Visa Business Platinum Credit Card

This Visa® Business Platinum card is a smart option for any small business owners eager to better manage their finances

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0% APR* Intro Rate

Enjoy a 0% intro rate on purchases for six months with a Visa Business Platinum card. After that, your rate will vary from 12.99% to 18.00% APR.
Credit Card Rate and Fees

Our business credit card enables business owners to control their business expenses by allowing multiple cards under one account and the ability to earn Connection Points.™

Card Features

  • Earn Connection Points™, which can be used for travel and retail gift cards or merchandise
  • You’ll earn one (1) Connection Point for every dollar ($1) each cardholder makes in purchases.

Tools & Resources

We also provide additional tools and resources to help you manage your finances and learn as you go.

Learn more about Connection Points

Access our calculators

Card Features

  • Earn Connection Points™, which can be used for travel and retail gift cards or merchandise
  • You’ll earn one (1) Connection Point for every dollar ($1) each cardholder makes in purchases.

Tools & Resources

We also provide additional tools and resources to help you manage your finances and learn as you go.

ADDITIONAL FEATURES & BENEFITS

  • Digital Wallet Payment Options
    • Use your digital card immediately after opening your account
    • Add your digital card to all major digital wallet providers
  • Online Card Management
    • Set up travel notifications
    • Temporarily turn cards on and off when misplaced
    • Report a card lost or stolen
    • Request a credit limit increase

Our Rates^

  • APR

    12.99% - 18.00%

    Platinum

    Credit Cards

^Business Credit Card Rates and Fees

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective January 1, 2025.

Our Rates^

  • APY as high as

    0.15%

    Business Checking

    Checking Accounts

  • APY as high as

    0.40%

    Business Savings Account

    (Share) Savings Accounts

^Business Rate and Fee Schedule

Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective July 1, 2025.

Our Rates^

  • APY as high as

    2.02%

    Savings

    Share/IRA Accounts

  • APY as high as

    4.25%

    Short-Term Share Certificate

    Share Certificate

  • APY as high as

    4.05%

    Share Certificate

    Share/IRA Certificates

  • APY as high as

    4.07%

    Ladder Certificates

    Share/IRA Certificates

  • APY as high as

    0.40%

    Priority Checking

    Checking Accounts

  • APY as high as

    0.25%

    Flagship Checking

    Checking Accounts

^Savings Rates and Fee Schedule

Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective July 1, 2025.

Our Rates^

  • APR as low as

    3.99%

    New Auto

    Up to 36 Months

  • APR as low as

    4.49%

    Used Auto

    Up to 36 Months

  • APR as low as

    4.74%

    New Auto

    Up to 60 months

  • APR as low as

    5.24%

    Used Auto

    Up to 60 months

  • APR as low as

    6.99%

    RV

    Vehicle Loans

  • APR as low as

    6.74%

    Boat/Airplane

    Vehicle Loans

^Auto & Recreational Loans

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective April 11, 2025.

Our Rates^

  • APR as low as

    6.083%

    15-Year Fixed

    Home Loans

  • APR as low as

    6.583%

    30-Year Fixed

    Home Loans

  • APR as low as

    6.558%

    5/1 Arm (30-Year)

    Home Loans

  • APR as low as

    7.250%

    5/10 Fixed

    Owner Occupied HELOC

^Home Loan Rates and Information and HELOC Rates and Information

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective July 14, 2025.  View Full Disclosures.

Our Rates^

  • APR

    15.00% - 17.00%

    Signature Cash Back

    Credit Cards

  • APR

    12.75% - 18.00%

    Platinum Rewards

    Credit Cards

  • APR

    11.25% - 18.00%

    Platinum Low Rate

    Credit Cards

  • APR

    16.49%

    Platinum Secured

    Credit Cards

^Credit Card Rates and Fees

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective July 1, 2025.

Our Rates^

APR

12.99% - 18.00%

Platinum

Credit Cards

^Business Credit Card Rates and Fees

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective January 1, 2025.

APY as high as

0.15%

Business Checking

Checking Accounts

APY as high as

0.40%

Business Savings Account

(Share) Savings Accounts

^Business Rate and Fee Schedule

Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective July 1, 2025.

APY as high as

2.02%

Savings

Share/IRA Accounts

APY as high as

4.25%

Short-Term Share Certificate

Share Certificate

APY as high as

4.05%

Share Certificate

Share/IRA Certificates

APY as high as

4.07%

Ladder Certificates

Share/IRA Certificates

APY as high as

0.40%

Priority Checking

Checking Accounts

APY as high as

0.25%

Flagship Checking

Checking Accounts

^Savings Rates and Fee Schedule

Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective July 1, 2025.

APR as low as

3.99%

New Auto

Up to 36 Months

APR as low as

4.49%

Used Auto

Up to 36 Months

APR as low as

4.74%

New Auto

Up to 60 months

APR as low as

5.24%

Used Auto

Up to 60 months

APR as low as

6.99%

RV

Vehicle Loans

APR as low as

6.74%

Boat/Airplane

Vehicle Loans

^Auto & Recreational Loans

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective April 11, 2025.

APR as low as

6.083%

15-Year Fixed

Home Loans

APR as low as

6.583%

30-Year Fixed

Home Loans

APR as low as

6.558%

5/1 Arm (30-Year)

Home Loans

APR as low as

7.250%

5/10 Fixed

Owner Occupied HELOC

^Home Loan Rates and Information and HELOC Rates and Information

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective July 14, 2025.  View Full Disclosures.

APR

15.00% - 17.00%

Signature Cash Back

Credit Cards

APR

12.75% - 18.00%

Platinum Rewards

Credit Cards

APR

11.25% - 18.00%

Platinum Low Rate

Credit Cards

APR

16.49%

Platinum Secured

Credit Cards

^Credit Card Rates and Fees

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective July 1, 2025.

ADVICE, TIPS & NEWS

Peer-to-peer payments apps fraud on the rise

Money scams are nothing new, but with this new technology, P2P fraud is on the rise. Be vigilant about these common scams:

Read more about the common scams 

Making Money Matter

Parents want the best for their children. Parents invest time and effort in teaching their children how to walk and tie their shoes, how to look both ways before crossing the street and how to read and do math. In fact, for many parents, that protective instinct doesn’t end as their kids transition into young adults.

Read more tips

Visit Our Blog

Committed to Your Financial Wellness

Committed to Your Financial Wellness

"The fraud protection staff are awesome! This year someone used/hacked my card and attempted to use it for a rental car down in Mexico. The fraud staff called and asked if I attempted to use my card in Mexico. I told them no, and they shut the card off and sent me a brand new one right away. "

Tenisha, member since 2014

Read More Member Stories

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† Visa's Zero Liability Policy covers U.S.-issued cards and does not apply to ATM transactions, PIN transactions not processed by Visa, or certain commercial card transactions. Cardholder must notify issuer promptly of any unauthorized use on their card. Consult issuer for additional details or visit Visa.com/security.

The Contactless Indicator mark, consisting of four graduating arcs, is a trademark owned by and used with permission of EMVCo, LLC.

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