Visa Platinum Starter Rewards Credit Card

If you’re just starting out and are looking for your first credit card for you or a dependent family member, our Visa^® Platinum Starter Rewards card offers the same benefits of the rewards card with a lower line of credit limit.

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New to credit? Our Visa Platinum Starter Rewards card offers the same benefits of the Visa Platinum Rewards card with a slightly lower line of credit limit.

Visa Platinum Starter Rewards

No foreign transaction fees when you use your card overseas
Earn Connection Points™, which can be used for travel and retail gift cards or merchandise
New cardholders earn 5,000 Bonus Connection Points with your first purchase transaction.

Credit Card Rates and Fees

Tools & Resources

We also provide additional tools and resources to help you manage your finances and learn as you go.

Learn more about Connection Points

Access our calculators

Visa Platinum Starter Rewards

No foreign transaction fees when you use your card overseas
Earn Connection Points™, which can be used for travel and retail gift cards or merchandise
New cardholders earn 5,000 Bonus Connection Points with your first purchase transaction.

Credit Card Rates and Fees

Tools & Resources

We also provide additional tools and resources to help you manage your finances and learn as you go.

Learn more about Connection Points

Access our calculators

CARD FEATURES

No Annual Fee or Balance-Transfer Fee^
- ^Credit Card Rates and Fees
Fraud Text Alerts ◊
Zero Fraud Liability†
Contactless and Chip-Enabled Technology
Online Card Management
- Including travel notifications and card on/off
Digital Wallet Payment Options

Visa Platinum benefits:
- Travel accident insurance
- Auto rental collision insurance
- Travel and emergency assistance
- Identity theft protection
Visa account updater ᵮ
Additional Insurance
- Credit Life
- Credit Disability

Visa Credit Cards

Banking

Auto & Other Loans

Home Loans

Business Banking

Visa Business Credit Cards

Our Rates^

APR

10.00% - 15.24%

Platinum (Low Rate)

Credit Cards
APR

11.50% - 17.24%

Rewards

Credit Cards
APR

15.24%

Secured

Credit Cards

^Credit Card Rates and Fees

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective October 1, 2022.

Our Rates^

APY as high as

0.40%

Priority Checking

Checking Accounts
APY as high as

0.25%

Flagship Checking

Checking Accounts
APY as high as

1.00%

Savings

Share Accounts
APY as high as

1.00%

IRA Savings

IRA Share Accounts
APY as high as

3.04%

Share Certificate

Share/IRA Certificates
APY as high as

3.82%

Ladder Certificates

Share/IRA Certificates

^Savings Rates and Fee Schedule

Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective December 1, 2022.

Our Rates^

APR as low as

3.05%

New Auto

Vehicle Loans
APR as low as

3.05%

Used Auto

Vehicle Loans
APR as low as

4.74%

RV

Vehicle Loans

^Auto & Other Personal Loans

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective December 1, 2022.

Our Rates^

APR as low as

5.956%

15-Year Fixed

Home Loans
APR as low as

6.456%

30-Year Fixed

Home Loans
APR as low as

6.632%

5/1 Arm (30-Year)

Home Loans

^Home Loan Rates and Information

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective November 7, 2022. View Full Disclosures.

Our Rates^

APY as high as

0.15%

Business Checking

Checking Accounts
APY as high as

0.40%

Business Savings Account

(Share) Savings Accounts

^Business Rate and Fee Schedule

Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective December 1, 2022.

Our Rates^

APR

11.74% - 17.74%

Platinum

Credit Cards

^Business Credit Card Rates and Information

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective October 1, 2022.

Our Rates^

APR

10.00% - 15.24%

Platinum (Low Rate)

Credit Cards

APR

11.50% - 17.24%

Rewards

Credit Cards

APR

15.24%

Secured

Credit Cards

^Credit Card Rates and Fees

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective October 1, 2022.

APY as high as

0.40%

Priority Checking

Checking Accounts

APY as high as

0.25%

Flagship Checking

Checking Accounts

APY as high as

1.00%

Savings

Share Accounts

APY as high as

1.00%

IRA Savings

IRA Share Accounts

APY as high as

3.04%

Share Certificate

Share/IRA Certificates

APY as high as

3.82%

Ladder Certificates

Share/IRA Certificates

^Savings Rates and Fee Schedule

Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective December 1, 2022.

APR as low as

3.05%

New Auto

Vehicle Loans

APR as low as

3.05%

Used Auto

Vehicle Loans

APR as low as

4.74%

RV

Vehicle Loans

^Auto & Other Personal Loans

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective December 1, 2022.

APR as low as

5.956%

15-Year Fixed

Home Loans

APR as low as

6.456%

30-Year Fixed

Home Loans

APR as low as

6.632%

5/1 Arm (30-Year)

Home Loans

^Home Loan Rates and Information

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective November 7, 2022. View Full Disclosures.

APY as high as

0.15%

Business Checking

Checking Accounts

APY as high as

0.40%

Business Savings Account

(Share) Savings Accounts

^Business Rate and Fee Schedule

Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective December 1, 2022.

APR

11.74% - 17.74%

Platinum

Credit Cards

^Business Credit Card Rates and Information

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective October 1, 2022.

ADVICE, TIPS & NEWS

Peer-to-peer payments apps fraud on the rise

Money scams are nothing new, but with this new technology, P2P fraud is on the rise. Be vigilant about these common scams:

Making Money Matter

Parents want the best for their children. Parents invest time and effort in teaching their children how to walk and tie their shoes, how to look both ways before crossing the street and how to read and do math. In fact, for many parents, that protective instinct doesn’t end as their kids transition into young adults.

Committed to Your Financial Wellness

"The fraud protection staff are awesome! This year someone used/hacked my card and attempted to use it for a rental car down in Mexico. The fraud staff called and asked if I attempted to use my card in Mexico. I told them no, and they shut the card off and sent me a brand new one right away. "