CURRENT OFFERS
We work hard to show you how much we value your business, and we'll never stop working for you. Take advantage of these limited-time offers below between Oct. 1 and Dec. 31, 2025.
Need a new card fast?
New or replacement cards can be added to your digital wallet within two business days.
$2.5K for the '25 Holidays
Use your American Airlines Federal Credit Union debit and credit cards for a chance to win money just in time for the holiday season. Five cardholders will win $2,500!
Beneficiary and Contact Information $1K Drawing
Review your beneficiary and contact information online and be entered for a chance to win $1,000!
Checking
Open a new checking account and earn $100 when you set up direct deposit.
Credit Card Balance Transfer
Enjoy a balance-transfer intro rate of 2.25% APR for six months when you open a new Visa® Low Rate Credit Card. After that, your rate will vary between 11.00% and 18.00% APR.
Credit Card Cash Back
Enjoy unlimited 2% cash back on every purchase, plus, earn up to $250 on cash back bonuses when you make $5,000 in purchases after opening a new Visa Signature® Cash Back Credit Card.
Credit Card Low Rate
Enjoy our 2. 25% APR intro rate on balance transfers when you open a new Visa Low Rate Credit Card. After six months, your rate will vary between 11.00% and 18.00% APR.
Credit Score Monitoring
Enjoy our free credit score monitoring service to stay on top of your credit report and credit score and also maintain financial wellness.
Home Loans
Earn up to $750 in cash back when you take out a new mortgage paired with a Visa Signature Cash Back Credit Card, or earn up to 75,000 Connection Points™ when you take out a new mortgage paired with a Visa Rewards Credit Card.
Membership Referral
Refer and earn when your family joins the Credit Union; $25 per member up to $250.
NEW MEMBER SPECIAL
Earn up to $125 when you join the Credit Union.
The Navigator
Enjoy unlimited access to the Navigator¹ – our financial education platform – with free tools and resources.
$2.5K for the '25 Holidays
Use your American Airlines Federal Credit Union debit and credit cards for a chance to win money just in time for the holiday season. Five cardholders will win $2,500!
Auto
Save up to 0.50% APR^ on your next auto loan.
Beneficiary and Contact Information $1K Drawing
Review your beneficiary and contact information online and be entered for a chance to win $1,000!
Checking
Open a new checking account and earn $100 when you set up direct deposit.
Credit Card Balance Transfer
Enjoy a balance-transfer intro rate of 2.25% APR for six months when you open a new Visa® Low Rate Credit Card. After that, your rate will vary between 11.00% and 18.00% APR.
Credit Card Cash Back
Enjoy unlimited 2% cash back on every purchase, plus, earn up to $250 on cash back bonuses when you make $5,000 in purchases after opening a new Visa Signature® Cash Back Credit Card.
Credit Card Low Rate
Enjoy our 2. 25% APR intro rate on balance transfers when you open a new Visa Low Rate Credit Card. After six months, your rate will vary between 11.00% and 18.00% APR.
Credit Card Rewards
Earn up to 25,000 bonus Connection Points.™
Credit Score Monitoring
Enjoy our free credit score monitoring service to stay on top of your credit report and credit score and also maintain financial wellness.
Home Loans
Earn up to $750 in cash back when you take out a new mortgage paired with a Visa Signature Cash Back Credit Card, or earn up to 75,000 Connection Points™ when you take out a new mortgage paired with a Visa Rewards Credit Card.
Membership Referral
Refer and earn when your family joins the Credit Union; $25 per member up to $250.
NEW MEMBER SPECIAL
Earn up to $125 when you join the Credit Union.
The Navigator
Enjoy unlimited access to the Navigator¹ – our financial education platform – with free tools and resources.
Our Rates^
-
APY as high as
1.87%
Savings
Share/IRA Accounts
-
APY as high as
4.15%
Short-Term Share Certificate
Share Certificate
-
APY as high as
4.00%
Share Certificate
Share/IRA Certificates
-
APY as high as
4.07%
Ladder Certificates
Share/IRA Certificates
-
APY as high as
0.40%
Priority Checking
Checking Accounts
-
APY as high as
0.25%
Flagship Checking
Checking Accounts
Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective October 15, 2025.
Our Rates^
-
APR as low as
3.99%
New Auto
Up to 36 Months
-
APR as low as
4.49%
Used Auto
Up to 36 Months
-
APR as low as
4.74%
New Auto
Up to 60 months
-
APR as low as
5.24%
Used Auto
Up to 60 months
-
APR as low as
6.99%
RV
Vehicle Loans
-
APR as low as
6.74%
Boat/Airplane
Vehicle Loans
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective September 19, 2025.
Our Rates^
-
APR as low as
5.575%
15-Year Fixed
Home Loans
-
APR as low as
6.075%
30-Year Fixed
Home Loans
-
APR as low as
6.161%
5/1 Arm (30-Year)
Home Loans
-
APR as low as
7.250%
5/10 Fixed
Owner Occupied HELOC
^Home Loan Rates and Information and HELOC Rates and Information
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective September 18, 2025. View Full Disclosures.
Our Rates^
-
APR
14.75% - 16.75%
Signature Cash Back
Credit Cards
-
APR
12.50% - 18.00%
Platinum Rewards
Credit Cards
-
APR
11.00% - 18.00%
Platinum Low Rate
Credit Cards
-
APR
16.24%
Platinum Secured
Credit Cards
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective October 1, 2025.
Our Rates^
-
APY as high as
0.15%
Business Checking
Checking Accounts
-
APY as high as
0.40%
Business Savings Account
(Share) Savings Accounts
Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective October 1, 2025.
Our Rates^
-
APR
12.74% - 18.00%
Platinum
Credit Cards
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective October 1, 2025.
Our Rates^
APY as high as
1.87%
Savings
Share/IRA Accounts
APY as high as
4.15%
Short-Term Share Certificate
Share Certificate
APY as high as
4.00%
Share Certificate
Share/IRA Certificates
APY as high as
4.07%
Ladder Certificates
Share/IRA Certificates
APY as high as
0.40%
Priority Checking
Checking Accounts
APY as high as
0.25%
Flagship Checking
Checking Accounts
Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective October 15, 2025.
APR as low as
3.99%
New Auto
Up to 36 Months
APR as low as
4.49%
Used Auto
Up to 36 Months
APR as low as
4.74%
New Auto
Up to 60 months
APR as low as
5.24%
Used Auto
Up to 60 months
APR as low as
6.99%
RV
Vehicle Loans
APR as low as
6.74%
Boat/Airplane
Vehicle Loans
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective September 19, 2025.
APR as low as
5.575%
15-Year Fixed
Home Loans
APR as low as
6.075%
30-Year Fixed
Home Loans
APR as low as
6.161%
5/1 Arm (30-Year)
Home Loans
APR as low as
7.250%
5/10 Fixed
Owner Occupied HELOC
^Home Loan Rates and Information and HELOC Rates and Information
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective September 18, 2025. View Full Disclosures.
APR
14.75% - 16.75%
Signature Cash Back
Credit Cards
APR
12.50% - 18.00%
Platinum Rewards
Credit Cards
APR
11.00% - 18.00%
Platinum Low Rate
Credit Cards
APR
16.24%
Platinum Secured
Credit Cards
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective October 1, 2025.
APY as high as
0.15%
Business Checking
Checking Accounts
APY as high as
0.40%
Business Savings Account
(Share) Savings Accounts
Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective October 1, 2025.
APR
12.74% - 18.00%
Platinum
Credit Cards
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective October 1, 2025.
^ APR is Annual Percentage Rate.
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