Visa Platinum Rewards Credit Card

Your travel companion no matter where you go, and enjoy an excellent rate while earning Connection Points for your everyday spending.

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Earn up to 25,000 Connection Points

Open a new Visa® Rewards credit card and earn up 25,000 Connection Points.

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If you use your credit card for everyday spending or while traveling nationally or around the world, our Visa® Platinum Rewards card is perfect for you.

Visa Platinum Rewards

  • No foreign transaction fees when you use your card overseas
  • Earn Connection Points™, which can be used for travel and retail gift cards or merchandise

See bonus points offer  

Credit Card Rates and Fees

Tools & Resources

We also provide additional tools and resources to help you manage your finances and learn as you go.

Learn more about Connection Points

Access our calculators

Visa Platinum Rewards

  • No foreign transaction fees when you use your card overseas
  • Earn Connection Points™, which can be used for travel and retail gift cards or merchandise

See bonus points offer  

Credit Card Rates and Fees

Tools & Resources

We also provide additional tools and resources to help you manage your finances and learn as you go.

CARD FEATURES

 

  • Visa Platinum benefits:
    • Travel accident insurance
    • Auto rental collision insurance
    • Travel and emergency assistance
    • Identity theft protection
  • Visa account updater ᵮ 
  • Additional Insurance
    • Credit Life
    • Credit Disability

Our Rates^

  • APR

    10.00% - 15.24%

    Platinum (Low Rate)

    Credit Cards

  • APR

    11.50% - 17.24%

    Rewards

    Credit Cards

  • APR

    15.24%

    Secured

    Credit Cards

^Credit Card Rates and Fees

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective October 1, 2022.

Our Rates^

  • APY as high as

    0.40%

    Priority Checking

    Checking Accounts

  • APY as high as

    0.25%

    Flagship Checking

    Checking Accounts

  • APY as high as

    1.00%

    Savings

    Share Accounts

  • APY as high as

    1.00%

    IRA Savings

    IRA Share Accounts

  • APY as high as

    3.04%

    Share Certificate

    Share/IRA Certificates

  • APY as high as

    3.82%

    Ladder Certificates

    Share/IRA Certificates

^Savings Rates and Fee Schedule

Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective December 1, 2022.

Our Rates^

  • APR as low as

    3.05%

    New Auto

    Vehicle Loans

  • APR as low as

    3.05%

    Used Auto

    Vehicle Loans

  • APR as low as

    4.74%

    RV

    Vehicle Loans

^Auto & Other Personal Loans

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective December 1, 2022.

Our Rates^

  • APR as low as

    5.956%

    15-Year Fixed

    Home Loans

  • APR as low as

    6.456%

    30-Year Fixed

    Home Loans

  • APR as low as

    6.632%

    5/1 Arm (30-Year)

    Home Loans

^Home Loan Rates and Information

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective November 7, 2022.  View Full Disclosures.

Our Rates^

  • APY as high as

    0.15%

    Business Checking

    Checking Accounts

  • APY as high as

    0.40%

    Business Savings Account

    (Share) Savings Accounts

^Business Rate and Fee Schedule

Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective December 1, 2022.

Our Rates^

  • APR

    11.74% - 17.74%

    Platinum

    Credit Cards

^Business Credit Card Rates and Information

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective October 1, 2022.

Our Rates^

APR

10.00% - 15.24%

Platinum (Low Rate)

Credit Cards

APR

11.50% - 17.24%

Rewards

Credit Cards

APR

15.24%

Secured

Credit Cards

^Credit Card Rates and Fees

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective October 1, 2022.

APY as high as

0.40%

Priority Checking

Checking Accounts

APY as high as

0.25%

Flagship Checking

Checking Accounts

APY as high as

1.00%

Savings

Share Accounts

APY as high as

1.00%

IRA Savings

IRA Share Accounts

APY as high as

3.04%

Share Certificate

Share/IRA Certificates

APY as high as

3.82%

Ladder Certificates

Share/IRA Certificates

^Savings Rates and Fee Schedule

Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective December 1, 2022.

APR as low as

3.05%

New Auto

Vehicle Loans

APR as low as

3.05%

Used Auto

Vehicle Loans

APR as low as

4.74%

RV

Vehicle Loans

^Auto & Other Personal Loans

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective December 1, 2022.

APR as low as

5.956%

15-Year Fixed

Home Loans

APR as low as

6.456%

30-Year Fixed

Home Loans

APR as low as

6.632%

5/1 Arm (30-Year)

Home Loans

^Home Loan Rates and Information

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective November 7, 2022.  View Full Disclosures.

APY as high as

0.15%

Business Checking

Checking Accounts

APY as high as

0.40%

Business Savings Account

(Share) Savings Accounts

^Business Rate and Fee Schedule

Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective December 1, 2022.

APR

11.74% - 17.74%

Platinum

Credit Cards

^Business Credit Card Rates and Information

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective October 1, 2022.

ADVICE, TIPS & NEWS

Peer-to-peer payments apps fraud on the rise

Money scams are nothing new, but with this new technology, P2P fraud is on the rise. Be vigilant about these common scams:

Read more about the common scams 

Making Money Matter

Parents want the best for their children. Parents invest time and effort in teaching their children how to walk and tie their shoes, how to look both ways before crossing the street and how to read and do math. In fact, for many parents, that protective instinct doesn’t end as their kids transition into young adults.

Read more tips

Visit Our Blog
Comparison



APR as low as*
11.50%
10.00%
15.24%
Connection Points
Yes
No
No
Foreign Transaction Fee
None
1%
1%
Platinum Benefits
Yes
Yes
Yes
Partner with Interest Bearing Savings
No
No
Yes

* Credit Card Rates and Fees. Rates Subject to Change. APR is Annual Percentage Rate.

** Also available to members with a limited credit history as our Starter Card with an APR of 17.24%.

Comparison

* Credit Card Rates and Fees. Rates Subject to Change. APR is Annual Percentage Rate.

** Also available to members with a limited credit history as our Starter Card with an APR of 17.24%.

"The fraud protection staff are awesome! This year someone used/hacked my card and attempted to use it for a rental car down in Mexico. The fraud staff called and asked if I attempted to use my card in Mexico. I told them no, and they shut the card off and sent me a brand new one right away. "

Tenisha, member since 2014

Read More Member Stories

Visa is a registered trademark of Visa International Service Association.

 

¹ Not all merchants participate in automatic updates. Updates are not guaranteed before the next billing cycle. Always check with your service provider(s) to ensure there’s no interruption to your recurring payment arrangements.

Visa's Zero Liability Policy covers U.S. issued cards and does not apply to ATM transactions, PIN transactions not processed by Visa, or certain commercial card transactions. Cardholder must notify issuer promptly of any unauthorized use on their card. Consult issuer for additional details or visit www.visa.com/security.

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Visa is a registered trademark of Visa International Service Association.