Earn $25*

With a new Priority, Flagship, Ascend, UChecking or Business Checking account.

Apply Now

Current Offers

Find more Credit Union current offers and promotions.

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Complete the following activity and earn $25:

 

  • Make at least $25 in debit card purchases within 60 days of account opening and earn $25.

Checking Account Features

  • Mobile & Online banking with Mobile Deposit¹
  • Free Bill Pay
  • Direct Deposit discount on select loans
  • Visa® Debit Card with contactless and chip-enabled technology
  • Online Card Management
    • including travel notifications and card on/off
  • Mobile wallet payment options
  • Zero liability for unauthorized debit card transactions²
  • 24/7 debit card fraud monitoring
  • Fraud Text Alerts³
  • Unlimited access to American Airlines Credit Union and in-network ATM’s
  • Overdraft Protection Options
Checking Comparison



Monthly Service Fees
$0 with direct deposit of $250 or more*
$0 with $750 minimum daily balance*
$0
$0
Dividend Bearing
No
.40% APY*
.05% APY or .65% APY*
No
Overdraft Protection
No
Yes
Yes
Yes
Unique Product Benefits
No
Yes
Yes
Yes
Foreign Transaction Fee (purchases only)
1%
No**
No** (with qualifications)
1%

APY = Annual Percentage Yield

*Qualifications required. See our Rate & Fee Schedule for more information.

**Receive a monthly foreign transaction fee rebate when you use your debit card for international purchases. 

Checking Comparison

APY = Annual Percentage Yield

*Qualifications required. See our Rate & Fee Schedule for more information.

**Receive a monthly foreign transaction fee rebate when you use your debit card for international purchases. 

Our Rates^

  • APY as high as

    0.50%

    Checking Account

    Priority Checking

  • APY as high as

    0.40%

    Savings Accounts

    (Share) Savings Accounts

  • APY as high as

    0.40%

    Savings Accounts

    IRA Savings

  • APY as high as

    0.80%

    Share Certificates

    Regular Share Certificates

^Savings Rates and Fee Schedule

Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective September 1, 2021.

Our Rates^

  • APR as low as

    1.80%

    New Auto

    Vehicle Loans

  • APR as low as

    1.80%

    Used Auto

    Vehicle Loans

  • APR as low as

    4.49%

    RV

    Vehicle Loans

^Auto Rates and Information

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective July 1, 2021.

Our Rates^

  • APR as low as

    2.405%

    15-Year Fixed

    Home Loans

  • APR as low as

    3.032%

    30-Year Fixed

    Home Loans

  • APR as low as

    2.776%

    5/1 Arm (30-Year)

    Home Loans

^Home Loan Rates and Information

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective September 2, 2021.  View Full Disclosures.

Our Rates^

  • APR

    7.00% - 12.24%

    Platinum (Low Rate)

    Credit Cards

  • APR

    8.50% - 14.24%

    Rewards

    Credit Cards

  • APR

    12.24%

    Secured

    Credit Cards

^Credit Card Rates and Fees

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective September 1, 2021.

Our Rates^

  • APY as high as

    0.15%

    Business Checking

    Checking Accounts

  • APY as high as

    0.40%

    Business Savings Account

    (Share) Savings Accounts

^Business Rate and Fee Schedule

Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective September 1, 2021.

Our Rates^

  • APR

    8.74% - 14.74%

    Platinum

    Credit Cards

^Business Credit Card Rates and Information

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective April 1, 2020.

Our Rates^

APY as high as

0.50%

Checking Account

Priority Checking

APY as high as

0.40%

Savings Accounts

(Share) Savings Accounts

APY as high as

0.40%

Savings Accounts

IRA Savings

APY as high as

0.80%

Share Certificates

Regular Share Certificates

^Savings Rates and Fee Schedule

Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective September 1, 2021.

APR as low as

1.80%

New Auto

Vehicle Loans

APR as low as

1.80%

Used Auto

Vehicle Loans

APR as low as

4.49%

RV

Vehicle Loans

^Auto Rates and Information

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective July 1, 2021.

APR as low as

2.405%

15-Year Fixed

Home Loans

APR as low as

3.032%

30-Year Fixed

Home Loans

APR as low as

2.776%

5/1 Arm (30-Year)

Home Loans

^Home Loan Rates and Information

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective September 2, 2021.  View Full Disclosures.

APR

7.00% - 12.24%

Platinum (Low Rate)

Credit Cards

APR

8.50% - 14.24%

Rewards

Credit Cards

APR

12.24%

Secured

Credit Cards

^Credit Card Rates and Fees

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective September 1, 2021.

APY as high as

0.15%

Business Checking

Checking Accounts

APY as high as

0.40%

Business Savings Account

(Share) Savings Accounts

^Business Rate and Fee Schedule

Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective September 1, 2021.

APR

8.74% - 14.74%

Platinum

Credit Cards

^Business Credit Card Rates and Information

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective April 1, 2020.

“When buying a new car recently, the branch manager told me of the various ways to shop for the best deal. I got pre-approved, found the perfect dream car and it was delivered to my local branch in three days flat. All paperwork was ready, and it was the easiest transaction of my life.”

Michael, member since 1980

Read More Member Stories

*Member must be in good standing to be eligible for this offer. Open a new American Airlines Federal Credit Union Flagship, Priority, Ascend, uChecking or Business Checking Account between 09/01/2021 and 12/31/2021. To receive the $25 bonus, make at least $25 in debit card purchases within 60 days of account opening. Transaction posting may vary by merchant. ATM withdrawals and existing checking accounts are not eligible and do not qualify for the bonus. Bonus will be paid within 60 days after the final qualifying transaction. Bonus will be forfeited if account is closed prior to bonus award date.

Checking is subject to credit approval. This offer is non-transferable. Any awards of monies received in association with this promotion may be subject to IRS reporting requirements. Recipients are responsible for income tax liability, if applicable. See our Rate & Fee Schedule for more information.

¹ Message and data rates may apply. Check with your mobile provider.

² Zero Liability Policy does not apply to ATM transactions, to PIN transactions not processed by Visa, or if you were negligent or fraudulent in the handling of your card, including failure to report loss or theft in a timely manner.

³ Fraud Alerts Program Overview: Messaging frequency depends on account activity. For more information, text HELP to 23618. To cancel fraud text messaging services at any time reply STOP to any alert from your mobile device. For Fraud Alerts support, call (800) 533-0035. By giving us your mobile number, you agree that Fraud Alerts text messaging to notify you of suspected incidents of financial or identity fraud. HELP instructions: Text HELP to 23618 for help or call (800) 533-0035. STOP instructions: Text STOP to 23618 to cancel. Release of Liability: Alerts sent via SMS may not be delivered to you if your phone is not in the range of a transmission site, or if sufficient network capacity is not available at a particular time. Even within coverage, factors beyond the control of wireless carriers may interfere with messages delivery for which the carrier is not responsible. Carriers do not guarantee that alerts will be delivered.

Visa is a registered trademark of Visa International Service Association.