Banking
Borrowing
Planning
Learning
Membership
  • ABA/Routing # 311992904
  • Locations
  • Contact Us
  • About Us
  • Rates
  • Forms
    • {{ result }}

welcome to online banking

* Required
* Required
Forgot Password Enroll in Online Banking Enroll in Business Online Banking
Banking
Checking Accounts Savings Accounts Credit Cards Small Business Banking
Mobile & Online Banking
Borrowing
Auto Loans Home Loans Personal Loans Student Lending Small Business Loans
Planning
Financial & Retirement Planning Protect Your Family & Assets
The Navigator Financial Calculators
Learning
Personal Financial Wellness Blog
Membership
Join Now Why Join? Benefits Events Member Stories Offers
  • Need a new card fast?

    New or replacement cards can be added to your digital wallet within 2 business days.

    Learn more.
    • {{ result }}

    Banking

    Banking
    Checking Accounts Savings Accounts Credit Cards Small Business Banking
    Mobile & Online Banking

    Borrowing

    Borrowing
    Auto Loans Home Loans Personal Loans Student Lending Small Business Loans

    Planning

    Planning
    Financial & Retirement Planning Protect Your Family & Assets
    The Navigator Financial Calculators

    Learning

    Learning
    Personal Financial Wellness Blog

    Membership

    Membership
    Join Now Why Join? Benefits Events Member Stories Offers

    • ABA/Routing # 311992904
    • Locations
    • Contact Us
    • About Us
    • Rates
    • Forms

    welcome to online banking

    * Required
    * Required
    Forgot Password | Enroll in Online Banking
    1. Home
    2. Blog
    3. Hiding in Plain Sight
    Housing

    Hiding in Plain Sight

    07/25/2019

    Homeowners must be prepared for the hidden costs of owning a home

    Owning a home isn’t getting any cheaper, and we’re not talking about just the cost of your mortgages. According to a new study from Zillow, Americans are now spending an average of $9,400 per year on the “hidden” costs of homeownership. These costs are basically everything you must pay for outside of your mortgage, and they can add up quickly.

    The hidden costs of homeownership can be divided into two groups: The necessary and the avoidable. The former includes homeowner’s insurance, utilities and taxes; the latter includes home maintenance.

    The Zillow report found that Americans will spend about $6,300 on necessary home costs and about $3,000 on avoidable home costs per year. Those living in areas with high housing costs tend to get hit with higher hidden costs, as property taxes and homeowner’s insurance are often tied to a home’s value.

    Therefore it should come as no surprise that the homeowner’s shelling out the most in hidden costs are those living in major metro areas. The most unlucky of them all? Homeowners in San Jose, who spend an average of $20,000 per year on hidden costs. (Ouch!) Meanwhile, if you’re looking for a home in Tampa, you’re in a good spot: Homeowners only spend an average of $8,000 per year on hidden costs.

    Share:

    Related Posts

    • Is now the right time to buy a home?
    • Navigating the New World of Real Estate
    • Home is Where the Heart Is
    • Maneuvering in a Market Shift
    • Home Equity is King

    Related Posts

    • Is now the right time to buy a home?
    • Navigating the New World of Real Estate
    • Home is Where the Heart Is
    • Maneuvering in a Market Shift
    • Home Equity is King

    ABA / Routing # 311992904

    • Online Privacy Policy
    • Privacy Notice
    • Website Accessibility

    Questions?

    Chat Hrs:
    Monday - Saturday, 8 a.m. - 5 p.m., CDT

    (800) 533-0035 within the U.S.

    (817) 952-4500 Outside USA, Canada, Puerto Rico & U.S. Virgin Islands


    American Airlines Federal Credit Union 2025 | American Airlines Credit Union and the Flight Symbol are marks of American Airlines, Inc. If you are using a screen reader and are having problems using this website, please call (800) 533-0035 for assistance. Equal Housing Lender
    Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. NCUA, National Credit Union Administration, a U.S. Government Agency.

    Let's Connect:

    • Online Privacy Policy
    • Privacy Notice
    • Website Accessibility

    Questions?

    Chat Hrs:
    Monday - Saturday, 8 a.m. - 5 p.m., CDT

    (800) 533-0035 within the U.S.

    (817) 952-4500 Outside USA, Canada, Puerto Rico & U.S. Virgin Islands

    ABA / Routing # 311992904


    Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. NCUA, National Credit Union Administration, a U.S. Government Agency.

    Let's Connect:

    American Airlines Federal Credit Union 2025 | American Airlines Credit Union and the Flight Symbol are marks of American Airlines, Inc. If you are using a screen reader and are having problems using this website, please call (800) 533-0035 for assistance. Equal Housing Lender
    ["aacu01mstrt9x16inte.dxcloud.episerver.net","integration.aacreditunion.org","aacu01mstrt9x16prep.dxcloud.episerver.net","preprod.aacreditunion.org","www.aacreditunion.org","apply.aacreditunion.org","online.aacreditunion.org","centsmag.aacreditunion.org","centsmagazine.com","jobs.aa.com","myaccount.iconnect2invest.com","navigator.aacreditunion.org","www2.iraservicecenter.com","aacreditunion.studentchoice.org","www.igrad.com","www.homeloaans.org","calclinks.aacreditunion.org","app.loanspq.com","www.cvent.com","prod.aacreditunion.org","www.docusign.net","applynow.aacreditunion.org","cvent.me","join.aacreditunion.org","mailto:AACadet@AACreditUnion.org","aacreditunion.formstack.com","cents-mag.com","www.cents-mag.com","www.centsmagazine.com","aacu02mstru2p99prod.dxcloud.episerver.net"]

    YOU ARE NOW LEAVING THE CREDIT UNION WEBSITE

    You are about to visit a site operated by a third party. The Credit Union does not provide and is not responsible for the product, service, overall website content, security, privacy policies or software downloads for any external third- party sites.