* New member bonus is good for new memberships opened between 04/01/2025 and 12/31/2025. New member account will have $26.00 ($25.00 new-member bonus, plus, the one-time $1.00 membership fee) deposited within seven (7) days of the new account being opened. A total of $5.00 will remain pledged in member’s primary savings account as a required minimum daily balance. There's no minimum balance required to obtain the bonus. Any bonuses or monies received in association within this promotion are subject to IRS reporting requirements. Recipients are responsible for income tax liability, if applicable. See our Rate & Fee Schedule for more information.

** PSA Airlines relocation package is limited to employees relocating from Dayton, OH, to Charlotte, NC. Must provide documentation of relocation order. To be eligible, use "Relocation" in the "How did you hear about us" section of the loan application.

¹ Offer valid for mortgage home loan applications that are part of the PSA relocation program, which apply between 04/01/2025 and 12/31/2025, and fund before 02/28/2026. Member must be in good standing. $475 lender credit will be applied at time of closing. Not applicable for First Time Homebuyers Loan programs.

^ APR is Annual Percentage Rate. All rates are subject to change without notice. Qualifying rates are based on collateral, term, down payment and creditworthiness. Not all loans are eligible. The maximum combined qualifying discounts of up to 0.75% for PSA relocation program discount plus Direct Deposit plus Loan Loyalty or Welcome Aboard. No other discounts can be combined. A 0.25% discount is available for auto loans approved and funded as part of the PSA relocation program. Auto loan applications must be submitted between 04/01/2025 and 12/31/2025 and funded by 02/28/2026. A 0.25% discount will be given for direct deposit into a Credit Union checking account. Direct Deposit Discount begins on the first month after the loan is funded or the month after direct deposit begins any time during your loan term and will continue to be deducted from the rate monthly, as long as direct deposit remains on the member’s checking account and the member remains in good standing. An additional discount of 0.25% can be applied for Loan Loyalty or Welcome Aboard Discounts; however, these two cannot be combined. A 0.25% Loan Loyalty Discount is available for members having two (2) or more loans with a balance in the last two (2) years. Auto loans need activity within the last four (4) years. Some loan types are excluded. A 0.25% Welcome Aboard Discount is valid 90 days from the opening date of new membership. Not all members will qualify. Ask the Credit Union for more details.

² Although no payment is due for 90 days, interest and credit insurance premiums (if applicable) continue to accrue during deferred payment period. Excludes loans already financed with the Credit Union. The 90-day payment deferral is available for auto loans approved and funded as part of the PSA relocation program. Auto loan applications must be submitted between 04/01/2025, and 12/31/2025 and funded by 02/28/2026. Ask the Credit Union for more details.

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