Ascend Checking

Everyone deserves a second chance.

Our Ascend Checking account is the ideal choice for people looking to simplify their finances and get on the right financial track.

Ascend Checking Features

  • Low monthly service fee*
  • Additional features listed below

*See our Rate & Fee Schedule for more information.

Think about an Emergency Savings Fund account

Tools & Resources

We also provide additional tools and resources to help you manage your finances and learn as you go.

Learn more

Access our calculators

Ascend Checking Features

  • Low monthly service fee*
  • Additional features listed below

*See our Rate & Fee Schedule for more information.

Tools & Resources

We also provide additional tools and resources to help you manage your finances and learn as you go.

Checking Account Features

  • Mobile wallet payment options
  • Zero liability for unauthorized debit card transactions ²
  • 24/7 debit card fraud monitoring
  • Unlimited surcharge-free access to CO-OP ATMs
  • Overdraft Protection Options

Our Rates*

  • APY as high as

    2.27%

    Checking Account

    Priority Checking

  • APY as high as

    1.97%

    Savings Account

    (Share) Savings Accounts

  • APY as high as

    1.97%

    Savings Accounts

    IRA Savings

  • APY as high as

    3.25%

    Share Certificates

    Regular Share Certificates

*Savings Rates and Fee Schedule

Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective May 1, 2019.

Our Rates*

  • APR as low as

    2.35%

    New Auto

    Vehicle Loans

  • APR as low as

    2.35%

    Used Auto

    Vehicle Loans

  • APR as low as

    5.24%

    RV

    Vehicle Loans

*Auto Rates and Information

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective April 1, 2019.

Our Rates*

  • APR as low as

    3.467%

    15-Year Fixed

    Home Loans

  • APR as low as

    3.874%

    30-Year Fixed

    Home Loans

  • APR as low as

    4.602%

    5/1 Arm (30-Year)

    Home Loans

*Home Loan Rates and Information

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective April 11, 2019.  View Full Disclosures.

Our Rates*

  • APR

    9.25% - 14.49%

    Platinum (Low Rate)

    Credit Cards

  • APR

    10.75% - 16.49%

    Rewards

    Credit Cards

  • APR

    14.49%

    Secured

    Credit Cards

*American Airlines Credit Union Visa Consumer Credit Card Application and Solicitation Disclosure

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective January 1, 2019.

Our Rates*

  • APY as high as

    0.15%

    Business Checking

    Checking Accounts

  • APY as high as

    1.25%

    Business Savings Account

    (Share) Savings Accounts

*Business Rate and Fee Schedule

Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective May 1, 2019.

Our Rates*

  • APR

    10.99% - 16.99%

    Platinum

    Credit Cards

*Business Credit Card Rates and Information

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective January 1, 2019.

Our Rates*

APY as high as

2.27%

Checking Account

Priority Checking

APY as high as

1.97%

Savings Account

(Share) Savings Accounts

APY as high as

1.97%

Savings Accounts

IRA Savings

APY as high as

3.25%

Share Certificates

Regular Share Certificates

*Savings Rates and Fee Schedule

Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective May 1, 2019.

APR as low as

2.35%

New Auto

Vehicle Loans

APR as low as

2.35%

Used Auto

Vehicle Loans

APR as low as

5.24%

RV

Vehicle Loans

*Auto Rates and Information

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective April 1, 2019.

APR as low as

3.467%

15-Year Fixed

Home Loans

APR as low as

3.874%

30-Year Fixed

Home Loans

APR as low as

4.602%

5/1 Arm (30-Year)

Home Loans

*Home Loan Rates and Information

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective April 11, 2019.  View Full Disclosures.

APR

9.25% - 14.49%

Platinum (Low Rate)

Credit Cards

APR

10.75% - 16.49%

Rewards

Credit Cards

APR

14.49%

Secured

Credit Cards

*American Airlines Credit Union Visa Consumer Credit Card Application and Solicitation Disclosure

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective January 1, 2019.

APY as high as

0.15%

Business Checking

Checking Accounts

APY as high as

1.25%

Business Savings Account

(Share) Savings Accounts

*Business Rate and Fee Schedule

Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective May 1, 2019.

APR

10.99% - 16.99%

Platinum

Credit Cards

*Business Credit Card Rates and Information

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective January 1, 2019.

EDUCATION

Helping Them Out

One of the biggest challenges facing college kids is managing their own money. For many young people, this is their first time acting without the complete oversight of their parents.

Read more about young adult financial challenges

Graduating? Here's How to Become Financially Independent

If you’re embarking on that walk across the graduation stage to get your degree — congratulations! Whether you’re headed toward the job market, more training or some other avenue, financial independence is closer than it was before. Not all college grads achieve it right away — Zillow reports an “explosion” in the number living with parents — but it’s something to aim for. 

Read more about becoming financially independent

Visit Our Blog

"I appreciate the interest earned on my checking account balance. I think it's a good deal for the rates they offer. And I appreciate the reimbursements for ATM fees when you meet basic requirements."

Ursula, member since 2006

Read More Member Stories

¹ Message and data rates may apply. Check with your mobile provider.

² Zero Liability Policy does not apply to ATM transactions, to PIN transactions not processed by Visa, or if you were negligent or fraudulent in the handling of your card, including failure to report loss or theft in a timely manner.

Visa is a registered trademark of Visa International Service Association.

CO-OP ATMSM is a mark of CO-OP Financial Services.