CURRENT OFFERS

We work hard to show you how much we value your business, and we'll never stop working for you. Take advantage of these limited-time offers below between Oct. 1 and Dec. 31, 2025.

Need a new card fast?

New or replacement cards can be added to your digital wallet within two business days.

Learn more.

$2.5K for the '25 Holidays

Use your American Airlines Federal Credit Union debit and credit cards for a chance to win money just in time for the holiday season. Five cardholders will win $2,500!

Find out how easy it is to be entered for a chance to win.

Auto

Save up to 0.50% APR^ on your next auto loan.

Learn how easy it is to finance and save.

Beneficiary and Contact Information $1K Drawing

Review your beneficiary and contact information online and be entered for a chance to win $1,000!

Learn more about how to be eligible to win.

Checking

Open a new checking account and earn $100 when you set up direct deposit.

Learn how to earn this checking offer.

Credit Card Balance Transfer

Enjoy a balance-transfer intro rate of 2.25% APR for six months when you open a new Visa® Low Rate Credit Card. After that, your rate will vary between 11.00% and 18.00% APR.

Learn about this balance-transfer offer.

Credit Card Rate and Fees

Credit Card Cash Back

Enjoy unlimited 2% cash back on every purchase, plus, earn up to $250 on cash back bonuses when you make $5,000 in purchases after opening a new Visa Signature® Cash Back Credit Card.

Learn how to get cash back on every purchase.

Credit Card Rate and Fees

Credit Card Low Rate

Enjoy our 2. 25% APR intro rate on balance transfers when you open a new Visa Low Rate Credit Card. After six months, your rate will vary between 11.00% and 18.00% APR.

Learn about this balance-transfer offer.

Credit Card Rate and Fees

Credit Card Rewards

Earn up to 25,000 bonus Connection Points.™

Learn how to earn bonus points.

Credit Card Rate and Fees

Credit Score Monitoring

Enjoy our free credit score monitoring service to stay on top of your credit report and credit score and also maintain financial wellness.

Learn how to access credit monitoring services.

Home Loans

Earn up to $750 in cash back when you take out a new mortgage paired with a Visa Signature Cash Back Credit Card, or earn up to 75,000 Connection Points™ when you take out a new mortgage paired with a Visa Rewards Credit Card.

Learn how to receive bonus offer.

Membership Referral

Refer and earn when your family joins the Credit Union; $25 per member up to $250.

Learn how to refer and earn.

NEW MEMBER SPECIAL

Earn up to $125 when you join the Credit Union.

See how you can earn up to $125 in bonuses.

The Navigator

Enjoy unlimited access to the Navigator¹ – our financial education platform – with free tools and resources.

Learn more about the Navigator.

$2.5K for the '25 Holidays

Use your American Airlines Federal Credit Union debit and credit cards for a chance to win money just in time for the holiday season. Five cardholders will win $2,500!

Find out how easy it is to be entered for a chance to win.

Auto

Save up to 0.50% APR^ on your next auto loan.

Learn how easy it is to finance and save.

Beneficiary and Contact Information $1K Drawing

Review your beneficiary and contact information online and be entered for a chance to win $1,000!

Learn more about how to be eligible to win.

Checking

Open a new checking account and earn $100 when you set up direct deposit.

Learn how to earn this checking offer.

Credit Card Balance Transfer

Enjoy a balance-transfer intro rate of 2.25% APR for six months when you open a new Visa® Low Rate Credit Card. After that, your rate will vary between 11.00% and 18.00% APR.

Learn about this balance-transfer offer.

Credit Card Rate and Fees

Credit Card Cash Back

Enjoy unlimited 2% cash back on every purchase, plus, earn up to $250 on cash back bonuses when you make $5,000 in purchases after opening a new Visa Signature® Cash Back Credit Card.

Learn how to get cash back on every purchase.

Credit Card Rate and Fees

Credit Card Low Rate

Enjoy our 2. 25% APR intro rate on balance transfers when you open a new Visa Low Rate Credit Card. After six months, your rate will vary between 11.00% and 18.00% APR.

Learn about this balance-transfer offer.

Credit Card Rate and Fees

Credit Card Rewards

Earn up to 25,000 bonus Connection Points.™

Learn how to earn bonus points.

Credit Card Rate and Fees

Credit Score Monitoring

Enjoy our free credit score monitoring service to stay on top of your credit report and credit score and also maintain financial wellness.

Learn how to access credit monitoring services.

Home Loans

Earn up to $750 in cash back when you take out a new mortgage paired with a Visa Signature Cash Back Credit Card, or earn up to 75,000 Connection Points™ when you take out a new mortgage paired with a Visa Rewards Credit Card.

Learn how to receive bonus offer.

Membership Referral

Refer and earn when your family joins the Credit Union; $25 per member up to $250.

Learn how to refer and earn.

NEW MEMBER SPECIAL

Earn up to $125 when you join the Credit Union.

See how you can earn up to $125 in bonuses.

The Navigator

Enjoy unlimited access to the Navigator¹ – our financial education platform – with free tools and resources.

Learn more about the Navigator.

Become a Member

Start building your future with us today.

Join Now

Our Rates^

  • APY as high as

    1.87%

    Savings

    Share/IRA Accounts

  • APY as high as

    4.15%

    Short-Term Share Certificate

    Share Certificate

  • APY as high as

    4.00%

    Share Certificate

    Share/IRA Certificates

  • APY as high as

    4.07%

    Ladder Certificates

    Share/IRA Certificates

  • APY as high as

    0.40%

    Priority Checking

    Checking Accounts

  • APY as high as

    0.25%

    Flagship Checking

    Checking Accounts

^Savings Rates and Fee Schedule

Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective October 1, 2025.

Our Rates^

  • APR as low as

    3.99%

    New Auto

    Up to 36 Months

  • APR as low as

    4.49%

    Used Auto

    Up to 36 Months

  • APR as low as

    4.74%

    New Auto

    Up to 60 months

  • APR as low as

    5.24%

    Used Auto

    Up to 60 months

  • APR as low as

    6.99%

    RV

    Vehicle Loans

  • APR as low as

    6.74%

    Boat/Airplane

    Vehicle Loans

^Auto & Recreational Loans

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective September 19, 2025.

Our Rates^

  • APR as low as

    5.575%

    15-Year Fixed

    Home Loans

  • APR as low as

    6.075%

    30-Year Fixed

    Home Loans

  • APR as low as

    6.161%

    5/1 Arm (30-Year)

    Home Loans

  • APR as low as

    7.250%

    5/10 Fixed

    Owner Occupied HELOC

^Home Loan Rates and Information and HELOC Rates and Information

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective September 18, 2025.  View Full Disclosures.

Our Rates^

  • APR

    14.75% - 16.75%

    Signature Cash Back

    Credit Cards

  • APR

    12.50% - 18.00%

    Platinum Rewards

    Credit Cards

  • APR

    11.00% - 18.00%

    Platinum Low Rate

    Credit Cards

  • APR

    16.24%

    Platinum Secured

    Credit Cards

^Credit Card Rates and Fees

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective October 1, 2025.

Our Rates^

  • APY as high as

    0.15%

    Business Checking

    Checking Accounts

  • APY as high as

    0.40%

    Business Savings Account

    (Share) Savings Accounts

^Business Rate and Fee Schedule

Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective October 1, 2025.

Our Rates^

  • APR

    12.74% - 18.00%

    Platinum

    Credit Cards

^Business Credit Card Rates and Fees

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective October 1, 2025.

Our Rates^

APY as high as

1.87%

Savings

Share/IRA Accounts

APY as high as

4.15%

Short-Term Share Certificate

Share Certificate

APY as high as

4.00%

Share Certificate

Share/IRA Certificates

APY as high as

4.07%

Ladder Certificates

Share/IRA Certificates

APY as high as

0.40%

Priority Checking

Checking Accounts

APY as high as

0.25%

Flagship Checking

Checking Accounts

^Savings Rates and Fee Schedule

Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective October 1, 2025.

APR as low as

3.99%

New Auto

Up to 36 Months

APR as low as

4.49%

Used Auto

Up to 36 Months

APR as low as

4.74%

New Auto

Up to 60 months

APR as low as

5.24%

Used Auto

Up to 60 months

APR as low as

6.99%

RV

Vehicle Loans

APR as low as

6.74%

Boat/Airplane

Vehicle Loans

^Auto & Recreational Loans

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective September 19, 2025.

APR as low as

5.575%

15-Year Fixed

Home Loans

APR as low as

6.075%

30-Year Fixed

Home Loans

APR as low as

6.161%

5/1 Arm (30-Year)

Home Loans

APR as low as

7.250%

5/10 Fixed

Owner Occupied HELOC

^Home Loan Rates and Information and HELOC Rates and Information

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective September 18, 2025.  View Full Disclosures.

APR

14.75% - 16.75%

Signature Cash Back

Credit Cards

APR

12.50% - 18.00%

Platinum Rewards

Credit Cards

APR

11.00% - 18.00%

Platinum Low Rate

Credit Cards

APR

16.24%

Platinum Secured

Credit Cards

^Credit Card Rates and Fees

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective October 1, 2025.

APY as high as

0.15%

Business Checking

Checking Accounts

APY as high as

0.40%

Business Savings Account

(Share) Savings Accounts

^Business Rate and Fee Schedule

Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective October 1, 2025.

APR

12.74% - 18.00%

Platinum

Credit Cards

^Business Credit Card Rates and Fees

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective October 1, 2025.

^ APR is Annual Percentage Rate.

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Visa and Visa Signature are registered trademarks of Visa International Service Association.