CURRENT OFFERS
We work hard to show you how much we value your business, and we'll never stop working for you. Take advantage of these limited-time 90th anniversary offers below between April 1 and June 30, 2026.
$90,000 ANNIVERSARY SWEEPSTAKES
A total of nine winners will win $10,000 each in our 90th Anniversary Sweepstakes. There are 20 different ways to get entries, but you must register to be eligible to win.
Checking
Earn up to $90 when you open a new checking account, set up direct deposit and make at least nine debit card purchases a month; earning $30 monthly for three months.
Credit Card Balance Transfer
Enjoy a balance-transfer promo rate of 0.90% APR for nine months when you open a new Visa® or Visa Signature® consumer credit card. After that, your rate will vary between 10.50% and 18.00% APR. This special offer is also available to existing members who already have one of our Visa consumer credit cards.
Credit Card Cash Back
Enjoy 4% cash back on travel and 3% on home improvement purchases. Plus, get 2% cash back on all other purchases when you open a new Visa Signature Cash Back Credit Card. You also get access to exclusive Visa Signature benefits, including up to a $100 Global Entry® or TSA PreCheck® rebate.
Credit Card Rewards
Enjoy 4X Connection Points™ on travel and 3X on home improvement purchases. Plus, get 2X Connection Points on all other purchases when you open a new Visa Platinum Rewards Credit Card.
Credit Card Low Rate
Enjoy our 0.90% APR promo rate on balance transfers when you open a new Visa Low Rate Credit Card. After nine months, your rate will vary between 10.50% and 18.00% APR.
Credit Score Monitoring
Enjoy our free credit score monitoring service to stay on top of your credit report and credit score and also maintain financial wellness.
Home Loans
Earn $900 in cash back when you take out a new mortgage paired with a Visa Signature Cash Back Credit Card, or earn 90,000 Connection Points when you take out a new mortgage paired with a Visa Rewards Credit Card.
Membership Referral
Refer and earn when your family joins the Credit Union; $25 per member up to $250.
STUDENT LOAN REFINANCE
Refinance your student loan and get $250 cash back. Plus, there are no payments for 90 days.
$90,000 ANNIVERSARY SWEEPSTAKES
A total of nine winners will win $10,000 each in our 90th Anniversary Sweepstakes. There are 20 different ways to get entries, but you must register to be eligible to win.
Auto
Save up to 0.90% APR^ on your next auto loan.
Checking
Earn up to $90 when you open a new checking account, set up direct deposit and make at least nine debit card purchases a month; earning $30 monthly for three months.
Credit Card Balance Transfer
Enjoy a balance-transfer promo rate of 0.90% APR for nine months when you open a new Visa® or Visa Signature® consumer credit card. After that, your rate will vary between 10.50% and 18.00% APR. This special offer is also available to existing members who already have one of our Visa consumer credit cards.
Credit Card Cash Back
Enjoy 4% cash back on travel and 3% on home improvement purchases. Plus, get 2% cash back on all other purchases when you open a new Visa Signature Cash Back Credit Card. You also get access to exclusive Visa Signature benefits, including up to a $100 Global Entry® or TSA PreCheck® rebate.
Credit Card Rewards
Enjoy 4X Connection Points™ on travel and 3X on home improvement purchases. Plus, get 2X Connection Points on all other purchases when you open a new Visa Platinum Rewards Credit Card.
Credit Card Low Rate
Enjoy our 0.90% APR promo rate on balance transfers when you open a new Visa Low Rate Credit Card. After nine months, your rate will vary between 10.50% and 18.00% APR.
Credit Score Monitoring
Enjoy our free credit score monitoring service to stay on top of your credit report and credit score and also maintain financial wellness.
Home Loans
Earn $900 in cash back when you take out a new mortgage paired with a Visa Signature Cash Back Credit Card, or earn 90,000 Connection Points when you take out a new mortgage paired with a Visa Rewards Credit Card.
Membership Referral
Refer and earn when your family joins the Credit Union; $25 per member up to $250.
STUDENT LOAN REFINANCE
Refinance your student loan and get $250 cash back. Plus, there are no payments for 90 days.
TurboTax Discount
Get 10% off when you file with TurboTax.®
Our Rates^
-
APY as high as
1.87%
Savings
Share/IRA Accounts
-
APY as high as
4.05%
Short-Term Share Certificate
Share Certificate
-
APY as high as
4.00%
Share Certificate
Share/IRA Certificates
-
APY as high as
4.07%
Ladder Certificates
Share/IRA Certificates
-
APY as high as
0.40%
Priority Checking
Checking Accounts
-
APY as high as
0.25%
Flagship Checking
Checking Accounts
Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective April 1, 2026.
Our Rates^
-
APR as low as
3.74%
New Auto
Up to 36 Months
-
APR as low as
4.24%
Used Auto
Up to 36 Months
-
APR as low as
4.49%
New Auto
Up to 60 months
-
APR as low as
4.99%
Used Auto
Up to 60 months
-
APR as low as
6.99%
RV
Vehicle Loans
-
APR as low as
6.74%
Boat/Airplane
Vehicle Loans
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective December 19, 2025.
Our Rates^
-
APR as low as
5.702%
15-Year Fixed
Home Loans
-
APR as low as
5.821%
30-Year Fixed
Home Loans
-
APR as low as
6.037%
5/1 Arm (30-Year)
Home Loans
-
APR as low as
7.250%
5/10 Fixed
Owner Occupied HELOC
^Home Loan Rates and Information and HELOC Rates and Information
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective March 16, 2026. View Full Disclosures.
Our Rates^
-
APR
14.25% - 16.25%
Signature Cash Back
Credit Cards
-
APR
12.00% - 17.74%
Platinum Rewards
Credit Cards
-
APR
10.50% - 18.00%
Platinum Low Rate
Credit Cards
-
APR
15.74%
Platinum Secured
Credit Cards
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective April 1, 2026.
Our Rates^
-
APY as high as
0.15%
Business Checking
Checking Accounts
-
APY as high as
0.40%
Business Savings Account
(Share) Savings Accounts
Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective April 1, 2026.
Our Rates^
-
APR
12.24% - 18.00%
Platinum
Credit Cards
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective January 1, 2026.
Our Rates^
APY as high as
1.87%
Savings
Share/IRA Accounts
APY as high as
4.05%
Short-Term Share Certificate
Share Certificate
APY as high as
4.00%
Share Certificate
Share/IRA Certificates
APY as high as
4.07%
Ladder Certificates
Share/IRA Certificates
APY as high as
0.40%
Priority Checking
Checking Accounts
APY as high as
0.25%
Flagship Checking
Checking Accounts
Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective April 1, 2026.
APR as low as
3.74%
New Auto
Up to 36 Months
APR as low as
4.24%
Used Auto
Up to 36 Months
APR as low as
4.49%
New Auto
Up to 60 months
APR as low as
4.99%
Used Auto
Up to 60 months
APR as low as
6.99%
RV
Vehicle Loans
APR as low as
6.74%
Boat/Airplane
Vehicle Loans
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective December 19, 2025.
APR as low as
5.702%
15-Year Fixed
Home Loans
APR as low as
5.821%
30-Year Fixed
Home Loans
APR as low as
6.037%
5/1 Arm (30-Year)
Home Loans
APR as low as
7.250%
5/10 Fixed
Owner Occupied HELOC
^Home Loan Rates and Information and HELOC Rates and Information
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective March 16, 2026. View Full Disclosures.
APR
14.25% - 16.25%
Signature Cash Back
Credit Cards
APR
12.00% - 17.74%
Platinum Rewards
Credit Cards
APR
10.50% - 18.00%
Platinum Low Rate
Credit Cards
APR
15.74%
Platinum Secured
Credit Cards
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective April 1, 2026.
APY as high as
0.15%
Business Checking
Checking Accounts
APY as high as
0.40%
Business Savings Account
(Share) Savings Accounts
Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective April 1, 2026.
APR
12.24% - 18.00%
Platinum
Credit Cards
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective January 1, 2026.
^ APR is Annual Percentage Rate.
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Visa and Visa Signature are registered trademarks of Visa International Service Association.
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American Airlines Federal Credit Union does not assume any responsibility or liability for any purchases or promotions made by a third party