AIRCRAFT MAINTENANCE TECHNICIAN (AMT) FINANCIAL SOLUTIONS
We know you’ve got a lot on your mind: completing coursework, building hands-on experience in the hangar, preparing for FAA certification exams. While we can’t help you troubleshoot an aircraft, we’re here to help you manage your finances as your career in aviation maintenance takes off.
Discover financial products that help you cover training costs, reduce financial stress and prepare you for a successful future in the industry.
MEMBERSHIP
Whether you're studying in an FAA-certified AMT program or already working in the field, you're eligible to become a member of the Credit Union.
You and your family are welcome.
To become a member, you need to be:
- An AMT enrolled in FAA-certified training
- An AMT instructor
- An AMT currently employed in the industry
- An immediate family member, including:
- Spouse or domestic partner
- Parents
- Children
- Grandparents
- Siblings
Refer your family and earn up to $250. Learn more.
Education Line of Credit
While attending a secondary school, college or trade school, an education line of credit helps you manage common expenses such as:
- program costs
- books, supplies and tools
Take advantage of this open-end, variable-rate loan for amounts up to $40,000.¹ Pay interest only on what you use, so you can focus on becoming an aircraft mechanic—not on borrowing more than you need.
Home Equity Line Of Credit (HELOC)
If you or your family owns a home, a HELOC can be a powerful way to help fund your training. Here are some advantages to using a HELOC:
- Access to funds as needed instead of in a lump sum
- Typically lower interest rates than an unsecured personal loan
- Flexible terms for a variety of budgets
Training costs can stretch over months or even years. A HELOC allows you to finance your training as you go.
Checking Account
Stay in control of your finances with easy, everyday access to your money. Open a checking account with:
- No minimum balance
- No monthly fees
- Free online banking on the go
Plus, you can use your debit card to access cash at more than 85,000 ATMs coast to coast.
Credit Card
Carrying a balance on high-interest credit cards? Transferring them to one of ours could help you save significantly.
- Move existing balances from higher-rate cards.
- Pay less interest over time.
- Simplify your monthly payments.
Every dollar saved on interest is a dollar that can go toward tools, exams, or living costs.
Other Financing Options
There are additional ways you may be able to get the money you need with the help of the Credit Union. Our blog, “Ways to Access Needed Funds,” describes methods for accessing large amounts of cash quickly. In addition, our financial calculators will help you determine what fits your budget.
Financial Wellness
We're more than banking products and services. We take pride in offering tailored financial wellness solutions no matter where you are in life. Take advantage of these complimentary services and start strengthening your financial well-being today.
- Financial indebtedness solutions
- Budgeting and savings assistance
- Financial wellness check-ups
- Retirement and financial planning
Education Line of Credit
While attending a secondary school, college or trade school, an education line of credit helps you manage common expenses such as:
- program costs
- books, supplies and tools
Take advantage of this open-end, variable-rate loan for amounts up to $40,000.¹ Pay interest only on what you use, so you can focus on becoming an aircraft mechanic—not on borrowing more than you need.
Home Equity Line Of Credit (HELOC)
If you or your family owns a home, a HELOC can be a powerful way to help fund your training. Here are some advantages to using a HELOC:
- Access to funds as needed instead of in a lump sum
- Typically lower interest rates than an unsecured personal loan
- Flexible terms for a variety of budgets
Training costs can stretch over months or even years. A HELOC allows you to finance your training as you go.
Checking Account
Stay in control of your finances with easy, everyday access to your money. Open a checking account with:
- No minimum balance
- No monthly fees
- Free online banking on the go
Plus, you can use your debit card to access cash at more than 85,000 ATMs coast to coast.
Credit Card
Carrying a balance on high-interest credit cards? Transferring them to one of ours could help you save significantly.
- Move existing balances from higher-rate cards.
- Pay less interest over time.
- Simplify your monthly payments.
Every dollar saved on interest is a dollar that can go toward tools, exams, or living costs.
Other Financing Options
There are additional ways you may be able to get the money you need with the help of the Credit Union. Our blog, “Ways to Access Needed Funds,” describes methods for accessing large amounts of cash quickly. In addition, our financial calculators will help you determine what fits your budget.
Financial Wellness
We're more than banking products and services. We take pride in offering tailored financial wellness solutions no matter where you are in life. Take advantage of these complimentary services and start strengthening your financial well-being today.
- Financial indebtedness solutions
- Budgeting and savings assistance
- Financial wellness check-ups
- Retirement and financial planning
Our Rates^
-
APY as high as
1.87%
Savings
Share/IRA Accounts
-
APY as high as
4.05%
Short-Term Share Certificate
Share Certificate
-
APY as high as
4.00%
Share Certificate
Share/IRA Certificates
-
APY as high as
4.07%
Ladder Certificates
Share/IRA Certificates
-
APY as high as
0.40%
Priority Checking
Checking Accounts
-
APY as high as
0.25%
Flagship Checking
Checking Accounts
Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective September 1, 2026.
Our Rates^
-
APR as low as
3.34%
New Auto
Up to 36 Months
-
APR as low as
3.84%
Used Auto
Up to 36 Months
-
APR as low as
4.09%
New Auto
Up to 60 months
-
APR as low as
4.59%
Used Auto
Up to 60 months
-
APR as low as
6.34%
RV
Vehicle Loans
-
APR as low as
5.59%
Boat/Airplane
Vehicle Loans
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective June 1, 2026.
Our Rates^
-
APR as low as
6.210%
15-Year Fixed
Home Loans
-
APR as low as
6.583%
30-Year Fixed
Home Loans
-
APR as low as
6.533%
5/1 Arm (30-Year)
Home Loans
-
APR as low as
7.250%
5/10 Fixed
Owner Occupied HELOC
^Home Loan Rates and Information and HELOC Rates and Information
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective August 4, 2026. View Full Disclosures.
Our Rates^
-
APR
14.25% - 16.25%
Signature Cash Back
Credit Cards
-
APR
12.00% - 17.74%
Platinum Rewards
Credit Cards
-
APR
10.50% - 18.00%
Platinum Low Rate
Credit Cards
-
APR
15.74%
Platinum Secured
Credit Cards
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective July 1, 2026.
Our Rates^
-
APY as high as
0.15%
Business Checking
Checking Accounts
-
APY as high as
0.40%
Business Savings Account
(Share) Savings Accounts
Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective September 1, 2026.
Our Rates^
-
APR
12.24% - 18.00%
Platinum
Credit Cards
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective January 1, 2026.
Our Rates^
APY as high as
1.87%
Savings
Share/IRA Accounts
APY as high as
4.05%
Short-Term Share Certificate
Share Certificate
APY as high as
4.00%
Share Certificate
Share/IRA Certificates
APY as high as
4.07%
Ladder Certificates
Share/IRA Certificates
APY as high as
0.40%
Priority Checking
Checking Accounts
APY as high as
0.25%
Flagship Checking
Checking Accounts
Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective September 1, 2026.
APR as low as
3.34%
New Auto
Up to 36 Months
APR as low as
3.84%
Used Auto
Up to 36 Months
APR as low as
4.09%
New Auto
Up to 60 months
APR as low as
4.59%
Used Auto
Up to 60 months
APR as low as
6.34%
RV
Vehicle Loans
APR as low as
5.59%
Boat/Airplane
Vehicle Loans
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective June 1, 2026.
APR as low as
6.210%
15-Year Fixed
Home Loans
APR as low as
6.583%
30-Year Fixed
Home Loans
APR as low as
6.533%
5/1 Arm (30-Year)
Home Loans
APR as low as
7.250%
5/10 Fixed
Owner Occupied HELOC
^Home Loan Rates and Information and HELOC Rates and Information
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective August 4, 2026. View Full Disclosures.
APR
14.25% - 16.25%
Signature Cash Back
Credit Cards
APR
12.00% - 17.74%
Platinum Rewards
Credit Cards
APR
10.50% - 18.00%
Platinum Low Rate
Credit Cards
APR
15.74%
Platinum Secured
Credit Cards
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective July 1, 2026.
APY as high as
0.15%
Business Checking
Checking Accounts
APY as high as
0.40%
Business Savings Account
(Share) Savings Accounts
Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective September 1, 2026.
APR
12.24% - 18.00%
Platinum
Credit Cards
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective January 1, 2026.
* New member bonus is good for new memberships opened between 01/01/2026 and 12/31/2026. New member account will have $26.00 ($25.00 new-member bonus, plus, the one-time $1.00 membership fee) deposited within seven (7) days of the new account being opened. A total of $5.00 will remain pledged in member’s primary savings account as a required minimum daily balance. There's no minimum balance required to obtain the bonus. Fees could reduce earnings on the account. Any bonuses or monies received in association within this promotion are subject to IRS reporting requirements. Recipients are responsible for income tax liability, if applicable. Each bonus is non-transferable, and will be forfeited if account is closed prior to bonus award date. See our Rate and Fee Schedule for more information at AACreditUnion.org/rates.
1 Minimum payment will never be less than $16.00 per month per $1,000.00 or any part thereof. Rate and actual credit limit is based on applicant’s creditworthiness and underwriting criteria. Ask the Credit Union for details. Unless otherwise noted, the Annual Percentage Rate (APR) for variable rate loans will be based on the Prime Rate as published in the Wall Street Journal (Index) as of the day of the advance, plus a margin. Rate changes based on changes in the Index will take effect on the next business day after the Index change is published. The APR on existing balances for Education Line of Credit loan advances will change quarterly on the first day of January, April, July and October to reflect any change in the Index in effect on the last day of the previous quarter. See our Rate Schedule for more information.
