Checking

There are a number of checking options when you bank with us. All of our checking accounts offer no monthly service fee or offer easy ways to avoid one. We make it convenient to manage your money and your time with easy 24/7 account access and learn about the added benefits of direct deposit and online statements. Compare our accounts and find out which one is right for you.

Ascend Checking

Enjoy checking simplified with checkless banking and convenient online services that help you stay in control of your finances.

Learn more about Ascend Checking

Flagship Checking

Our premium checking account experience is perfect for members who carry a higher balance and want to earn additional benefits, including fee rebates, higher spending and deposit limits and more.

Learn more about Flagship Checking

Priority Checking

Everyday checking with the ability to earn additional benefits like ATM fee rebates and a Priority Dividend rate for doing a few simple things each month.

Learn more about Priority Checking

UChecking

Our UChecking account, for younger members between the ages of 13 and 25, was custom designed with your lifestyle in mind.

Learn more about UChecking

Business Checking

Business Checking at American Airlines Credit Union offers no monthly service fee, doesn't require a minimum balance and it pays dividends.

 

Learn more about Business Checking

Tools & Resources

We also provide additional tools and resources to help you manage your finances and learn as you go.

Learn more

Access our calculators

Order Checks

Manage your existing Prepaid Travel card

Ascend Checking

Enjoy checking simplified with checkless banking and convenient online services that help you stay in control of your finances.

Flagship Checking

Our premium checking account experience is perfect for members who carry a higher balance and want to earn additional benefits, including fee rebates, higher spending and deposit limits and more.

Priority Checking

Everyday checking with the ability to earn additional benefits like ATM fee rebates and a Priority Dividend rate for doing a few simple things each month.

UChecking

Our UChecking account, for younger members between the ages of 13 and 25, was custom designed with your lifestyle in mind.

Business Checking

Business Checking at American Airlines Credit Union offers no monthly service fee, doesn't require a minimum balance and it pays dividends.

 

Tools & Resources

We also provide additional tools and resources to help you manage your finances and learn as you go.

Checking Account Features

  • Mobile wallet payment options
  • Zero liability for unauthorized debit card transactions²
  • 24/7 debit card fraud monitoring
  • Fraud Text Alerts³
  • Unlimited access to American Airlines Credit Union and in-network ATM’s
  • Overdraft Protection Options

Our Rates*

  • APY as high as

    2.27%

    Checking Account

    Priority Checking

  • APY as high as

    1.81%

    Savings Account

    (Share) Savings Accounts

  • APY as high as

    1.81%

    Savings Accounts

    IRA Savings

  • APY as high as

    3.25%

    Share Certificates

    Regular Share Certificates

*Savings Rates and Fee Schedule

Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective August 1, 2019.

Our Rates*

  • APR as low as

    2.35%

    New Auto

    Vehicle Loans

  • APR as low as

    2.35%

    Used Auto

    Vehicle Loans

  • APR as low as

    5.24%

    RV

    Vehicle Loans

*Auto Rates and Information

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective August 2, 2019.

Our Rates*

  • APR as low as

    3.165%

    15-Year Fixed

    Home Loans

  • APR as low as

    3.665%

    30-Year Fixed

    Home Loans

  • APR as low as

    4.479%

    5/1 Arm (30-Year)

    Home Loans

*Home Loan Rates and Information

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective July 25, 2019.  View Full Disclosures.

Our Rates*

  • APR

    9.25% - 14.49%

    Platinum (Low Rate)

    Credit Cards

  • APR

    10.75% - 16.49%

    Rewards

    Credit Cards

  • APR

    14.49%

    Secured

    Credit Cards

*American Airlines Credit Union Visa Consumer Credit Card Application and Solicitation Disclosure

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective January 1, 2019.

Our Rates*

  • APY as high as

    0.15%

    Business Checking

    Checking Accounts

  • APY as high as

    1.25%

    Business Savings Account

    (Share) Savings Accounts

*Business Rate and Fee Schedule

Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective August 1, 2019.

Our Rates*

  • APR

    10.99% - 16.99%

    Platinum

    Credit Cards

*Business Credit Card Rates and Information

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective January 1, 2019.

Our Rates*

APY as high as

2.27%

Checking Account

Priority Checking

APY as high as

1.81%

Savings Account

(Share) Savings Accounts

APY as high as

1.81%

Savings Accounts

IRA Savings

APY as high as

3.25%

Share Certificates

Regular Share Certificates

*Savings Rates and Fee Schedule

Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective August 1, 2019.

APR as low as

2.35%

New Auto

Vehicle Loans

APR as low as

2.35%

Used Auto

Vehicle Loans

APR as low as

5.24%

RV

Vehicle Loans

*Auto Rates and Information

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective August 2, 2019.

APR as low as

3.165%

15-Year Fixed

Home Loans

APR as low as

3.665%

30-Year Fixed

Home Loans

APR as low as

4.479%

5/1 Arm (30-Year)

Home Loans

*Home Loan Rates and Information

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective July 25, 2019.  View Full Disclosures.

APR

9.25% - 14.49%

Platinum (Low Rate)

Credit Cards

APR

10.75% - 16.49%

Rewards

Credit Cards

APR

14.49%

Secured

Credit Cards

*American Airlines Credit Union Visa Consumer Credit Card Application and Solicitation Disclosure

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective January 1, 2019.

APY as high as

0.15%

Business Checking

Checking Accounts

APY as high as

1.25%

Business Savings Account

(Share) Savings Accounts

*Business Rate and Fee Schedule

Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective August 1, 2019.

APR

10.99% - 16.99%

Platinum

Credit Cards

*Business Credit Card Rates and Information

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective January 1, 2019.

Mobile & Digital Services

We understand your on-the-go account access needs.

Mobile Apps

Our mobile apps offer a number of convenient services, including mobile check deposit, bill pay, credit score monitoring, personal financial management tools and more!

GET THE APPS¹

Download from the Apple Store

Download from Google Play

  • Apple Watch – To turn on, simply log into our mobile app and select “Apple Watch” under “Settings” in the left-hand menu.
¹Mobile services require web access. Check with your wireless carrier for any fees that may apply.
Apple Watch is trademark of Apple Inc.
Google Play is a registered trademarks of Google LLC.

Digital Wallet

Add your Credit Union debit and credit cards to your enabled device to make secure payments and simplify your checkout experience with a variety of digital payment options.

Apple Pay and Apple Watch are trademarks of Apple Inc.
Samsung Pay is a registered trademark of Samsung Electronics Co. Ltd.
Google Pay and Google Play are registered trademarks of Google LLC.
Visa and Visa Checkout are registered trademarks of Visa International Service Association.

Financial Management Tools

Our budget and finances feature allows our members to track their spending with a fully interactive, real-time updating dashboard that loads existing Credit Union accounts while allowing the addition of accounts from other financial institutions. Within your online banking account you have access to two tools that help you keep your finances on track:

  •  Personal Finance Manager and Credit Monitoring.
Learn More

¹ Message and data rates may apply. Check with your mobile provider.

² Zero Liability Policy does not apply to ATM transactions, to PIN transactions not processed by Visa, or if you were negligent or fraudulent in the handling of your card, including failure to report loss or theft in a timely manner.

³ Fraud Alerts Program Overview: Messaging frequency depends on account activity. For more information, text HELP to 23618. To cancel fraud text messaging services at any time reply STOP to any alert from your mobile device. For Fraud Alerts support, call (800) 533-0035. By giving us your mobile number, you agree that Fraud Alerts text messaging to notify you of suspected incidents of financial or identity fraud. HELP instructions: Text HELP to 23618 for help or call (800) 533-0035. STOP instructions: Text STOP to 23618 to cancel. Release of Liability: Alerts sent via SMS may not be delivered to you if your phone is not in the range of a transmission site, or if sufficient network capacity is not available at a particular time. Even within coverage, factors beyond the control of wireless carriers may interfere with messages delivery for which the carrier is not responsible. Carriers do not guarantee that alerts will be delivered.

Visa is a registered trademark of Visa International Service Association.

CO-OP ATMSM is a mark of CO-OP Financial Services.