Visa Platinum Secured Credit Card

For those looking to build (or rebuild) their credit history, our Visa® Platinum Secured card is an excellent option. Secure as little as $250 or as much as $5,000 in a premium interest-bearing savings account to enjoy this low-rate card.

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Maybe you’re looking to build (or rebuild) your credit. Our secured card may be the right fit, by securing as little as $250 or as much as $5,000 in a premium dividend-bearing savings account in order to enjoy the convenience of a credit card with the rate you want.

Visa Platinum Secured

  • Interest earned on your security will be automatically transferred into your primary share/savings account.

Tools & Resources

We also provide additional tools and resources to help you manage your finances and learn as you go.

Learn more

Access our calculators

Visa Platinum Secured

  • Interest earned on your security will be automatically transferred into your primary share/savings account.

Tools & Resources

We also provide additional tools and resources to help you manage your finances and learn as you go.

CARD FEATURES

 

  • Visa Platinum benefits:
    • Travel accident insurance
    • Auto rental collision insurance
    • Travel and emergency assistance
    • ID Navigator powered by NortonLifeLock™
  • Visa account updater¹
  • Additional Insurance
    • Credit Life
    • Credit Disability

Our Rates^

  • APY as high as

    0.50%

    Checking Account

    Priority Checking

  • APY as high as

    0.40%

    Savings Accounts

    (Share) Savings Accounts

  • APY as high as

    0.40%

    Savings Accounts

    IRA Savings

  • APY as high as

    0.80%

    Share Certificates

    Regular Share Certificates

^Savings Rates and Fee Schedule

Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective September 1, 2021.

Our Rates^

  • APR as low as

    1.80%

    New Auto

    Vehicle Loans

  • APR as low as

    1.80%

    Used Auto

    Vehicle Loans

  • APR as low as

    4.49%

    RV

    Vehicle Loans

^Auto Rates and Information

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective July 1, 2021.

Our Rates^

  • APR as low as

    2.405%

    15-Year Fixed

    Home Loans

  • APR as low as

    3.032%

    30-Year Fixed

    Home Loans

  • APR as low as

    2.776%

    5/1 Arm (30-Year)

    Home Loans

^Home Loan Rates and Information

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective September 2, 2021.  View Full Disclosures.

Our Rates^

  • APR

    7.00% - 12.24%

    Platinum (Low Rate)

    Credit Cards

  • APR

    8.50% - 14.24%

    Rewards

    Credit Cards

  • APR

    12.24%

    Secured

    Credit Cards

^Credit Card Rates and Fees

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective September 1, 2021.

Our Rates^

  • APY as high as

    0.15%

    Business Checking

    Checking Accounts

  • APY as high as

    0.40%

    Business Savings Account

    (Share) Savings Accounts

^Business Rate and Fee Schedule

Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective September 1, 2021.

Our Rates^

  • APR

    8.74% - 14.74%

    Platinum

    Credit Cards

^Business Credit Card Rates and Information

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective April 1, 2020.

Our Rates^

APY as high as

0.50%

Checking Account

Priority Checking

APY as high as

0.40%

Savings Accounts

(Share) Savings Accounts

APY as high as

0.40%

Savings Accounts

IRA Savings

APY as high as

0.80%

Share Certificates

Regular Share Certificates

^Savings Rates and Fee Schedule

Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective September 1, 2021.

APR as low as

1.80%

New Auto

Vehicle Loans

APR as low as

1.80%

Used Auto

Vehicle Loans

APR as low as

4.49%

RV

Vehicle Loans

^Auto Rates and Information

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective July 1, 2021.

APR as low as

2.405%

15-Year Fixed

Home Loans

APR as low as

3.032%

30-Year Fixed

Home Loans

APR as low as

2.776%

5/1 Arm (30-Year)

Home Loans

^Home Loan Rates and Information

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective September 2, 2021.  View Full Disclosures.

APR

7.00% - 12.24%

Platinum (Low Rate)

Credit Cards

APR

8.50% - 14.24%

Rewards

Credit Cards

APR

12.24%

Secured

Credit Cards

^Credit Card Rates and Fees

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective September 1, 2021.

APY as high as

0.15%

Business Checking

Checking Accounts

APY as high as

0.40%

Business Savings Account

(Share) Savings Accounts

^Business Rate and Fee Schedule

Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective September 1, 2021.

APR

8.74% - 14.74%

Platinum

Credit Cards

^Business Credit Card Rates and Information

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective April 1, 2020.

EDUCATION

There's been a Credit Card Data Breach. Now What?

Here's the first steps to take when you find your personal information and credit card have been compromised.

Read more on how to handle data breaches

Gas on the Go

Protect your card when paying at the pump.

Read more tips

Visit Our Blog
Comparison



APR as low as*
12.24%
7.00%
8.50%
Connection Points
No
No
Yes
Foreign Transaction Fee
1%
1%
None
Platinum Benefits
Yes
Yes
Yes
Partner with Interest Bearing Savings
Yes
No
No

* Credit Card Rates and Fees. Rates Subject to Change. APR is Annual Percentage Rate.

** Also available to members with a limited credit history as our Starter Card with an APR of 14.24%.

Comparison

* Credit Card Rates and Fees. Rates Subject to Change. APR is Annual Percentage Rate.

** Also available to members with a limited credit history as our Starter Card with an APR of 14.24%.

"The fraud protection staff are awesome! This year someone used/hacked my card and attempted to use it for a rental car down in Mexico. The fraud staff called and asked if I attempted to use my card in Mexico. I told them no, and they shut the card off and sent me a brand new one right away. "

Tenisha, member since 2014

Read More Member Stories

Visa is a registered trademark of Visa International Service Association.

Credit card payments should be mailed to: American Airlines Federal Credit Union, P.O. Box 660493, Dallas, TX 75266-0493.

¹ Not all merchants participate in automatic updates. Updates are not guaranteed before the next billing cycle. Always check with your service provider(s) to ensure there’s no interruption to your recurring payment arrangements.

Visa's Zero Liability Policy covers U.S. issued cards and does not apply to ATM transactions, PIN transactions not processed by Visa, or certain commercial card transactions. Cardholder must notify issuer promptly of any unauthorized use on their card. Consult issuer for additional details or visit www.visa.com/security.