Earn up to $250*

Our members have trusted us for more than 85 years. Share that same trust with your family and earn up to $250.

Current Offers

Find more Credit Union current offers and promotions.

View more offers

How to earn up to $250:

1) Talk to your eligible family members about joining the Credit Union.

2) Have them join by clicking "Join Now" below, or by visiting  Join.AACreditUnion.org.

• Follow the prompts and have them enter your sponsorship information.

• Be sure they enter "REFER25" in the "Please enter Promo Code for a refer a friend" section.

3) Look for the deposit in your account within 60 days of them joining. That's it!

You'll get $25 for each family member that joins the Credit Union!

Who can join?

If you are currently a member-owner, you can share the gift of membership with the following people:

  • Spouse

  • Children

  • Parents

  • Siblings

  • Grandparents

  • Grandchildren

  • Permanent household members with same physical address

To learn more about eligibility, click here 

Become a Member

Start building your future with us today.

Join Now

“If you need a financial institution that you can trust and that wants to help you accomplish your financial goals, go with American Airlines Credit Union.” 

David, member since 2017

Read More Member Stories

Our Rates^

  • APY as high as

    0.40%

    Checking Account

    Priority Checking

  • APY as high as

    0.40%

    Savings Accounts

    (Share) Savings Accounts

  • APY as high as

    0.40%

    Savings Accounts

    IRA Savings

  • APY as high as

    1.26%

    Share Certificates

    Regular Share Certificates

^Savings Rates and Fee Schedule

Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective June 1, 2022.

Our Rates^

  • APR as low as

    1.90%

    New Auto

    Vehicle Loans

  • APR as low as

    1.90%

    Used Auto

    Vehicle Loans

  • APR as low as

    4.49%

    RV

    Vehicle Loans

^Auto & Other Personal Loans

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective June 17, 2022.

Our Rates^

  • APR as low as

    4.560%

    15-Year Fixed

    Home Loans

  • APR as low as

    5.186%

    30-Year Fixed

    Home Loans

  • APR as low as

    4.843%

    5/1 Arm (30-Year)

    Home Loans

^Home Loan Rates and Information

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective Thursday June 27, 2022.  View Full Disclosures.

Our Rates^

  • APR

    7.25% - 12.49%

    Platinum (Low Rate)

    Credit Cards

  • APR

    8.75% - 14.49%

    Rewards

    Credit Cards

  • APR

    12.49%

    Secured

    Credit Cards

^Credit Card Rates and Fees

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective April 1, 2022.

Our Rates^

  • APY as high as

    0.15%

    Business Checking

    Checking Accounts

  • APY as high as

    0.30%

    Business Savings Account

    (Share) Savings Accounts

^Business Rate and Fee Schedule

Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective June 1, 2022.

Our Rates^

  • APR

    8.99% - 14.99%

    Platinum

    Credit Cards

^Business Credit Card Rates and Information

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective April 1, 2020.

Our Rates^

APY as high as

0.40%

Checking Account

Priority Checking

APY as high as

0.40%

Savings Accounts

(Share) Savings Accounts

APY as high as

0.40%

Savings Accounts

IRA Savings

APY as high as

1.26%

Share Certificates

Regular Share Certificates

^Savings Rates and Fee Schedule

Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective June 1, 2022.

APR as low as

1.90%

New Auto

Vehicle Loans

APR as low as

1.90%

Used Auto

Vehicle Loans

APR as low as

4.49%

RV

Vehicle Loans

^Auto & Other Personal Loans

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective June 17, 2022.

APR as low as

4.560%

15-Year Fixed

Home Loans

APR as low as

5.186%

30-Year Fixed

Home Loans

APR as low as

4.843%

5/1 Arm (30-Year)

Home Loans

^Home Loan Rates and Information

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective Thursday June 27, 2022.  View Full Disclosures.

APR

7.25% - 12.49%

Platinum (Low Rate)

Credit Cards

APR

8.75% - 14.49%

Rewards

Credit Cards

APR

12.49%

Secured

Credit Cards

^Credit Card Rates and Fees

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective April 1, 2022.

APY as high as

0.15%

Business Checking

Checking Accounts

APY as high as

0.30%

Business Savings Account

(Share) Savings Accounts

^Business Rate and Fee Schedule

Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective June 1, 2022.

APR

8.99% - 14.99%

Platinum

Credit Cards

^Business Credit Card Rates and Information

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective April 1, 2020.

*Referring member will receive $25.00 for each referral that results in a new account being opened, with a maximum of ten (10) referrals per calendar year. New member account must be opened between 01/01/2022 and 12/31/2022. Member opening the account must be a new member of the Credit Union. Funds will be deposited in referring member’s account within 60 days of the new membership that is opened. Only one referral will be awarded per new membership. Any awards or monies received in association with this promotion may be subject to IRS reporting requirements. Recipients are responsible for any income tax liability, if applicable. Referring member must be in good standing to be eligible for referral offer. American Airlines Credit Union employees, immediate family and/or permanent household members and Credit Union Coordinators are not eligible for this promotion. Void where prohibited by law. See our Eligibility Requirements for more information. When completing your application online, include the promo code “REFER25” and provide the full account number of the referring member. When completing the paper application, indicate the full account number of the referring member in the “How Did You Hear About Us” section and indicate promo code “REFER25” in the promo code section. .