Ascend Checking
Enjoy checking simplified with checkless banking that helps you stay in control of your finances.
Apply NowThis is a good choice if you don’t write checks and want to avoid the possibility of overdraft fees. Manage your finances easily with a debit card and convenient online services. Features include:
Ascend Checking Features
- No monthly service fees with direct deposit of $250 or more each month*
- Paperless – no paper checks
- Stay in control – no overdraft protection
- Mobile deposit access◊
- Explore what our Financial Wellness Program can do for you.
*See our Rate & Fee Schedule for more information.
Tools & Resources
We also provide additional tools and resources to help you manage your finances and learn as you go.
Ascend Checking Features
- No monthly service fees with direct deposit of $250 or more each month*
- Paperless – no paper checks
- Stay in control – no overdraft protection
- Mobile deposit access◊
- Explore what our Financial Wellness Program can do for you.
*See our Rate & Fee Schedule for more information.
Tools & Resources
We also provide additional tools and resources to help you manage your finances and learn as you go.
Checking Account Features
- Unlimited access to more than 85,000 surcharge-free ATMS
- 70,000 domestic ATMs
- 15,000 international ATMs
- Direct Deposit Benefits
- Discounts on loans
- Access to your direct deposit up to two business days early
- Fraud Protection
- Zero liability for unauthorized debit card transactions †
- Fraud Text Alerts ◊
- 24/7 debit card fraud monitoring
- Mobile & Online banking
- Mobile check deposit ◊
- Mobile wallet payment options
- Free bill pay
- Online Card Management
- Set up travel notifications
- Temporarily turn cards on and off when misplaced
- Report a card lost or stolen
- Request a credit limit increase
- Visa® debit card with contactless and chip-enabled technology
APY = Annual Percentage Yield
‡ Qualifications required. See our Rate & Fee Schedule for more information.
§ Receive a monthly foreign transaction fee rebate when you use your debit card for international purchases.
APY = Annual Percentage Yield
‡ Qualifications required. See our Rate & Fee Schedule for more information.
§ Receive a monthly foreign transaction fee rebate when you use your debit card for international purchases.
ADVICE, TIPS & NEWS
How to Sign up for Online Statements
Whether you’re accessing your American Airlines Federal Credit Union accounts on the go with your laptop, smartphone, tablet or desktop computer, our digital banking experience provides you with quick and convenient services.
Learn how to sign up for online statements
Determining if you are ready for retirement
Very often, life doesn’t play out like we planned it. Your master plan may have been to be totally debt free, retire at age 62 and use some of your savings to travel the world. But let’s face it, life can throw us some curve balls and 2020 threw one at the entire world.
Maybe you’re 55 years old, still have a mortgage, a child in college and haven’t reached your retirement savings target. If the opportunity to take early retirement arises, you might not be sure if the timing is right. So what are your best steps forward?
Committed to Your Financial Wellness
Committed to Your Financial Wellness
“When buying a new car recently, the branch manager told me of the various ways to shop for the best deal. I got pre-approved, found the perfect dream car and it was delivered to my local branch in three days flat. All paperwork was ready, and it was the easiest transaction of my life.”
Michael, member since 1980
♦ Message and data rates may apply. Check with your mobile provider.
† Visa's Zero Liability Policy covers U.S.-issued cards and does not apply to ATM transactions, PIN transactions not processed by Visa, or certain commercial card transactions. Cardholder must notify issuer promptly of any unauthorized use on their card. Consult issuer for additional details or visit Visa.com/security.
Visa is a registered trademark of Visa International Service Association.
