DEFER YOUR FIRST AUTO PAYMENT FOR UP TO 90 DAYS*
And enjoy big savings with rates as low as 1.90% APR.^
Apply Now
We can help get you in that next car and save you money while you’re at it.
New Auto Loans
Looking to finance with a great low rate?
- First-time auto borrowers can earn up to a .50% APR discount.1
- Defer your first auto payment for up to 90 days.
Ready to purchase a new or used vehicle?
Getting an auto loan from us is as easy as 1-2-3:
- Get pre-approved by applying for your vehicle loan today.
- Visit the Auto Buying Research Network and choose your vehicle, look up the value of any trade-ins, find a dealer near you.
- Have the dealer send the purchase order to your Credit Union loan officer and be on your way in your new ride.
To start your purchase application: Apply online or via your mobile app◊
Loan Discounts
Save on your next loan if you take advantage of the number of discounts available on select vehicle loans.
Refinance
Already have your new auto but looking to lower your payment?
- Refinance with us and earn up to a .50% APR discount.1
- External refinances can take advantage of the 90-day deferral, too!
Ready to apply to refinance your auto?
Here is what you’ll need:
- Your payoff amount
- VIN Number
To start your refinance application: Apply online or via your mobile app ◊
New Auto Loans
Looking to finance with a great low rate?
- First-time auto borrowers can earn up to a .50% APR discount.1
- Defer your first auto payment for up to 90 days.
Ready to purchase a new or used vehicle?
Getting an auto loan from us is as easy as 1-2-3:
- Get pre-approved by applying for your vehicle loan today.
- Visit the Auto Buying Research Network and choose your vehicle, look up the value of any trade-ins, find a dealer near you.
- Have the dealer send the purchase order to your Credit Union loan officer and be on your way in your new ride.
To start your purchase application: Apply online or via your mobile app◊
Loan Discounts
Save on your next loan if you take advantage of the number of discounts available on select vehicle loans.
Refinance
Already have your new auto but looking to lower your payment?
- Refinance with us and earn up to a .50% APR discount.1
- External refinances can take advantage of the 90-day deferral, too!
Ready to apply to refinance your auto?
Here is what you’ll need:
- Your payoff amount
- VIN Number
To start your refinance application: Apply online or via your mobile app ◊
Our Rates^
-
APY as high as
0.40%
Priority Checking
Checking Accounts
-
APY as high as
0.25%
Flagship Checking
Checking Accounts
-
APY as high as
0.70%
Savings
Share Accounts
-
APY as high as
0.70%
IRA Savings
IRA Share Accounts
-
APY as high as
2.12%
Share Certificate
Share/IRA Certificates
-
APY as high as
3.14%
Ladder Certificates
Share/IRA Certificates
Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective Sept. 1, 2022.
Our Rates^
-
APR as low as
1.90%
New Auto
Vehicle Loans
-
APR as low as
1.90%
Used Auto
Vehicle Loans
-
APR as low as
4.59%
RV
Vehicle Loans
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective September 23, 2022.
Our Rates^
-
APR as low as
5.448%
15-Year Fixed
Home Loans
-
APR as low as
5.821%
30-Year Fixed
Home Loans
-
APR as low as
5.627%
5/1 Arm (30-Year)
Home Loans
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective September 19, 2022. View Full Disclosures.
Our Rates^
-
APR
8.50% - 13.74%
Platinum (Low Rate)
Credit Cards
-
APR
10.00% - 15.74%
Rewards
Credit Cards
-
APR
13.74%
Secured
Credit Cards
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective July 1, 2022.
Our Rates^
-
APY as high as
0.15%
Business Checking
Checking Accounts
-
APY as high as
0.40%
Business Savings Account
(Share) Savings Accounts
Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective September 1, 2022.
Our Rates^
-
APR
10.24% - 16.24%
Platinum
Credit Cards
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective July 1, 2022.
Our Rates^
APY as high as
0.40%
Priority Checking
Checking Accounts
APY as high as
0.25%
Flagship Checking
Checking Accounts
APY as high as
0.70%
Savings
Share Accounts
APY as high as
0.70%
IRA Savings
IRA Share Accounts
APY as high as
2.12%
Share Certificate
Share/IRA Certificates
APY as high as
3.14%
Ladder Certificates
Share/IRA Certificates
Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective Sept. 1, 2022.
APR as low as
1.90%
New Auto
Vehicle Loans
APR as low as
1.90%
Used Auto
Vehicle Loans
APR as low as
4.59%
RV
Vehicle Loans
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective September 23, 2022.
APR as low as
5.448%
15-Year Fixed
Home Loans
APR as low as
5.821%
30-Year Fixed
Home Loans
APR as low as
5.627%
5/1 Arm (30-Year)
Home Loans
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective September 19, 2022. View Full Disclosures.
APR
8.50% - 13.74%
Platinum (Low Rate)
Credit Cards
APR
10.00% - 15.74%
Rewards
Credit Cards
APR
13.74%
Secured
Credit Cards
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective July 1, 2022.
APY as high as
0.15%
Business Checking
Checking Accounts
APY as high as
0.40%
Business Savings Account
(Share) Savings Accounts
Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective September 1, 2022.
APR
10.24% - 16.24%
Platinum
Credit Cards
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective July 1, 2022.
*Although no payment is due for up to 90 days, interest and credit insurance premiums (if applicable) continue to accrue during deferred payment period. Excludes loans already financed with the Credit Union. Loan applications must be approved and funded between 07/01/2022 and 09/30/2022. Ask the Credit Union for more details.
^ APR is Annual Percentage Rate. See our Rate Schedule for more information.
1 APR is Annual Percentage Rate. 0.25% APR discount offer is valid for fixed-rate auto loans for first-time auto borrowers or auto loans refinanced from outside of American Airlines Credit Union. Auto loan applications must be received between 07/01/2022 and 09/30/2022 and funded by 10/31/2022. Member can receive an additional 0.25% discount for direct deposit into an American Airlines Credit Union Checking Account. Direct Deposit discount begins on the first month after the loan is funded or the month after direct deposit begins any time during your loan term and will continue to be deducted from the rate monthly, as long as direct deposit remains on the member’s checking account and the member remains in good standing. No other discounts can be combined. The maximum combined qualifying discount is 0.50% for fixed-rate auto loans for first-time auto borrowers or refinance auto loans. Not all loans are eligible.
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