CURRENT OFFERS

We work hard to show you how much we value your business, and we'll never stop working for you. Take advantage of these limited-time 90th anniversary offers below between April 1 and June 30, 2026.

Membership has its benefits.

Your membership with us can save you thousands.

Learn more.

$90,000 ANNIVERSARY SWEEPSTAKES

A total of nine winners will win $10,000 each in our 90th Anniversary Sweepstakes. There are 20 different ways to get entries, but you must register to be eligible to win.

Learn how to register for the sweepstakes.

Auto

Save up to 0.90% APR^ on your next auto loan.

Learn how easy it is to finance and save.

Checking

Earn up to $90 when you open a new checking account, set up direct deposit and make at least nine debit card purchases a month; earning $30 monthly for three months.

Learn how to earn checking offer.

Credit Card Balance Transfer

Enjoy a balance-transfer promo rate of 0.90% APR for nine months when you open a new Visa® or Visa Signature® consumer credit card. After that, your rate will vary between 10.50% and 18.00% APR. This special offer is also available to existing members who already have one of our Visa consumer credit cards.

Learn about this balance-transfer offer.

Credit Card Rate and Fees

Credit Card Cash Back

Enjoy 4% cash back on travel and 3% on home improvement purchases. Plus, get 2% cash back on all other purchases when you open a new Visa Signature Cash Back Credit Card. You also get access to exclusive Visa Signature benefits, including up to a $100 Global Entry® or TSA PreCheck® rebate.

Learn how to get cash back on every purchase.

Credit Card Rate and Fees

Credit Card Rewards

Enjoy 4X Connection Points™ on travel and 3X on home improvement purchases. Plus, get 2X Connection Points on all other purchases when you open a new Visa Platinum Rewards Credit Card.

Learn how to earn bonus points.

Credit Card Rate and Fees

Credit Card Low Rate

Enjoy our 0.90% APR promo rate on balance transfers when you open a new Visa Low Rate Credit Card. After nine months, your rate will vary between 10.50% and 18.00% APR.

Learn about this balance-transfer offer.

Credit Card Rate and Fees

Credit Score Monitoring

Enjoy our free credit score monitoring service to stay on top of your credit report and credit score and also maintain financial wellness.

Learn how to access credit monitoring services.

Home Loans

Earn $900 in cash back when you take out a new mortgage paired with a Visa Signature Cash Back Credit Card, or earn 90,000 Connection Points when you take out a new mortgage paired with a Visa Rewards Credit Card.

Learn how to receive bonus offer.

Membership Referral

Refer and earn when your family joins the Credit Union; $25 per member up to $250.

Learn how to refer and earn.

STUDENT LOAN REFINANCE

Refinance your student loan and get $250 cash back. Plus, there are no payments for 90 days.

Learn more about the student loan refinance offer.

TurboTax Discount

Get 10% off when you file with TurboTax.® 

Get started.

$90,000 ANNIVERSARY SWEEPSTAKES

A total of nine winners will win $10,000 each in our 90th Anniversary Sweepstakes. There are 20 different ways to get entries, but you must register to be eligible to win.

Learn how to register for the sweepstakes.

Auto

Save up to 0.90% APR^ on your next auto loan.

Learn how easy it is to finance and save.

Checking

Earn up to $90 when you open a new checking account, set up direct deposit and make at least nine debit card purchases a month; earning $30 monthly for three months.

Learn how to earn checking offer.

Credit Card Balance Transfer

Enjoy a balance-transfer promo rate of 0.90% APR for nine months when you open a new Visa® or Visa Signature® consumer credit card. After that, your rate will vary between 10.50% and 18.00% APR. This special offer is also available to existing members who already have one of our Visa consumer credit cards.

Learn about this balance-transfer offer.

Credit Card Rate and Fees

Credit Card Cash Back

Enjoy 4% cash back on travel and 3% on home improvement purchases. Plus, get 2% cash back on all other purchases when you open a new Visa Signature Cash Back Credit Card. You also get access to exclusive Visa Signature benefits, including up to a $100 Global Entry® or TSA PreCheck® rebate.

Learn how to get cash back on every purchase.

Credit Card Rate and Fees

Credit Card Rewards

Enjoy 4X Connection Points™ on travel and 3X on home improvement purchases. Plus, get 2X Connection Points on all other purchases when you open a new Visa Platinum Rewards Credit Card.

Learn how to earn bonus points.

Credit Card Rate and Fees

Credit Card Low Rate

Enjoy our 0.90% APR promo rate on balance transfers when you open a new Visa Low Rate Credit Card. After nine months, your rate will vary between 10.50% and 18.00% APR.

Learn about this balance-transfer offer.

Credit Card Rate and Fees

Credit Score Monitoring

Enjoy our free credit score monitoring service to stay on top of your credit report and credit score and also maintain financial wellness.

Learn how to access credit monitoring services.

Home Loans

Earn $900 in cash back when you take out a new mortgage paired with a Visa Signature Cash Back Credit Card, or earn 90,000 Connection Points when you take out a new mortgage paired with a Visa Rewards Credit Card.

Learn how to receive bonus offer.

Membership Referral

Refer and earn when your family joins the Credit Union; $25 per member up to $250.

Learn how to refer and earn.

STUDENT LOAN REFINANCE

Refinance your student loan and get $250 cash back. Plus, there are no payments for 90 days.

Learn more about the student loan refinance offer.

TurboTax Discount

Get 10% off when you file with TurboTax.® 

Get started.

Become a Member

Start building your future with us today.

Join Now

Our Rates^

  • APY as high as

    1.87%

    Savings

    Share/IRA Accounts

  • APY as high as

    4.05%

    Short-Term Share Certificate

    Share Certificate

  • APY as high as

    4.00%

    Share Certificate

    Share/IRA Certificates

  • APY as high as

    4.07%

    Ladder Certificates

    Share/IRA Certificates

  • APY as high as

    0.40%

    Priority Checking

    Checking Accounts

  • APY as high as

    0.25%

    Flagship Checking

    Checking Accounts

^Savings Rates and Fee Schedule

Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective April 1, 2026.

Our Rates^

  • APR as low as

    3.74%

    New Auto

    Up to 36 Months

  • APR as low as

    4.24%

    Used Auto

    Up to 36 Months

  • APR as low as

    4.49%

    New Auto

    Up to 60 months

  • APR as low as

    4.99%

    Used Auto

    Up to 60 months

  • APR as low as

    6.99%

    RV

    Vehicle Loans

  • APR as low as

    6.74%

    Boat/Airplane

    Vehicle Loans

^Auto & Recreational Loans

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective December 19, 2025.

Our Rates^

  • APR as low as

    5.702%

    15-Year Fixed

    Home Loans

  • APR as low as

    5.821%

    30-Year Fixed

    Home Loans

  • APR as low as

    6.037%

    5/1 Arm (30-Year)

    Home Loans

  • APR as low as

    7.250%

    5/10 Fixed

    Owner Occupied HELOC

^Home Loan Rates and Information and HELOC Rates and Information

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective March 16, 2026.  View Full Disclosures.

Our Rates^

  • APR

    14.25% - 16.25%

    Signature Cash Back

    Credit Cards

  • APR

    12.00% - 17.74%

    Platinum Rewards

    Credit Cards

  • APR

    10.50% - 18.00%

    Platinum Low Rate

    Credit Cards

  • APR

    15.74%

    Platinum Secured

    Credit Cards

^Credit Card Rates and Fees

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective April 1, 2026.

Our Rates^

  • APY as high as

    0.15%

    Business Checking

    Checking Accounts

  • APY as high as

    0.40%

    Business Savings Account

    (Share) Savings Accounts

^Business Rate and Fee Schedule

Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective April 1, 2026.

Our Rates^

  • APR

    12.24% - 18.00%

    Platinum

    Credit Cards

^Business Credit Card Rates and Fees

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective January 1, 2026.

Our Rates^

APY as high as

1.87%

Savings

Share/IRA Accounts

APY as high as

4.05%

Short-Term Share Certificate

Share Certificate

APY as high as

4.00%

Share Certificate

Share/IRA Certificates

APY as high as

4.07%

Ladder Certificates

Share/IRA Certificates

APY as high as

0.40%

Priority Checking

Checking Accounts

APY as high as

0.25%

Flagship Checking

Checking Accounts

^Savings Rates and Fee Schedule

Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective April 1, 2026.

APR as low as

3.74%

New Auto

Up to 36 Months

APR as low as

4.24%

Used Auto

Up to 36 Months

APR as low as

4.49%

New Auto

Up to 60 months

APR as low as

4.99%

Used Auto

Up to 60 months

APR as low as

6.99%

RV

Vehicle Loans

APR as low as

6.74%

Boat/Airplane

Vehicle Loans

^Auto & Recreational Loans

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective December 19, 2025.

APR as low as

5.702%

15-Year Fixed

Home Loans

APR as low as

5.821%

30-Year Fixed

Home Loans

APR as low as

6.037%

5/1 Arm (30-Year)

Home Loans

APR as low as

7.250%

5/10 Fixed

Owner Occupied HELOC

^Home Loan Rates and Information and HELOC Rates and Information

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective March 16, 2026.  View Full Disclosures.

APR

14.25% - 16.25%

Signature Cash Back

Credit Cards

APR

12.00% - 17.74%

Platinum Rewards

Credit Cards

APR

10.50% - 18.00%

Platinum Low Rate

Credit Cards

APR

15.74%

Platinum Secured

Credit Cards

^Credit Card Rates and Fees

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective April 1, 2026.

APY as high as

0.15%

Business Checking

Checking Accounts

APY as high as

0.40%

Business Savings Account

(Share) Savings Accounts

^Business Rate and Fee Schedule

Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective April 1, 2026.

APR

12.24% - 18.00%

Platinum

Credit Cards

^Business Credit Card Rates and Fees

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective January 1, 2026.

^ APR is Annual Percentage Rate.

Connection Points powered by CURewards

Visa and Visa Signature are registered trademarks of Visa International Service Association.

Visit https://turbotax.intuit.com/lp/yoy/guarantees.jsp for TurboTax product guarantees and other important information. TurboTax is a registered trademark and/or service mark of Intuit Inc. in the United States and other countries.

American Airlines Federal Credit Union does not assume any responsibility or liability for any purchases or promotions made by a third party