EARN UP TO $50

Open a new checking account and earn $25* when you make at least $25 in debit card purchases within 60 days of opening the account and earn another $25 for setting up direct deposit.

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Current Offers

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Complete the following activity and earn up to $50 when you open a new checking account:

 

  • Make at least $25 in debit card purchases within 60 days of account opening.
  • Set up direct deposit of at least $250 into your checking account for two consecutive months.

Checking Account Features

  • Mobile & Online banking
    • Mobile check deposit
    • Mobile wallet payment options
    • Free bill pay
  • Online Card Management
    • Turn on and off travel notifications
    • Temporarily turn cards on and off when misplaced
    • Report a card lost or stolen
    • Request a credit limit increase
  • Visa® debit card with contactless and chip-enabled technology
  • Overdraft Protection Options
Checking Comparison



Monthly Service Fees
$0 with direct deposit of $250 or more‡
$0 with $750 minimum daily balance‡
$0
$0
Dividend Bearing
No
.25% APY‡
.05% APY or .40% APY‡
No
Overdraft Protection
No
Yes
Yes
Yes
Unique Product Benefits
No
Yes
Yes
Yes
Foreign Transaction Fee (purchases only)
1%
No§
No§ (with qualifications)
1%

APY = Annual Percentage Yield

‡ Qualifications required. See our Rate & Fee Schedule for more information.

§ Receive a monthly foreign transaction fee rebate when you use your debit card for international purchases. 

Checking Comparison

APY = Annual Percentage Yield

‡ Qualifications required. See our Rate & Fee Schedule for more information.

§ Receive a monthly foreign transaction fee rebate when you use your debit card for international purchases. 

Our Rates^

  • APY as high as

    2.38%

    Savings

    Share Accounts

  • APY as high as

    2.38%

    IRA Savings

    IRA Share Accounts

  • APY as high as

    5.33%

    Share Certificate

    Share/IRA Certificates

  • APY as high as

    4.33%

    Ladder Certificates

    Share/IRA Certificates

  • APY as high as

    0.40%

    Priority Checking

    Checking Accounts

  • APY as high as

    0.25%

    Flagship Checking

    Checking Accounts

^Savings Rates and Fee Schedule

Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective September 1, 2023.

Our Rates^

  • APR as low as

    4.59%

    New/Used Auto

    Up to 36 Months

  • APR as low as

    5.34%

    New/Used Auto

    Up to 60 months

  • APR as low as

    6.24%

    RV

    Vehicle Loans

  • APR as low as

    5.99%

    Boat/Airplane

    Vehicle Loans

^Auto & Recreational Loans

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective September 13, 2023.

Our Rates^

  • APR as low as

    6.845%

    15-Year Fixed

    Home Loans

  • APR as low as

    7.091%

    30-Year Fixed

    Home Loans

  • APR as low as

    7.690%

    5/1 Arm (30-Year)

    Home Loans

  • APR as low as

    5.875%

    5/10 Fixed

    Owner Occupied HELOC

^Home Loan Rates and Information and HELOC Rates and Information

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective September 14, 2023.  View Full Disclosures.

Our Rates^

  • APR

    15.75% - 17.75%

    Signature Cash Back

    Credit Cards

  • APR

    13.50% - 18.00%

    Platinum Rewards

    Credit Cards

  • APR

    12.00% - 17.24%

    Platinum Low Rate

    Credit Cards

  • APR

    17.24%

    Platinum Secured

    Credit Cards

^Credit Card Rates and Fees

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective July 1, 2023.

Our Rates^

  • APY as high as

    0.15%

    Business Checking

    Checking Accounts

  • APY as high as

    0.40%

    Business Savings Account

    (Share) Savings Accounts

^Business Rate and Fee Schedule

Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective September 1, 2023.

Our Rates^

  • APR

    13.74% - 18.00%

    Platinum

    Credit Cards

^Business Credit Card Rates and Information

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective July 1, 2023.

Our Rates^

APY as high as

2.38%

Savings

Share Accounts

APY as high as

2.38%

IRA Savings

IRA Share Accounts

APY as high as

5.33%

Share Certificate

Share/IRA Certificates

APY as high as

4.33%

Ladder Certificates

Share/IRA Certificates

APY as high as

0.40%

Priority Checking

Checking Accounts

APY as high as

0.25%

Flagship Checking

Checking Accounts

^Savings Rates and Fee Schedule

Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective September 1, 2023.

APR as low as

4.59%

New/Used Auto

Up to 36 Months

APR as low as

5.34%

New/Used Auto

Up to 60 months

APR as low as

6.24%

RV

Vehicle Loans

APR as low as

5.99%

Boat/Airplane

Vehicle Loans

^Auto & Recreational Loans

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective September 13, 2023.

APR as low as

6.845%

15-Year Fixed

Home Loans

APR as low as

7.091%

30-Year Fixed

Home Loans

APR as low as

7.690%

5/1 Arm (30-Year)

Home Loans

APR as low as

5.875%

5/10 Fixed

Owner Occupied HELOC

^Home Loan Rates and Information and HELOC Rates and Information

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective September 14, 2023.  View Full Disclosures.

APR

15.75% - 17.75%

Signature Cash Back

Credit Cards

APR

13.50% - 18.00%

Platinum Rewards

Credit Cards

APR

12.00% - 17.24%

Platinum Low Rate

Credit Cards

APR

17.24%

Platinum Secured

Credit Cards

^Credit Card Rates and Fees

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective July 1, 2023.

APY as high as

0.15%

Business Checking

Checking Accounts

APY as high as

0.40%

Business Savings Account

(Share) Savings Accounts

^Business Rate and Fee Schedule

Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective September 1, 2023.

APR

13.74% - 18.00%

Platinum

Credit Cards

^Business Credit Card Rates and Information

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective July 1, 2023.

* Member must be in good standing to be eligible for this offer. Open a new American Airlines Federal Credit Union Flagship, Priority, Ascend, uChecking or Business checking account between 07/01/2023 and 09/30/2023. Earn $25 when you make at least $25 in net debit card purchases within 60 days of account opening. Transaction posting may vary by merchant. ATM withdrawals and existing checking accounts are not eligible and do not qualify for the offer. Offer will be paid within 60 days after the final qualifying transaction.

Earn $25 when you receive at least $250 in direct deposit into your checking account for two consecutive months. Final qualifying transaction must be completed with 60 days of account opening. Bonus will be paid within 60 days after the final qualifying transaction. Any bonus will be forfeited if account is closed prior to bonus award date. This offer is non-transferable. Any bonuses or monies received in association within this promotion are subject to IRS reporting requirements. Recipients are responsible for income tax liability, if applicable. See our Rate & Fee Schedule for more information. Checking is subject to credit approval.

 Message and data rates may apply. Check with your mobile provider.

† Visa's Zero Liability Policy covers U.S.-issued cards and does not apply to ATM transactions, PIN transactions not processed by Visa, or certain commercial card transactions. Cardholder must notify issuer promptly of any unauthorized use on their card. Consult issuer for additional details or visit Visa.com/security.

Visa is a registered trademark of Visa International Service Association.