Offer ends on September 30, 2018! — Earn up to $50 with a new account. Learn more here.
An American Airlines Credit Union Priority Checking Account gives more than just FREE checking. In addition to no monthly maintenance fees and no minimum balance requirements you can be assured that your money is safe and secure. When you open an account you can start to enjoy:
- FREE Mobile Banking with Mobile Deposit ¹
- Free Online Banking
- Free Bill Pay
- Surcharge Free Access to nearly 30,000 ATMs in the CO-OP Network
- Free Debit Card
- Zero Liability for Unauthorized Debit Card Transactions†
- 24/7 Fraud Monitoring
- Mobile Wallet & Cardholder Benefits
- Overdraft protection options that include:
- Bounce Protection Plus – Opt-in for additional coverage on Debit Card and ATM transactions‡
- Account transfers/Link to accounts
- Overdraft Loans
Plus with a Priority Checking Account you have an opportunity to earn as much as $20 in monthly ATM refunds and a premium dividend of 2.27% APY ² by:
- Completing fifteen (15) or more Debit Card transactions that post to your account per month.
- Signing up for Direct Deposit with a monthly minimum of $250.
- Enrolling in Online Statements and providing a valid email account.
¹ Mobile services require web access. Check with your wireless carrier for any fees that may apply.
² APY is Annual Percentage Yield (APY). Member must be in good standing for account to be eligible. No minimum deposit to open account. Checking is subject to credit approval. Requirements to receive ATM refunds up to $20 per month and a premium dividend consist of: completing a monthly minimum of fifteen (15) Debit Card transactions (ATM excluded), Direct Deposit of $250 or more to the checking account, Online Statement election and providing a valid email address. Fees, such as those that are member initiated, may reduce earnings on the account. Priority Checking dividend is calculated by average daily balance and is 2.27% Annual Percentage Yield (APY) on qualified accounts up to $5,000 and .05% APY on non-qualified accounts and balances over $5,000. Rates are accurate as of 08/01/18 and may vary after account opening. Member must be in good standing to be eligible. No minimum deposit to open account. No minimum balance required for bonus. Checking is subject to credit approval.
† Zero Liability Policy does not apply to ATM transactions, or to PIN transactions not processed by Visa, or if you were grossly negligent or fraudulent in the handling of your card.
‡ Bounce Protection Plus allows you to pay only one cent (1¢) per overdraft item provided you either: correct the overdraft before 8:00 PM (CST) or your overdraft did not take your end-of-day account balance into the negative by more than $10, otherwise the overdraft fee of $25 will apply for each overdraft item. Once an overdraft has occurred, you are obligated to bring your account to a positive balance within 30 days. Whether your overdrafts will be paid is discretionary and we reserve the right not to pay. For example, we typically do not pay overdraft(s) on accounts opened less than 90 days, if your account is not in good standing; which includes, but is not limited to, any negative balance or past due loans over 30 days, if you are not making regular deposits, or if you have too many overdrafts. See our Rate & Fee Schedule for more information.
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