Earn up to $250

Our members have trusted us for more than 85 years. Share that same trust with your family and earn up to $250.*

Current Offers

Find more Credit Union current offers and promotions.

View more offers

How to earn up to $250:

1) Talk to your eligible family members about joining the Credit Union.

2) Have them join by clicking "Join Now" below, or by visiting  Join.AACreditUnion.org.

• Follow the prompts and have them enter your sponsorship information (name and email address).

• Be sure they enter "REFER25" in the "Please enter Promo Code for a refer a friend" section.

3) Look for the deposit in your account within 60 days of them joining. That's it!

You'll get $25 for each family member who joins the Credit Union!

Who can join?

If you're currently a member-owner, you can share the gift of membership with the following people:

  • Spouse

  • Children

  • Parents

  • Siblings

  • Grandparents

  • Grandchildren

  • Permanent household members with same physical address

To learn more about eligibility, click here. 

Become a Member

Start building your future with us today.

Join Now

“If you need a financial institution that you can trust and that wants to help you accomplish your financial goals, go with American Airlines Credit Union.” 

David, member since 2017

Read More Member Stories

Our Rates^

  • APY as high as

    2.38%

    Savings

    Share Accounts

  • APY as high as

    2.38%

    IRA Savings

    IRA Share Accounts

  • APY as high as

    5.33%

    Share Certificate

    Share/IRA Certificates

  • APY as high as

    4.33%

    Ladder Certificates

    Share/IRA Certificates

  • APY as high as

    0.40%

    Priority Checking

    Checking Accounts

  • APY as high as

    0.25%

    Flagship Checking

    Checking Accounts

^Savings Rates and Fee Schedule

Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective September 1, 2023.

Our Rates^

  • APR as low as

    4.59%

    New/Used Auto

    Up to 36 Months

  • APR as low as

    5.34%

    New/Used Auto

    Up to 60 months

  • APR as low as

    6.24%

    RV

    Vehicle Loans

  • APR as low as

    5.99%

    Boat/Airplane

    Vehicle Loans

^Auto & Recreational Loans

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective September 13, 2023.

Our Rates^

  • APR as low as

    6.845%

    15-Year Fixed

    Home Loans

  • APR as low as

    7.091%

    30-Year Fixed

    Home Loans

  • APR as low as

    7.690%

    5/1 Arm (30-Year)

    Home Loans

  • APR as low as

    5.875%

    5/10 Fixed

    Owner Occupied HELOC

^Home Loan Rates and Information and HELOC Rates and Information

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective September 14, 2023.  View Full Disclosures.

Our Rates^

  • APR

    15.75% - 17.75%

    Signature Cash Back

    Credit Cards

  • APR

    13.50% - 18.00%

    Platinum Rewards

    Credit Cards

  • APR

    12.00% - 17.24%

    Platinum Low Rate

    Credit Cards

  • APR

    17.24%

    Platinum Secured

    Credit Cards

^Credit Card Rates and Fees

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective July 1, 2023.

Our Rates^

  • APY as high as

    0.15%

    Business Checking

    Checking Accounts

  • APY as high as

    0.40%

    Business Savings Account

    (Share) Savings Accounts

^Business Rate and Fee Schedule

Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective September 1, 2023.

Our Rates^

  • APR

    13.74% - 18.00%

    Platinum

    Credit Cards

^Business Credit Card Rates and Information

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective July 1, 2023.

Our Rates^

APY as high as

2.38%

Savings

Share Accounts

APY as high as

2.38%

IRA Savings

IRA Share Accounts

APY as high as

5.33%

Share Certificate

Share/IRA Certificates

APY as high as

4.33%

Ladder Certificates

Share/IRA Certificates

APY as high as

0.40%

Priority Checking

Checking Accounts

APY as high as

0.25%

Flagship Checking

Checking Accounts

^Savings Rates and Fee Schedule

Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective September 1, 2023.

APR as low as

4.59%

New/Used Auto

Up to 36 Months

APR as low as

5.34%

New/Used Auto

Up to 60 months

APR as low as

6.24%

RV

Vehicle Loans

APR as low as

5.99%

Boat/Airplane

Vehicle Loans

^Auto & Recreational Loans

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective September 13, 2023.

APR as low as

6.845%

15-Year Fixed

Home Loans

APR as low as

7.091%

30-Year Fixed

Home Loans

APR as low as

7.690%

5/1 Arm (30-Year)

Home Loans

APR as low as

5.875%

5/10 Fixed

Owner Occupied HELOC

^Home Loan Rates and Information and HELOC Rates and Information

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective September 14, 2023.  View Full Disclosures.

APR

15.75% - 17.75%

Signature Cash Back

Credit Cards

APR

13.50% - 18.00%

Platinum Rewards

Credit Cards

APR

12.00% - 17.24%

Platinum Low Rate

Credit Cards

APR

17.24%

Platinum Secured

Credit Cards

^Credit Card Rates and Fees

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective July 1, 2023.

APY as high as

0.15%

Business Checking

Checking Accounts

APY as high as

0.40%

Business Savings Account

(Share) Savings Accounts

^Business Rate and Fee Schedule

Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective September 1, 2023.

APR

13.74% - 18.00%

Platinum

Credit Cards

^Business Credit Card Rates and Information

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective July 1, 2023.

*Referring member will receive $25.00 for each referral that results in a new account being opened, with a maximum of ten (10) referrals per calendar year. New member account must be opened between 01/01/2023 and 12/31/2023. Member opening the account must be a new member of the Credit Union. Funds will be deposited in referring member’s account within 60 days of the new membership that is opened. Only one referral will be awarded per new membership. Any bonuses or monies received in association with this promotion are subject to IRS reporting requirements. Recipients are responsible for income tax liability, if applicable. Referring member must be in good standing to be eligible for referral offer. American Airlines Credit Union employees, immediate family and/or permanent household members and Credit Union Coordinators are not eligible for this promotion. Void where prohibited by law. When completing your application, use “REFER25” as the Refer A Friend Code, and provide the name and email address of the referring member. See our Eligibility Requirements for more information.