Special 90th Anniversary Offers Disclosures

$90,000 Anniversary Sweepstakes

NO PURCHASE NECESSARY TO ENTER AND WIN. ODDS OF WINNING DEPEND ON NUMBER OF ENTRIES RECEIVED. Promotion valid between 04/01/2026 and 09/30/2026, and open to all legal consumer residents of the 50 United States and the District of Columbia who are Credit Union members in good standing and at least 18 years of age, except as set forth in the Official Rules. Nine (9) prizes of $10,000 USD each will be awarded and deposited to Prize Winner’s primary share account. Promotion subject to Official Rules available at AACreditUnion.org/globalassets/documents/90th-anniversary-sweepstakes-official-rules or by sending a self-addressed, stamped envelope postmarked by 09/30/2026, to American Airlines Federal Credit Union, Attn: Marketing Department/90th Anniversary Sweepstakes Drawing Promotion, MD 2100, P.O. Box 619001, DFW Airport, TX 75261-9001. Void in Puerto Rico, the U.S. Virgin Islands, Guam, U.S. military installations in foreign countries and where prohibited, taxed or restricted by law.

0.90% APR Vehicle Loan Discount

APR is Annual Percentage Rate. All rates are subject to change without notice. Qualifying rates are based on collateral, term, down payment and creditworthiness. Not all loans are eligible, including internal refinances. The maximum combined qualifying discount total is up to 0.90% for special Anniversary Discount, plus Direct Deposit, plus Loan Loyalty or Welcome Aboard Discounts. No other discounts can be combined. A 0.40% discount is available for vehicle loan applications submitted between 07/01/2026 and 09/30/2026, and funded by 10/31/2026. A 0.25% discount will be given for direct deposit into a Credit Union checking account. Direct Deposit Discount begins on the first month after the loan is funded or the month after direct deposit begins any time during your loan term and will continue to be deducted from the rate monthly, as long as direct deposit remains on the member’s checking account and the member remains in good standing. An additional discount of 0.25% can be applied for Loan Loyalty or Welcome Aboard Discounts; however, these two cannot be combined. A 0.25% Loan Loyalty Discount is available for members having two (2) or more loans with a balance in the last two (2) years. Auto loans need activity within the last four (4) years. Some loan types are excluded. A 0.25% Welcome Aboard Discount is valid 90 days from the opening date of new membership. Not all members will qualify. Ask the Credit Union for more details.

$270 New Checking Offer

Member must be in good standing to be eligible for each bonus. Open a new American Airlines Federal Credit Union Flagship, Priority, Ascend, uChecking or Business checking account between 07/01/2026 and 09/30/2026, to earn up to $270.  Earn $90 when you make at least 30 debit card purchases within 90 days of account opening. Earn $90 when you make 15 purchases using your Credit Union debit card through an Apple Wallet,® Google Wallet,™ or Samsung Wallet,™ digital wallet within 90 days of account opening. Each checking account is eligible for only one digital wallet payout. Earn $90 when you receive at least $2,000 in ACH direct deposits into your new checking account within 90 days of account opening. Each bonus will be paid within 90 days after the final qualifying transaction. Transaction posting may vary by merchant. ATM withdrawals and existing checking accounts are not eligible and do not qualify for the bonus. Final qualifying transaction must be completed within 90 days of account opening. Any bonus will be forfeited if account is closed prior to bonus award date. This offer is non-transferable. Any bonuses or monies received in association with this promotion are subject to IRS reporting requirements. Recipients are responsible for income tax liability, if applicable. Checking is subject to credit approval. APY is Annual Percentage Yield. Rates are subject to change and are accurate as of 07/01/2026. Flagship APY is 0.25% on balances $750.00 and greater. Priority APY is 0.40% for balances $0.01 - $5,000.00 and 0.05% for balances greater than $5,000.00. Fees may reduce earnings on the account. 
Apple Wallet is a trademark of Apple Inc. Google Wallet is a trademark of Google LLC. Samsung Wallet is a registered trademark of Samsung Electronics Co. Ltd.

For a complete list of all our current offers, visit AACreditUnion.org/Offers.