Use these simple budgeting tips to start saving more in 2020:

1. Create a budget (and follow it).
If you’re trying to implement a savings plan, then a budget is a must. Start with a 50/30/20 budget plan: 50% for necessities, 30% for wants and 20% for savings.

2. Fill up your piggy bank.
Collect loose change and drop in any extra cash that’s left over at the end of the week. Take the full jar to your credit union or bank and deposit into your savings account.

3.Cut the cable cords.
The average cost of cable is $85 a month, while a streaming service like Hulu starts at $5.99. Avid TV watcher? Switch from expensive premium packages to basic cable.

4. Cancel unused subscriptions.
Log into your accounts and disable the autorenew option on any subscriptions that you may have signed up for but are no longer using.

5.Have a nospend day every week.
Designate one day a week to cook from home, watch a free movie or resist online shopping for an entire day.