EARN UP TO $270
Open a new checking account, set up direct deposit, use your debit card and make digital wallet purchases.*
Apply Now
For our 90th anniversary, earn up to $270 when you open a new checking account!
Get $90 for each of the following:
- Set up direct deposit.
- Use your debit card.
- Make digital wallet purchases.
APY = Annual Percentage Yield
‡ Qualifications required. See our Rate & Fee Schedule for more information.
§ Receive a monthly foreign transaction fee rebate when you use your debit card for international purchases.
APY = Annual Percentage Yield
‡ Qualifications required. See our Rate & Fee Schedule for more information.
§ Receive a monthly foreign transaction fee rebate when you use your debit card for international purchases.
Checking Account Features
- Unlimited access to more than 85,000 surcharge-free ATMs
- 70,000 domestic ATMs
- 15,000 international ATMs
- Direct Deposit Benefits
- Discounts on loans
- Access to your direct deposit up to two business days early
- Fraud Protection
- Zero liability for unauthorized debit card transactions †
- Fraud Text Alerts ♦
- 24/7 debit card fraud monitoring
- Mobile & Online banking
- Mobile check deposit ♦
- Mobile wallet payment options
- Free bill pay
- Online Card Management
- Set up travel notifications
- Temporarily turn cards on and off when misplaced
- Report a card lost or stolen
- Visa® debit card with contactless and chip-enabled technology
- Overdraft Protection Options
* Member must be in good standing to be eligible for each bonus. Open a new American Airlines Federal Credit Union Flagship, Priority, Ascend, uChecking or Business checking account between 07/01/2026 and 09/30/2026, to earn up to $270. Earn $90 when you make at least 30 debit card purchases within 90 days of account opening. Earn $90 when you make 15 purchases using your Credit Union debit card through an Apple Wallet,® Google Wallet,™ or Samsung Wallet,™ digital wallet within 90 days of account opening. Each checking account is eligible for only one digital wallet payout. Earn $90 when you receive at least $2,000 in ACH direct deposits into your new checking account within 90 days of account opening. Each bonus will be paid within 90 days after the final qualifying transaction. Transaction posting may vary by merchant. ATM withdrawals and existing checking accounts are not eligible and do not qualify for the bonus. Final qualifying transaction must be completed within 90 days of account opening. Any bonus will be forfeited if account is closed prior to bonus award date. This offer is non-transferable. Any bonuses or monies received in association within this promotion are subject to IRS reporting requirements. Recipients are responsible for income tax liability, if applicable. Checking is subject to credit approval. APY is Annual Percentage Yield. Rates are subject to change and are accurate as of 07/01/2026. Flagship APY is 0.25% on balances $750.00 and greater. Priority APY is 0.40% for balances $0.01 - $5,000.00 and 0.05% for balances greater than $5,000.00. Fees may reduce earnings on the account. Apple Wallet is a trademark of Apple Inc. Google Wallet is a trademark of Google LLC. Samsung Wallet is a registered trademark of Samsung Electronics Co. Ltd. See our Rate & Fee Schedule for more information.
The Contactless Indicator mark, consisting of four graduating arcs, is a trademark owned by and used with permission of EMVCo, LLC.
† Visa's Zero Liability Policy covers U.S.-issued cards and does not apply to ATM transactions, PIN transactions not processed by Visa, or certain commercial card transactions. Cardholder must notify issuer promptly of any unauthorized use on their card. Consult issuer for additional details or visit Visa.com/security.
♦ Message and data rates may apply. Check with your mobile provider.
Visa is a registered trademark of Visa International Service Association.
