Earn up to $250*
Our members have trusted us for more than 85 years. Share that same trust with your family and earn up to $250.
How to earn up to $250:
1) Talk to your eligible family members about joining the Credit Union.
2) Have them join by clicking "Join Now" below, or by visiting Join.AACreditUnion.org.
• Follow the prompts and have them enter your sponsorship information.
• Be sure they enter "REFER25" in the "Please enter Promo Code for a refer a friend" section.
3) Look for the deposit in your account within 60 days of them joining. That's it!
You'll get $25 for each family member who joins the Credit Union!
Who can join?
If you're currently a member-owner, you can share the gift of membership with the following people:
• Spouse
• Children
• Parents
• Siblings
• Grandparents
• Grandchildren
• Permanent household members with same physical address
To learn more about eligibility, click here.
“If you need a financial institution that you can trust and that wants to help you accomplish your financial goals, go with American Airlines Credit Union.”
David, member since 2017
Our Rates^
-
APY as high as
2.02%
Savings
Share Accounts
-
APY as high as
2.02%
IRA Savings
IRA Share Accounts
-
APY as high as
4.96%
Share Certificate
Share/IRA Certificates
-
APY as high as
4.33%
Ladder Certificates
Share/IRA Certificates
-
APY as high as
0.40%
Priority Checking
Checking Accounts
-
APY as high as
0.25%
Flagship Checking
Checking Accounts
Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective March 1, 2023.
Our Rates^
-
APR as low as
3.75%
New/Used Auto
Up to 36 Months
-
APR as low as
4.50%
New/Used Auto
Up to 60 months
-
APR as low as
5.49%
RV
Vehicle Loans
-
APR as low as
5.24%
Boat/Airplane
Vehicle Loans
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective February 10, 2023.
Our Rates^
-
APR as low as
6.210%
15-Year Fixed
Home Loans
-
APR as low as
6.583%
30-Year Fixed
Home Loans
-
APR as low as
7.170%
5/1 Arm (30-Year)
Home Loans
-
APR as low as
5.875%
5/10 Fixed
Owner Occupied HELOC
^Home Loan Rates and Information and HELOC Rates and Information
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective March 10, 2023. View Full Disclosures.
Our Rates^
-
APR
15.00% - 17.00%
Signature Cash Back
Credit Cards
-
APR
12.75% - 18.00%
Platinum Rewards
Credit Cards
-
APR
11.25% - 16.49%
Platinum Low Rate
Credit Cards
-
APR
16.49%
Platinum Secured
Credit Cards
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective January 1, 2023.
Our Rates^
-
APY as high as
0.15%
Business Checking
Checking Accounts
-
APY as high as
0.40%
Business Savings Account
(Share) Savings Accounts
Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective March 1, 2023.
Our Rates^
-
APR
12.99% - 18.00%
Platinum
Credit Cards
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective January 1, 2023.
Our Rates^
APY as high as
2.02%
Savings
Share Accounts
APY as high as
2.02%
IRA Savings
IRA Share Accounts
APY as high as
4.96%
Share Certificate
Share/IRA Certificates
APY as high as
4.33%
Ladder Certificates
Share/IRA Certificates
APY as high as
0.40%
Priority Checking
Checking Accounts
APY as high as
0.25%
Flagship Checking
Checking Accounts
Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective March 1, 2023.
APR as low as
3.75%
New/Used Auto
Up to 36 Months
APR as low as
4.50%
New/Used Auto
Up to 60 months
APR as low as
5.49%
RV
Vehicle Loans
APR as low as
5.24%
Boat/Airplane
Vehicle Loans
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective February 10, 2023.
APR as low as
6.210%
15-Year Fixed
Home Loans
APR as low as
6.583%
30-Year Fixed
Home Loans
APR as low as
7.170%
5/1 Arm (30-Year)
Home Loans
APR as low as
5.875%
5/10 Fixed
Owner Occupied HELOC
^Home Loan Rates and Information and HELOC Rates and Information
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective March 10, 2023. View Full Disclosures.
APR
15.00% - 17.00%
Signature Cash Back
Credit Cards
APR
12.75% - 18.00%
Platinum Rewards
Credit Cards
APR
11.25% - 16.49%
Platinum Low Rate
Credit Cards
APR
16.49%
Platinum Secured
Credit Cards
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective January 1, 2023.
APY as high as
0.15%
Business Checking
Checking Accounts
APY as high as
0.40%
Business Savings Account
(Share) Savings Accounts
Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective March 1, 2023.
APR
12.99% - 18.00%
Platinum
Credit Cards
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective January 1, 2023.
*Referring member will receive $25.00 for each referral that results in a new account being opened, with a maximum of ten (10) referrals per calendar year. New member account must be opened between 01/01/2023 and 03/31/2023. Member opening the account must be a new member of the Credit Union. Funds will be deposited in referring member’s account within 60 days of the new membership that is opened. Only one referral will be awarded per new membership. Any awards or monies received in association with this promotion may be subject to IRS reporting requirements. Recipients are responsible for any income tax liability, if applicable. Referring member must be in good standing to be eligible for referral offer. American Airlines Credit Union employees, immediate family and/or permanent household members and Credit Union Coordinators are not eligible for this promotion. Void where prohibited by law. See our Eligibility Requirements for more information. When completing your application online, include the promo code “REFER25” and provide the full account number of the referring member. When completing the paper application, indicate the full account number of the referring member in the “How Did You Hear About Us” section and indicate promo code “REFER25” in the promo code section.
