SUMMARY: For the past few decades, we’ve been edging ever closer to becoming a cashless society. But what about consumers who still think cash is king?

Being a cashless institution for more than 85 years affords the Credit Union a number of benefits that we can pass on to our membership. We’re able to place branches with a smaller footprint in strategic locations convenient to where our members work. The cost savings allows us to give back to members with lower loan rates, dividend rates more than 12 times the national average* as well as Bonus Dividends at the end of the year.

But for some consumers, plastic isn’t an option – or at least, not a desired one. Which is why we offer several ways for cash (and check) users to do business with us, including:

• Cashback at checkout You can always get cash back when using your Credit Union debit card at grocery stores and other retail locations.
• More ATMs We’ve recently expanded our ATM network to include more than 70,000 locations across the United States. You can now access cash at ATMs in popular locations like Kroger, Safeway, Target, CVS Pharmacy, Walgreens, Costco, Rite Aid and 7-Eleven. Visit here to find an ATM near you.
• Deposit-taking ATMs You can also use our Locator Search to find the nearest deposit-taking ATM if you need to deposit cash or check.
• Mobile deposit^♦ Use our app to deposit checks right from your phone! Click here for more on how to use this service.
• Nightdrop All of our branches offer nightdrop slots to deposit cash and checks after hours.

*Rates are subject to change. National rates average per S&P Capital IQ as of 03/01/2024.

^♦ Message and data rates may apply. Check with your mobile provider.

CO-OP Shared Branch^SM and CO-OP ATM^SM are marks of CO-OP Financial Services.

Allpoint is not a mark of American Airlines or American Airlines Federal Credit Union.