including fee rebates, higher spending and deposit limits and more.

Priority Checking

Everyday checking with the ability to earn additional benefits like ATM fee rebates and a Priority Dividend rate for doing a few simple things each month.

UChecking

Our UChecking account, for younger members between the ages of 13 and 25, was custom designed with your lifestyle in mind.

Business Checking

Business Checking at American Airlines Credit Union offers no monthly service fee, doesn't require a minimum balance and it pays dividends.

 

Tools & Resources

We also provide additional tools and resources to help you manage your finances and learn as you go.

Checking Account Features

Our Rates^

  • APY as high as

    0.40%

    Checking Account

    Priority Checking

  • APY as high as

    0.60%

    Savings Accounts

    (Share) Savings Accounts

  • APY as high as

    0.60%

    Savings Accounts

    IRA Savings

  • APY as high as

    2.02%

    Share Certificates

    Regular Share Certificates

^Savings Rates and Fee Schedule

Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective Aug 1, 2022.

Our Rates^

  • APR as low as

    1.90%

    New Auto

    Vehicle Loans

  • APR as low as

    1.90%

    Used Auto

    Vehicle Loans

  • APR as low as

    4.59%

    RV

    Vehicle Loans

^Auto & Other Personal Loans

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective August 10, 2022.

Our Rates^

  • APR as low as

    4.560%

    15-Year Fixed

    Home Loans

  • APR as low as

    5.059%

    30-Year Fixed

    Home Loans

  • APR as low as

    4.843%

    5/1 Arm (30-Year)

    Home Loans

^Home Loan Rates and Information

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective August 11, 2022.  View Full Disclosures.

Our Rates^

  • APR

    8.50% - 13.74%

    Platinum (Low Rate)

    Credit Cards

  • APR

    10.00% - 15.74%

    Rewards

    Credit Cards

  • APR

    13.74%

    Secured

    Credit Cards

^Credit Card Rates and Fees

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective July 1, 2022.

Our Rates^

  • APY as high as

    0.15%

    Business Checking

    Checking Accounts

  • APY as high as

    0.40%

    Business Savings Account

    (Share) Savings Accounts

^Business Rate and Fee Schedule

Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective August 1, 2022.

Our Rates^

  • APR

    10.24% - 16.24%

    Platinum

    Credit Cards

^Business Credit Card Rates and Information

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective July 1, 2022.

Our Rates^

APY as high as

0.40%

Checking Account

Priority Checking

APY as high as

0.60%

Savings Accounts

(Share) Savings Accounts

APY as high as

0.60%

Savings Accounts

IRA Savings

APY as high as

2.02%

Share Certificates

Regular Share Certificates

^Savings Rates and Fee Schedule

Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective Aug 1, 2022.

APR as low as

1.90%

New Auto

Vehicle Loans

APR as low as

1.90%

Used Auto

Vehicle Loans

APR as low as

4.59%

RV

Vehicle Loans

^Auto & Other Personal Loans

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective August 10, 2022.

APR as low as

4.560%

15-Year Fixed

Home Loans

APR as low as

5.059%

30-Year Fixed

Home Loans

APR as low as

4.843%

5/1 Arm (30-Year)

Home Loans

^Home Loan Rates and Information

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective August 11, 2022.  View Full Disclosures.

APR

8.50% - 13.74%

Platinum (Low Rate)

Credit Cards

APR

10.00% - 15.74%

Rewards

Credit Cards

APR

13.74%

Secured

Credit Cards

^Credit Card Rates and Fees

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective July 1, 2022.

APY as high as

0.15%

Business Checking

Checking Accounts

APY as high as

0.40%

Business Savings Account

(Share) Savings Accounts

^Business Rate and Fee Schedule

Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective August 1, 2022.

APR

10.24% - 16.24%

Platinum

Credit Cards

^Business Credit Card Rates and Information

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective July 1, 2022.

Mobile & Digital Services

We understand your on-the-go account access needs.

Mobile Apps

Our mobile apps offer a number of convenient services, including mobile check deposit, bill pay, credit score monitoring, personal financial management tools and more!

GET THE APPS

Download from the Apple Store

Download from Google Play

  • Apple Watch – To turn on, simply log into our mobile app and select “Apple Watch” under “Settings” in the left-hand menu.
Mobile services require web access. Check with your wireless carrier for any fees that may apply.
Apple Watch is trademark of Apple Inc.
Google Play is a registered trademarks of Google LLC.

Digital Wallet

Add your Credit Union debit and credit cards to your enabled device to make secure payments and simplify your checkout experience with a variety of digital payment options.

Apple Pay and Apple Watch are trademarks of Apple Inc.
Samsung Pay is a registered trademark of Samsung Electronics Co. Ltd.
Google Pay and Google Play are registered trademarks of Google LLC.
Visa is a registered trademark of Visa International Service Association. The EMV® SRC payment icon, consisting of a pentagon design oriented on its side with a stylized depiction of a fast forward symbol on the right, formed by a continuous line, is a trademark owned by and used with permission of EMVCo, LLC.

Financial Management Tools

Our budget and finances feature allows our members to track their spending with a fully interactive, real-time updating dashboard that loads existing Credit Union accounts while allowing the addition of accounts from other financial institutions. Within your online banking account you have access to two tools that help you keep your finances on track:

  •  Personal Finance Manager and Credit Monitoring.
Learn More

◊ Message and data rates may apply. Check with your mobile provide

† Visa's Zero Liability Policy covers U.S. issued cards and does not apply to ATM transactions, PIN transactions not processed by Visa, or certain commercial card transactions. Cardholder must notify issuer promptly of any unauthorized use on their card. Consult issuer for additional details or visit www.visa.com/security.

Visa is a registered trademark of Visa International Service Association.