A personal loan can be used to fund a variety of needs. However, it makes more financial sense in these situations.

Debt consolidation: You can pay off high-interest credit cards at a lower interest rate or consolidate multiple debts into one payment.

Unexpected emergencies: Your car breaks down, you’re facing an urgent medical need — a personal loan provides access to cash you can pay back over time at low rates.

Home improvements or repairs: A personal loan may be ideal if you have little equity or don’t want to use your home as collateral.

—Tamekia Reece

What the Credit Union can do for you:

We offer a variety of personal loans to fit your needs, including consolidation and personal loans, as well as home equity lines of credit. Find out more or call (800) 533-0035 and speak with a financial consultant.