Visa Platinum Secured Credit Card
For those looking to build (or rebuild) their credit history, our Visa® Platinum Secured card is an excellent option. Secure as little as $250 or as much as $5,000 in a premium interest-bearing savings account to enjoy this low-rate card.
Apply NowMaybe you’re looking to build (or rebuild) your credit. Our secured card may be the right fit, by securing as little as $250 or as much as $5,000 in a premium dividend-bearing savings account in order to enjoy the convenience of a credit card with the rate you want.
Card Features
- Interest earned on your security will be automatically transferred into your primary share/savings account.
Tools & Resources
We also provide additional tools and resources to help you manage your finances and learn as you go.
Card Features
- Interest earned on your security will be automatically transferred into your primary share/savings account.
Tools & Resources
We also provide additional tools and resources to help you manage your finances and learn as you go.
ADDITIONAL FEATURES & BENEFITS
- Visa Platinum benefits:
- Travel accident insurance
- Auto rental collision insurance
- Travel and emergency assistance
- Identity theft protection
- SoFar Sounds
- Roadside Dispatch
- Shipt
- Fraud Protection Services
- Fraud Text Alerts♦
- Zero Fraud Liability†
- Additional Insurance
- Credit Life
- Credit Disability
- Digital Wallet Payment Options
- Use your digital card immediately after opening your account
- Add your digital card to all major digital wallet providers
- Online Card Management
- Set up travel notifications
- Temporarily turn cards on and off when misplaced
- Report a card lost or stolen
- Request a credit limit increase
^ Credit Card Rates and Fees. Rates Subject to Change. APR is Annual Percentage Rate.
** Also available to members with a limited credit history as our Starter Card with an APR of 18.00%.
^ Credit Card Rates and Fees. Rates Subject to Change. APR is Annual Percentage Rate.
** Also available to members with a limited credit history as our Starter Card with an APR of 18.00%.
ADVICE, TIPS & NEWS
Peer-to-peer payments apps fraud on the rise
Money scams are nothing new, but with this new technology, P2P fraud is on the rise. Be vigilant about these common scams:
Read more about the common scams
Making Money Matter
Parents want the best for their children. Parents invest time and effort in teaching their children how to walk and tie their shoes, how to look both ways before crossing the street and how to read and do math. In fact, for many parents, that protective instinct doesn’t end as their kids transition into young adults.
Our Rates^
-
APR
15.00% - 17.00%
Signature Cash Back
Credit Cards
-
APR
12.75% - 18.00%
Platinum Rewards
Credit Cards
-
APR
11.25% - 18.00%
Platinum Low Rate
Credit Cards
-
APR
16.49%
Platinum Secured
Credit Cards
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective July 1, 2025.
Our Rates^
-
APY as high as
2.02%
Savings
Share/IRA Accounts
-
APY as high as
4.25%
Short-Term Share Certificate
Share Certificate
-
APY as high as
4.05%
Share Certificate
Share/IRA Certificates
-
APY as high as
4.07%
Ladder Certificates
Share/IRA Certificates
-
APY as high as
0.40%
Priority Checking
Checking Accounts
-
APY as high as
0.25%
Flagship Checking
Checking Accounts
Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective July 1, 2025.
Our Rates^
-
APR as low as
3.99%
New Auto
Up to 36 Months
-
APR as low as
4.49%
Used Auto
Up to 36 Months
-
APR as low as
4.74%
New Auto
Up to 60 months
-
APR as low as
5.24%
Used Auto
Up to 60 months
-
APR as low as
6.99%
RV
Vehicle Loans
-
APR as low as
6.74%
Boat/Airplane
Vehicle Loans
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective April 11, 2025.
Our Rates^
-
APR as low as
6.210%
15-Year Fixed
Home Loans
-
APR as low as
6.710%
30-Year Fixed
Home Loans
-
APR as low as
6.683%
5/1 Arm (30-Year)
Home Loans
-
APR as low as
7.250%
5/10 Fixed
Owner Occupied HELOC
^Home Loan Rates and Information and HELOC Rates and Information
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective March 17, 2025. View Full Disclosures.
Our Rates^
-
APY as high as
0.15%
Business Checking
Checking Accounts
-
APY as high as
0.40%
Business Savings Account
(Share) Savings Accounts
Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective July 1, 2025.
Our Rates^
-
APR
12.99% - 18.00%
Platinum
Credit Cards
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective January 1, 2025.
Our Rates^
APR
15.00% - 17.00%
Signature Cash Back
Credit Cards
APR
12.75% - 18.00%
Platinum Rewards
Credit Cards
APR
11.25% - 18.00%
Platinum Low Rate
Credit Cards
APR
16.49%
Platinum Secured
Credit Cards
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective July 1, 2025.
APY as high as
2.02%
Savings
Share/IRA Accounts
APY as high as
4.25%
Short-Term Share Certificate
Share Certificate
APY as high as
4.05%
Share Certificate
Share/IRA Certificates
APY as high as
4.07%
Ladder Certificates
Share/IRA Certificates
APY as high as
0.40%
Priority Checking
Checking Accounts
APY as high as
0.25%
Flagship Checking
Checking Accounts
Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective July 1, 2025.
APR as low as
3.99%
New Auto
Up to 36 Months
APR as low as
4.49%
Used Auto
Up to 36 Months
APR as low as
4.74%
New Auto
Up to 60 months
APR as low as
5.24%
Used Auto
Up to 60 months
APR as low as
6.99%
RV
Vehicle Loans
APR as low as
6.74%
Boat/Airplane
Vehicle Loans
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective April 11, 2025.
APR as low as
6.210%
15-Year Fixed
Home Loans
APR as low as
6.710%
30-Year Fixed
Home Loans
APR as low as
6.683%
5/1 Arm (30-Year)
Home Loans
APR as low as
7.250%
5/10 Fixed
Owner Occupied HELOC
^Home Loan Rates and Information and HELOC Rates and Information
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective March 17, 2025. View Full Disclosures.
APY as high as
0.15%
Business Checking
Checking Accounts
APY as high as
0.40%
Business Savings Account
(Share) Savings Accounts
Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective July 1, 2025.
APR
12.99% - 18.00%
Platinum
Credit Cards
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective January 1, 2025.
"The fraud protection staff are awesome! This year someone used/hacked my card and attempted to use it for a rental car down in Mexico. The fraud staff called and asked if I attempted to use my card in Mexico. I told them no, and they shut the card off and sent me a brand new one right away. "
Tenisha, member since 2014
Visa and Visa Signature are registered trademarks of Visa International Service Association.
♦ Message and data rates may apply. Check with your mobile provider.
† Visa's Zero Liability Policy covers U.S.-issued cards and does not apply to ATM transactions, PIN transactions not processed by Visa, or certain commercial card transactions. Cardholder must notify issuer promptly of any unauthorized use on their card. Consult issuer for additional details or visit Visa.com/security.
The Contactless Indicator mark, consisting of four graduating arcs, is a trademark owned by and used with permission of EMVCo, LLC.
