Earn $25*

With a new Priority, Flagship, Ascend, UChecking or Business Checking account.

Apply Now

Current Offers

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Complete the following activity and earn $25:

 

  • Make at least $25 in debit card purchases within 60 days of account opening and earn $25*.

Checking Account Features

Checking Comparison



Monthly Service Fees
$0 with direct deposit of $250 or more‡
$0 with $750 minimum daily balance‡
$0
$0
Dividend Bearing
No
.25% APY‡
.05% APY or .40% APY‡
No
Overdraft Protection
No
Yes
Yes
Yes
Unique Product Benefits
No
Yes
Yes
Yes
Foreign Transaction Fee (purchases only)
1%
No§
No§ (with qualifications)
1%

APY = Annual Percentage Yield

‡ Qualifications required. See our Rate & Fee Schedule for more information.

§ Receive a monthly foreign transaction fee rebate when you use your debit card for international purchases. 

Checking Comparison

APY = Annual Percentage Yield

‡ Qualifications required. See our Rate & Fee Schedule for more information.

§ Receive a monthly foreign transaction fee rebate when you use your debit card for international purchases. 

Our Rates^

  • APY as high as

    0.40%

    Priority Checking

    Checking Accounts

  • APY as high as

    0.25%

    Flagship Checking

    Checking Accounts

  • APY as high as

    0.70%

    Savings

    Share Accounts

  • APY as high as

    0.70%

    IRA Savings

    IRA Share Accounts

  • APY as high as

    2.12%

    Share Certificate

    Share/IRA Certificates

  • APY as high as

    3.14%

    Ladder Certificates

    Share/IRA Certificates

^Savings Rates and Fee Schedule

Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective Sept. 1, 2022.

Our Rates^

  • APR as low as

    1.90%

    New Auto

    Vehicle Loans

  • APR as low as

    1.90%

    Used Auto

    Vehicle Loans

  • APR as low as

    4.59%

    RV

    Vehicle Loans

^Auto & Other Personal Loans

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective September 23, 2022.

Our Rates^

  • APR as low as

    5.448%

    15-Year Fixed

    Home Loans

  • APR as low as

    5.821%

    30-Year Fixed

    Home Loans

  • APR as low as

    5.627%

    5/1 Arm (30-Year)

    Home Loans

^Home Loan Rates and Information

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective September 19, 2022.  View Full Disclosures.

Our Rates^

  • APR

    8.50% - 13.74%

    Platinum (Low Rate)

    Credit Cards

  • APR

    10.00% - 15.74%

    Rewards

    Credit Cards

  • APR

    13.74%

    Secured

    Credit Cards

^Credit Card Rates and Fees

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective July 1, 2022.

Our Rates^

  • APY as high as

    0.15%

    Business Checking

    Checking Accounts

  • APY as high as

    0.40%

    Business Savings Account

    (Share) Savings Accounts

^Business Rate and Fee Schedule

Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective September 1, 2022.

Our Rates^

  • APR

    10.24% - 16.24%

    Platinum

    Credit Cards

^Business Credit Card Rates and Information

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective July 1, 2022.

Our Rates^

APY as high as

0.40%

Priority Checking

Checking Accounts

APY as high as

0.25%

Flagship Checking

Checking Accounts

APY as high as

0.70%

Savings

Share Accounts

APY as high as

0.70%

IRA Savings

IRA Share Accounts

APY as high as

2.12%

Share Certificate

Share/IRA Certificates

APY as high as

3.14%

Ladder Certificates

Share/IRA Certificates

^Savings Rates and Fee Schedule

Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective Sept. 1, 2022.

APR as low as

1.90%

New Auto

Vehicle Loans

APR as low as

1.90%

Used Auto

Vehicle Loans

APR as low as

4.59%

RV

Vehicle Loans

^Auto & Other Personal Loans

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective September 23, 2022.

APR as low as

5.448%

15-Year Fixed

Home Loans

APR as low as

5.821%

30-Year Fixed

Home Loans

APR as low as

5.627%

5/1 Arm (30-Year)

Home Loans

^Home Loan Rates and Information

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective September 19, 2022.  View Full Disclosures.

APR

8.50% - 13.74%

Platinum (Low Rate)

Credit Cards

APR

10.00% - 15.74%

Rewards

Credit Cards

APR

13.74%

Secured

Credit Cards

^Credit Card Rates and Fees

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective July 1, 2022.

APY as high as

0.15%

Business Checking

Checking Accounts

APY as high as

0.40%

Business Savings Account

(Share) Savings Accounts

^Business Rate and Fee Schedule

Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective September 1, 2022.

APR

10.24% - 16.24%

Platinum

Credit Cards

^Business Credit Card Rates and Information

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective July 1, 2022.

*Member must be in good standing to be eligible for this offer. Open a new American Airlines Federal Credit Union Flagship, Priority, Ascend, uChecking or Business Checking Account between 07/01/2022 and 09/30/2022. To receive the $25 bonus, make at least $25 in debit card purchases within 60 days of account opening. Transaction posting may vary by merchant. ATM withdrawals and existing checking accounts are not eligible and do not qualify for the bonus. Bonus will be paid within 60 days after the final qualifying transaction. Bonus will be forfeited if account is closed prior to bonus award date.

Checking is subject to credit approval. This offer is non-transferable. Any awards of monies received in association with this promotion may be subject to IRS reporting requirements. Recipients are responsible for income tax liability, if applicable. See our Rate & Fee Schedule for more information.

◊ Message and data rates may apply. Check with your mobile provide

† Visa's Zero Liability Policy covers U.S. issued cards and does not apply to ATM transactions, PIN transactions not processed by Visa, or certain commercial card transactions. Cardholder must notify issuer promptly of any unauthorized use on their card. Consult issuer for additional details or visit www.visa.com/security.

Visa is a registered trademark of Visa International Service Association.