Visa Platinum Starter Rewards Credit Card

If you’re just starting out and are looking for your first credit card for you or a dependent family member, our Visa^® Platinum Starter Rewards card offers the same benefits of the rewards card with a lower line of credit limit.

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New to credit? Our Visa Platinum Starter Rewards card offers the same benefits of the Visa Platinum Rewards card with a slightly lower line of credit limit.

Visa Platinum Starter Rewards

No foreign transaction fees when you use your card overseas
Earn Connection Points™, which can be used for gift cards, travel on ANY airline, hotel and rental cars, cruises, and brand–name merchandise.
New cardholders earn 5,000 Bonus Connection Points with your first purchase transaction.

Credit Card Rates and Fees

Tools & Resources

We also provide additional tools and resources to help you manage your finances and learn as you go.

Learn more about Connection Points

Access our calculators

Visa Platinum Starter Rewards

No foreign transaction fees when you use your card overseas
Earn Connection Points™, which can be used for gift cards, travel on ANY airline, hotel and rental cars, cruises, and brand–name merchandise.
New cardholders earn 5,000 Bonus Connection Points with your first purchase transaction.

Credit Card Rates and Fees

Tools & Resources

We also provide additional tools and resources to help you manage your finances and learn as you go.

Learn more about Connection Points

Access our calculators

CARD FEATURES

No Annual Fee or Balance-Transfer Fee
- Credit Card Rates and Fees
Fraud Text Alerts
Zero Fraud Liability†
Contactless and Chip-Enabled Technology
Online Card Management
- including travel notifications and card on/off
Digital Wallet Payment Options

Visa Platinum benefits:
- Travel accident insurance
- Auto rental collision insurance
- Travel and emergency assistance
- ID Navigator powered by NortonLifeLock™
Visa account updater¹
Additional Insurance
- Credit Life
- Credit Disability

Banking

Auto & Vehicle Loans

Home Loans

Visa Credit Cards

Business Banking

Visa Business Credit Cards

Our Rates*

APY as high as

0.50%

Checking Account

Priority Checking
APY as high as

0.40%

Savings Accounts

(Share) Savings Accounts
APY as high as

0.40%

Savings Accounts

IRA Savings
APY as high as

0.80%

Share Certificates

Regular Share Certificates

*Savings Rates and Fee Schedule

Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective July 1, 2021.

Our Rates*

APR as low as

1.80%

New Auto

Vehicle Loans
APR as low as

1.80%

Used Auto

Vehicle Loans
APR as low as

4.49%

RV

Vehicle Loans

*Auto Rates and Information

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective July 1, 2021.

Our Rates*

APR as low as

2.658%

15-Year Fixed

Home Loans
APR as low as

3.159%

30-Year Fixed

Home Loans
APR as low as

2.819%

5/1 Arm (30-Year)

Home Loans

*Home Loan Rates and Information

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective May 6, 2021. View Full Disclosures.

Our Rates*

APR

7.00% - 12.24%

Platinum (Low Rate)

Credit Cards
APR

8.50% - 14.24%

Rewards

Credit Cards
APR

12.24%

Secured

Credit Cards

*Credit Card Rates and Fees

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective May 01, 2021.

Our Rates*

APY as high as

0.15%

Business Checking

Checking Accounts
APY as high as

0.40%

Business Savings Account

(Share) Savings Accounts

*Business Rate and Fee Schedule

Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective July 1, 2021.

Our Rates*

APR

8.74% - 14.74%

Platinum

Credit Cards

*Business Credit Card Rates and Information

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective April 01, 2020.

Our Rates*

APY as high as

0.50%

Checking Account

Priority Checking

APY as high as

0.40%

Savings Accounts

(Share) Savings Accounts

APY as high as

0.40%

Savings Accounts

IRA Savings

APY as high as

0.80%

Share Certificates

Regular Share Certificates

*Savings Rates and Fee Schedule

Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective July 1, 2021.

APR as low as

1.80%

New Auto

Vehicle Loans

APR as low as

1.80%

Used Auto

Vehicle Loans

APR as low as

4.49%

RV

Vehicle Loans

*Auto Rates and Information

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective July 1, 2021.

APR as low as

2.658%

15-Year Fixed

Home Loans

APR as low as

3.159%

30-Year Fixed

Home Loans

APR as low as

2.819%

5/1 Arm (30-Year)

Home Loans

*Home Loan Rates and Information

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective May 6, 2021. View Full Disclosures.

APR

7.00% - 12.24%

Platinum (Low Rate)

Credit Cards

APR

8.50% - 14.24%

Rewards

Credit Cards

APR

12.24%

Secured

Credit Cards

*Credit Card Rates and Fees

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective May 01, 2021.

APY as high as

0.15%

Business Checking

Checking Accounts

APY as high as

0.40%

Business Savings Account

(Share) Savings Accounts

*Business Rate and Fee Schedule

Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective July 1, 2021.

APR

8.74% - 14.74%

Platinum

Credit Cards

*Business Credit Card Rates and Information

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective April 01, 2020.

EDUCATION

There's been a Credit Card Data Breach. Now What?

Here's the first steps to take when you find your personal information and credit card have been compromised.

Gas on the Go

Protect your card when paying at the pump.

Committed to Your Financial Wellness

"The fraud protection staff are awesome! This year someone used/hacked my card and attempted to use it for a rental car down in Mexico. The fraud staff called and asked if I attempted to use my card in Mexico. I told them no, and they shut the card off and sent me a brand new one right away. "