DEFER YOUR FIRST AUTO PAYMENT FOR UP TO 90 DAYS*

And enjoy big savings with rates as low as 1.90% APR.^

 

Apply Now

Current Offers

Find more Credit Union current offers and promotions.

View more offers

We can help get you in that next car and save you money while you’re at it.

New Auto Loans

Looking to finance with a great low rate?

  • First-time auto borrowers can earn up to a .50% APR discount.1
  • Defer your first auto payment for up to 90 days.

 

Ready to purchase a new or used vehicle?

Getting an auto loan from us is as easy as 1-2-3:

  1. Get pre-approved by applying for your vehicle loan today.
  2. Visit the Auto Buying Research Network and choose your vehicle, look up the value of any trade-ins, find a dealer near you.
  3. Have the dealer send the purchase order to your Credit Union loan officer and be on your way in your new ride.

To start your purchase application: Apply online or via your mobile app

 

 

Loan Discounts

Save on your next loan if you take advantage of the number of discounts available on select vehicle loans. 

Refinance

Already have your new auto but looking to lower your payment?

  • Refinance with us and earn up to a .50% APR discount.1
  • External refinances can take advantage of the 90-day deferral, too!

 

Ready to apply to refinance your auto?

Here is what you’ll need:

 

 

New Auto Loans

Looking to finance with a great low rate?

  • First-time auto borrowers can earn up to a .50% APR discount.1
  • Defer your first auto payment for up to 90 days.

 

Ready to purchase a new or used vehicle?

Getting an auto loan from us is as easy as 1-2-3:

  1. Get pre-approved by applying for your vehicle loan today.
  2. Visit the Auto Buying Research Network and choose your vehicle, look up the value of any trade-ins, find a dealer near you.
  3. Have the dealer send the purchase order to your Credit Union loan officer and be on your way in your new ride.

To start your purchase application: Apply online or via your mobile app

 

 

Loan Discounts

Save on your next loan if you take advantage of the number of discounts available on select vehicle loans. 

Refinance

Already have your new auto but looking to lower your payment?

  • Refinance with us and earn up to a .50% APR discount.1
  • External refinances can take advantage of the 90-day deferral, too!

 

Ready to apply to refinance your auto?

Here is what you’ll need:

 

 

Our Rates^

  • APY as high as

    0.40%

    Priority Checking

    Checking Accounts

  • APY as high as

    0.25%

    Flagship Checking

    Checking Accounts

  • APY as high as

    0.70%

    Savings

    Share Accounts

  • APY as high as

    0.70%

    IRA Savings

    IRA Share Accounts

  • APY as high as

    2.12%

    Share Certificate

    Share/IRA Certificates

  • APY as high as

    3.14%

    Ladder Certificates

    Share/IRA Certificates

^Savings Rates and Fee Schedule

Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective Sept. 1, 2022.

Our Rates^

  • APR as low as

    1.90%

    New Auto

    Vehicle Loans

  • APR as low as

    1.90%

    Used Auto

    Vehicle Loans

  • APR as low as

    4.59%

    RV

    Vehicle Loans

^Auto & Other Personal Loans

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective September 23, 2022.

Our Rates^

  • APR as low as

    5.448%

    15-Year Fixed

    Home Loans

  • APR as low as

    5.821%

    30-Year Fixed

    Home Loans

  • APR as low as

    5.627%

    5/1 Arm (30-Year)

    Home Loans

^Home Loan Rates and Information

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective September 19, 2022.  View Full Disclosures.

Our Rates^

  • APR

    8.50% - 13.74%

    Platinum (Low Rate)

    Credit Cards

  • APR

    10.00% - 15.74%

    Rewards

    Credit Cards

  • APR

    13.74%

    Secured

    Credit Cards

^Credit Card Rates and Fees

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective July 1, 2022.

Our Rates^

  • APY as high as

    0.15%

    Business Checking

    Checking Accounts

  • APY as high as

    0.40%

    Business Savings Account

    (Share) Savings Accounts

^Business Rate and Fee Schedule

Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective September 1, 2022.

Our Rates^

  • APR

    10.24% - 16.24%

    Platinum

    Credit Cards

^Business Credit Card Rates and Information

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective July 1, 2022.

Our Rates^

APY as high as

0.40%

Priority Checking

Checking Accounts

APY as high as

0.25%

Flagship Checking

Checking Accounts

APY as high as

0.70%

Savings

Share Accounts

APY as high as

0.70%

IRA Savings

IRA Share Accounts

APY as high as

2.12%

Share Certificate

Share/IRA Certificates

APY as high as

3.14%

Ladder Certificates

Share/IRA Certificates

^Savings Rates and Fee Schedule

Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective Sept. 1, 2022.

APR as low as

1.90%

New Auto

Vehicle Loans

APR as low as

1.90%

Used Auto

Vehicle Loans

APR as low as

4.59%

RV

Vehicle Loans

^Auto & Other Personal Loans

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective September 23, 2022.

APR as low as

5.448%

15-Year Fixed

Home Loans

APR as low as

5.821%

30-Year Fixed

Home Loans

APR as low as

5.627%

5/1 Arm (30-Year)

Home Loans

^Home Loan Rates and Information

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective September 19, 2022.  View Full Disclosures.

APR

8.50% - 13.74%

Platinum (Low Rate)

Credit Cards

APR

10.00% - 15.74%

Rewards

Credit Cards

APR

13.74%

Secured

Credit Cards

^Credit Card Rates and Fees

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective July 1, 2022.

APY as high as

0.15%

Business Checking

Checking Accounts

APY as high as

0.40%

Business Savings Account

(Share) Savings Accounts

^Business Rate and Fee Schedule

Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective September 1, 2022.

APR

10.24% - 16.24%

Platinum

Credit Cards

^Business Credit Card Rates and Information

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective July 1, 2022.

*Although no payment is due for up to 90 days, interest and credit insurance premiums (if applicable) continue to accrue during deferred payment period. Excludes loans already financed with the Credit Union. Loan applications must be approved and funded between 07/01/2022 and 09/30/2022. Ask the Credit Union for more details.

^ APR is Annual Percentage Rate. See our Rate Schedule for more information.

1 APR is Annual Percentage Rate. 0.25% APR discount offer is valid for fixed-rate auto loans for first-time auto borrowers or auto loans refinanced from outside of American Airlines Credit Union. Auto loan applications must be received between 07/01/2022 and 09/30/2022 and funded by 10/31/2022. Member can receive an additional 0.25% discount for direct deposit into an American Airlines Credit Union Checking Account. Direct Deposit discount begins on the first month after the loan is funded or the month after direct deposit begins any time during your loan term and will continue to be deducted from the rate monthly, as long as direct deposit remains on the member’s checking account and the member remains in good standing. No other discounts can be combined. The maximum combined qualifying discount is 0.50% for fixed-rate auto loans for first-time auto borrowers or refinance auto loans. Not all loans are eligible.

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