Who We Are
American Airlines Federal Credit Union was founded in 1936 by a small group of American Airlines employees who shared the goal of creating a member-owned, cooperative financial institution where employees could help one another. We've been a part of the airline industry for more than eight decades, firmly focused on what works best for our member-owners. American Airlines Credit Union is continually growing, with a net worth of more than $901.1 million and assets surpassing $9.2 billion.†
We provide a wide array of products and services tailored to meet the specialized needs of our members because we understand this business that connects us. For our many airline industry members, we have branches conveniently located in most major U.S. airports. For the rest of the family, our network of more than 85,000 ATMs in the CO-OP ATM and Allpoint networks and the extensive CO-OP Shared Branch Network® provide easy and convenient nationwide access to members' accounts.
American Airlines Credit Union always has an eye on the future. We're constantly exploring new technologies to make the Credit Union experience easier without forgetting the personal connection that has been a huge part of our longevity. For more than three quarters of a century, we've helped out more than 334,000† members make informed financial decisions and we look forward to serving them and their families for generations to come.
Our Difference
Because American Airlines Credit Union is a not-for-profit organization, our loan rates are generally lower than those offered by conventional, for-profit financial institutions. Whether they are looking for loans for mortgages, vehicles, vacations or educational needs, our members enjoy extremely favorable terms. We're also able to pay higher dividends on deposits and charge lower fees.
Peace of Mind
Member-owners can feel good about the Credit Union because we're an independent institution. Funds on deposit at American Airlines Credit Union are federally insured for as much as $250,000 by the National Credit Union Share Insurance Fund (NCUSIF). So members always know their money is safe.
Careers
American Airlines Credit Union has built a solid reputation as a strong, competitive leader in the credit union industry. Our people are the primary reason for our success. We operate each day in a member-focused, innovative and team-based environment.
Employees of American Airlines Credit Union enjoy the benefits and privileges of employment with American Airlines. We are committed to our employees, members, communities and the value of diversity in the workplace.
Our Difference
Because American Airlines Credit Union is a not-for-profit organization, our loan rates are generally lower than those offered by conventional, for-profit financial institutions. Whether they are looking for loans for mortgages, vehicles, vacations or educational needs, our members enjoy extremely favorable terms. We're also able to pay higher dividends on deposits and charge lower fees.
Peace of Mind
Member-owners can feel good about the Credit Union because we're an independent institution. Funds on deposit at American Airlines Credit Union are federally insured for as much as $250,000 by the National Credit Union Share Insurance Fund (NCUSIF). So members always know their money is safe.
Careers
American Airlines Credit Union has built a solid reputation as a strong, competitive leader in the credit union industry. Our people are the primary reason for our success. We operate each day in a member-focused, innovative and team-based environment.
Employees of American Airlines Credit Union enjoy the benefits and privileges of employment with American Airlines. We are committed to our employees, members, communities and the value of diversity in the workplace.
President's Corner
Check out the most recent message from our President and CEO, Gail Enda.
ANNUAL REPORTS
Date posted: 5/26/2023
Format: PDF
Includes Additional Financial Statements Addendum
Date posted: 6/23/2022
Format: PDF
Includes Additional Financial Statements Addendum
LATEST CREDIT UNION NEWS
Loan Options Offered For Cadet Academy
The Credit Union and the American Airlines Cadet Academy announced a partnership, bringing an additional suite of financial options for incoming candidates accepted into the Cadet Academy program.
Credit Union Announces 2023 Scholarship Recipients
For nearly 20 years, American Airlines Federal Credit Union has been proud to invest in the futures of its young member-owners by providing scholarship awards toward higher education. This year, out of hundreds of initial applicants, the Credit Union was pleased to award a total of 11 scholarships. Six high school students and five college students each received $4,000 scholarships.
Credit Union makes $60,000 donation to Children's Miracle Network Hospitals
American Airlines Federal Credit Union proudly presented Children’s Miracle Network Hospitals with a $60,000 donation as a result of its 27th Annual Credit Union Golf Tournament – which took place on Sept. 22, 2023, at Cowboys Golf Club in Grapevine, Texas. The total donation will be split between Cook Children’s Health Foundation and Children’s Medical Center Foundation.
Committed to Your Financial Wellness
Committed to Your Financial Wellness
“It is reassuring to know that the Credit Union has only the best intentions for my financial and personal future.”
Haylee, member since 2000
Mobile & Digital Services
We understand your on-the-go account access needs.
Mobile Apps
Our mobile apps offer a number of convenient services, including mobile check deposit, bill pay, credit score monitoring, personal financial management tools and more!
GET THE APPS♦
- Apple Watch – To turn on, simply log into our mobile app and select “Apple Watch” under “Settings” in the left-hand menu.
♦ Mobile services require web access. Check with your wireless carrier for any fees that may apply.
Apple Watch is trademark of Apple Inc.
Google Play is a registered trademarks of Google LLC.
Digital Wallet
Add your Credit Union debit and credit cards to your enabled device to make secure payments and simplify your checkout experience with a variety of digital payment options.
Apple Pay and Apple Watch are trademarks of Apple Inc.
Samsung Pay is a registered trademark of Samsung Electronics Co. Ltd.
Google Pay and Google Play are registered trademarks of Google LLC.
Visa is a registered trademark of Visa International Service Association. The EMV® SRC payment icon, consisting of a pentagon design oriented on its side with a stylized depiction of a fast forward symbol on the right, formed by a continuous line, is a trademark owned by and used with permission of EMVCo, LLC.
Financial Management Tools
Our budget and finances feature allows our members to track their spending with a fully interactive, real-time updating dashboard that loads existing Credit Union accounts while allowing the addition of accounts from other financial institutions. Within your online banking account you have access to two tools that help you keep your finances on track:
- Personal Finance Manager and Credit Monitoring.
MARKETPLACE
With our one-stop shop for financial apps, you can select from a set of third-party apps to help you run your business, pay down loans fast, donate to charities and much more – all in one convenient location.
Please note: Fees and qualifications vary by app.
Apps include:
- Autobooks Small business owners can simplify their books, manage cash flow and access the necessary reports.
- Changed Borrowers can pay down debt with spare change to save time and money and reach their goals sooner.
- Givio Individuals can donate to more than 1.6 million 501(c)3 nonprofits – or support a cause from a list of local nonprofits – directly from their bank account.
- OneDigitalTrust Users of this estate- and inheritance-planning platform can create legal documents, including wills, living trusts, healthcare and financial powers of attorney and others.
- Trustworthy® Successful modern families can collaborate with loved ones and advisors to protect and organize their most important information. Secure items like family IDs, money, property, passwords, insurance, tax records, estate documents, contacts, and more – all in one place.
To register: Use a browser to log into online banking and select “Marketplace” to get started. Your Marketplace apps can be managed through the Credit Union app♦ after completing registration on a browser.
American Airlines Credit Union does not assume any responsibility or liability for any purchases or promotions made by a third party
♦ Message and data rates may apply. Check with your mobile provider.
† As of Oct. 31, 2022
Photo courtesy of the Smithsonian National Air and Space Museum
CO-OP Shared BranchSM and CO-OP ATMSM are marks of CO-OP Financial Services.
Allpoint is not a mark of American Airlines or American Airlines Federal Credit Union.
Check out the most recent message from our President and CEO, Gail Enda.