Auto & Other Vehicle Loans

Our auto loans help the Credit Union stand out in the marketplace with competitive rates.

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Our auto loans help the Credit Union stand out in the marketplace with competitive rates and a selection of value-added services members have come to trust. Make sure to take full advantage of the value of membership and the discounts available when applying for your next auto loan.

New & Used Auto Loans

Getting a great deal on a new or used car, truck or SUV is easy if you do your homework. We’ve paved the way to great deals with the wealth of time-tested information as well as the number of buying resources we provide — all designed to save you time and money.

The process is simple:

  1. Get pre-approved for an auto loan. Apply online, through your mobile device,1 over the phone or visit your nearest branch to discuss loan options.
  2. Visit the Auto Buying Research Network to research and choose your vehicle. Look up the value of any trade-ins. Research vehicles of interest and find a dealer near you.
  3. Look into add-on options. Discuss options and get a quote to cover you and your investment.
  4. Have the dealer send the purchase order to your Credit Union loan officer.

Other Vehicle Loans

Regardless of your passion, whether it’s flying above the clouds in your own airplane, riding along a country terrain, skimming over the water or just mowing your lawn — we have the perfect rate for you!

  • Airplanes – Enjoy the thrills of flying your own plane. Our attractive and competitive rates won’t leave your dreams in the hangar.
  • All-Terrain Vehicles (ATVs) – Looking for a traditional ATV or the latest two-seater? We’ll help you out.
  • Boats & Other Watercraft – Enjoy the open waters in your own boat or catch the waves on a personal watercraft.
  • Lawn – We can help finance your riding lawn mower or garden tractor.
  • Motorcycles – Whether you’re a Harley fan or love one of those sleek imports, our great rates can get you on the open road.
  • Motor Homes (RVs) – Let us help you enjoy the freedom and relaxation of traveling at your own pace.

New & Used Auto Loans

Getting a great deal on a new or used car, truck or SUV is easy if you do your homework. We’ve paved the way to great deals with the wealth of time-tested information as well as the number of buying resources we provide — all designed to save you time and money.

The process is simple:

  1. Get pre-approved for an auto loan. Apply online, through your mobile device,1 over the phone or visit your nearest branch to discuss loan options.
  2. Visit the Auto Buying Research Network to research and choose your vehicle. Look up the value of any trade-ins. Research vehicles of interest and find a dealer near you.
  3. Look into add-on options. Discuss options and get a quote to cover you and your investment.
  4. Have the dealer send the purchase order to your Credit Union loan officer.

Other Vehicle Loans

Regardless of your passion, whether it’s flying above the clouds in your own airplane, riding along a country terrain, skimming over the water or just mowing your lawn — we have the perfect rate for you!

  • Airplanes – Enjoy the thrills of flying your own plane. Our attractive and competitive rates won’t leave your dreams in the hangar.
  • All-Terrain Vehicles (ATVs) – Looking for a traditional ATV or the latest two-seater? We’ll help you out.
  • Boats & Other Watercraft – Enjoy the open waters in your own boat or catch the waves on a personal watercraft.
  • Lawn – We can help finance your riding lawn mower or garden tractor.
  • Motorcycles – Whether you’re a Harley fan or love one of those sleek imports, our great rates can get you on the open road.
  • Motor Homes (RVs) – Let us help you enjoy the freedom and relaxation of traveling at your own pace.

Loan Discounts

Save on your next loan if you take advantage of the number of discounts available on select vehicle and home equity line of credit loans.

Our Rates*

  • APY as high as

    2.27%

    Checking Account

    Priority Checking

  • APY as high as

    1.97%

    Savings Account

    (Share) Savings Accounts

  • APY as high as

    1.97%

    Savings Accounts

    IRA Savings

  • APY as high as

    3.25%

    Share Certificates

    Regular Share Certificates

*Savings Rates and Fee Schedule

Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective May 1, 2019.

Our Rates*

  • APR as low as

    2.35%

    New Auto

    Vehicle Loans

  • APR as low as

    2.35%

    Used Auto

    Vehicle Loans

  • APR as low as

    5.24%

    RV

    Vehicle Loans

*Auto Rates and Information

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective April 1, 2019.

Our Rates*

  • APR as low as

    3.467%

    15-Year Fixed

    Home Loans

  • APR as low as

    3.874%

    30-Year Fixed

    Home Loans

  • APR as low as

    4.602%

    5/1 Arm (30-Year)

    Home Loans

*Home Loan Rates and Information

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective April 11, 2019.  View Full Disclosures.

Our Rates*

  • APR

    9.25% - 14.49%

    Platinum (Low Rate)

    Credit Cards

  • APR

    10.75% - 16.49%

    Rewards

    Credit Cards

  • APR

    14.49%

    Secured

    Credit Cards

*American Airlines Credit Union Visa Consumer Credit Card Application and Solicitation Disclosure

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective January 1, 2019.

Our Rates*

  • APY as high as

    0.15%

    Business Checking

    Checking Accounts

  • APY as high as

    1.25%

    Business Savings Account

    (Share) Savings Accounts

*Business Rate and Fee Schedule

Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective May 1, 2019.

Our Rates*

  • APR

    10.99% - 16.99%

    Platinum

    Credit Cards

*Business Credit Card Rates and Information

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective January 1, 2019.

Our Rates*

APY as high as

2.27%

Checking Account

Priority Checking

APY as high as

1.97%

Savings Account

(Share) Savings Accounts

APY as high as

1.97%

Savings Accounts

IRA Savings

APY as high as

3.25%

Share Certificates

Regular Share Certificates

*Savings Rates and Fee Schedule

Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective May 1, 2019.

APR as low as

2.35%

New Auto

Vehicle Loans

APR as low as

2.35%

Used Auto

Vehicle Loans

APR as low as

5.24%

RV

Vehicle Loans

*Auto Rates and Information

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective April 1, 2019.

APR as low as

3.467%

15-Year Fixed

Home Loans

APR as low as

3.874%

30-Year Fixed

Home Loans

APR as low as

4.602%

5/1 Arm (30-Year)

Home Loans

*Home Loan Rates and Information

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective April 11, 2019.  View Full Disclosures.

APR

9.25% - 14.49%

Platinum (Low Rate)

Credit Cards

APR

10.75% - 16.49%

Rewards

Credit Cards

APR

14.49%

Secured

Credit Cards

*American Airlines Credit Union Visa Consumer Credit Card Application and Solicitation Disclosure

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective January 1, 2019.

APY as high as

0.15%

Business Checking

Checking Accounts

APY as high as

1.25%

Business Savings Account

(Share) Savings Accounts

*Business Rate and Fee Schedule

Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective May 1, 2019.

APR

10.99% - 16.99%

Platinum

Credit Cards

*Business Credit Card Rates and Information

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective January 1, 2019.

ALL AUTO LOANS INCLUDE

 

Research and choose your vehicle
Visit the Auto Buying Research Network

"My single greatest thrill of being a Credit Union member has been how I can consistently decline the advances of the finance department when I go to purchase a car because I know that the Credit Union rate will always beat theirs. And it has every time."

John, member since 1997

Read More Member Stories

Protect Your Property & Assets

Explore our add-on services to help protecty your property and assets.

Guaranteed Asset Protection (GAP)

If your vehicle is stolen, accidentally damaged beyond repair or otherwise declared a total loss, you may be liable for the difference, or the “gap,” between your insurer’s settlement and your loan balance. Sign up for GAP* when you apply for your vehicle loan, or call (800) 533-0035 ext. 4161 for more information.

* The information contained in the above announcement is intended to provide a general outline of the benefits of MEMBER’S CHOICE Guaranteed Asset Protection. Be sure to carefully read your MEMBER’S CHOICE GAP waiver or policy/certificate of insurance for complete details. Guaranteed Asset Protection may vary by state and then by credit union. In states where GAP protection is an insurance product, MEMBER’S CHOICE Guaranteed Assets Protection is made available and underwritten by CMFG Life Insurance Company. In states where GAP is a debt cancellation product, MEMBER’S CHOICE Guaranteed Asset Protection is made available through your credit union and administered by CMFG Life Insurance Company.
Get more information

Extended Vehicle Warranty

Most major car repairs occur after the factory warranty period ends. Without a Vehicle Service Agreement (VSA), you may wind up paying for unexpected and expensive repairs. As a result, extended coverage for auto repairs has become a necessity.  Credit Union members can save up to 50% and enjoy great benefits such as 60-day cancellation , towing, car rental and trip interruption expenses.* 

* Mechanical Breakdown Insurance is available in Alaska, Maine, Massachusetts, Oregon and California.
Learn More

Credit Life

Credit Life insurance protects your loved ones in the unfortunate event of untimely death. It’s designed to reduce or pay off a loan balance (up to the policy maximum) if you pass before the loan is repaid. One of the great features of this product is the maximum total benefit in the amount of $100,000 per loan, versus the standard $50,000 per loan with other credit unions. If this makes sense for you, speak with a Credit Union representative today. Available on auto and personal loans and credit cards.

Credit Disability

When injuries and accidents occur, it can help ease the family’s financial burden. Take a moment to consider whether you will need assistance in making your loan payments if you were temporarily out of work due to a covered injury or illness. We require only 20 active hours at work compared to the standard 25 hours required by other credit unions. If this makes sense for you, speak with a Credit Union representative today. Available on auto and personal loans and credit cards.

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