Ascend Checking
Everyone deserves a second chance.
Our Ascend Checking account is the ideal choice for people looking to simplify their finances and get on the right financial track.
Ascend Checking Features
- Low monthly service fee*
- Additional features listed below
*See our Rate & Fee Schedule for more information.
Tools & Resources
We also provide additional tools and resources to help you manage your finances and learn as you go.
Ascend Checking Features
- Low monthly service fee*
- Additional features listed below
*See our Rate & Fee Schedule for more information.
Tools & Resources
We also provide additional tools and resources to help you manage your finances and learn as you go.
Checking Account Features
- Mobile & Online banking with online statements ¹
- Free Bill Pay
- Direct Deposit discount on select loans
- Visa® Debit Card with chip-enabled technology
- Online Card Management
- including travel notifications and card on/off
- Mobile wallet payment options
- Zero liability for unauthorized debit card transactions ²
- 24/7 debit card fraud monitoring
- Unlimited surcharge-free access to CO-OP ATMs℠
- Overdraft Protection Options
Our Rates*
-
APY as high as
2.27%
Checking Account
Priority Checking
-
APY as high as
1.97%
Savings Account
(Share) Savings Accounts
-
APY as high as
1.97%
Savings Accounts
IRA Savings
-
APY as high as
3.25%
Share Certificates
Regular Share Certificates
Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective May 1, 2019.
Our Rates*
-
APR as low as
2.35%
New Auto
Vehicle Loans
-
APR as low as
2.35%
Used Auto
Vehicle Loans
-
APR as low as
5.24%
RV
Vehicle Loans
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective April 1, 2019.
Our Rates*
-
APR as low as
3.467%
15-Year Fixed
Home Loans
-
APR as low as
3.874%
30-Year Fixed
Home Loans
-
APR as low as
4.602%
5/1 Arm (30-Year)
Home Loans
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective April 11, 2019. View Full Disclosures.
Our Rates*
-
APR
9.25% - 14.49%
Platinum (Low Rate)
Credit Cards
-
APR
10.75% - 16.49%
Rewards
Credit Cards
-
APR
14.49%
Secured
Credit Cards
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective January 1, 2019.
Our Rates*
-
APY as high as
0.15%
Business Checking
Checking Accounts
-
APY as high as
1.25%
Business Savings Account
(Share) Savings Accounts
Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective May 1, 2019.
Our Rates*
-
APR
10.99% - 16.99%
Platinum
Credit Cards
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective January 1, 2019.
Our Rates*
APY as high as
2.27%
Checking Account
Priority Checking
APY as high as
1.97%
Savings Account
(Share) Savings Accounts
APY as high as
1.97%
Savings Accounts
IRA Savings
APY as high as
3.25%
Share Certificates
Regular Share Certificates
Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective May 1, 2019.
APR as low as
2.35%
New Auto
Vehicle Loans
APR as low as
2.35%
Used Auto
Vehicle Loans
APR as low as
5.24%
RV
Vehicle Loans
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective April 1, 2019.
APR as low as
3.467%
15-Year Fixed
Home Loans
APR as low as
3.874%
30-Year Fixed
Home Loans
APR as low as
4.602%
5/1 Arm (30-Year)
Home Loans
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective April 11, 2019. View Full Disclosures.
APR
9.25% - 14.49%
Platinum (Low Rate)
Credit Cards
APR
10.75% - 16.49%
Rewards
Credit Cards
APR
14.49%
Secured
Credit Cards
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective January 1, 2019.
APY as high as
0.15%
Business Checking
Checking Accounts
APY as high as
1.25%
Business Savings Account
(Share) Savings Accounts
Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective May 1, 2019.
APR
10.99% - 16.99%
Platinum
Credit Cards
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective January 1, 2019.
EDUCATION
Helping Them Out
One of the biggest challenges facing college kids is managing their own money. For many young people, this is their first time acting without the complete oversight of their parents.
Read more about young adult financial challenges
Graduating? Here's How to Become Financially Independent
If you’re embarking on that walk across the graduation stage to get your degree — congratulations! Whether you’re headed toward the job market, more training or some other avenue, financial independence is closer than it was before. Not all college grads achieve it right away — Zillow reports an “explosion” in the number living with parents — but it’s something to aim for.
Committed to Your Financial Wellness
Committed to Your Financial Wellness
"I appreciate the interest earned on my checking account balance. I think it's a good deal for the rates they offer. And I appreciate the reimbursements for ATM fees when you meet basic requirements."
Ursula, member since 2006
¹ Message and data rates may apply. Check with your mobile provider.
² Zero Liability Policy does not apply to ATM transactions, to PIN transactions not processed by Visa, or if you were negligent or fraudulent in the handling of your card, including failure to report loss or theft in a timely manner.
Visa is a registered trademark of Visa International Service Association.
CO-OP ATMSM is a mark of CO-OP Financial Services.
