Offer ends on August 31, 2015! — Earn up to $100 with a new account. Learn more here.¹
An American Airlines Credit Union Priority Checking Account gives more than just FREE checking. In addition to no monthly maintenance fees and no minimum balance requirements you can be assured that your money is safe and secure. When you open an account you can start to enjoy:
- FREE Mobile Banking with Mobile Deposit ²
- Free Online Banking
- Free Bill Pay
- Surcharge Free Access to nearly 30,000 ATMs in the CO-OP Network
- Free Debit Card
- Zero Liability for Unauthorized Debit Card Transactions†
- 24/7 Fraud Monitoring
- Overdraft protection options that include:
- Bounce Protection Plus – Opt-in for additional coverage on Debit Card and ATM transactions‡
- Account transfers/Link to accounts
- Overdraft Loans
Plus with a Priority Checking Account you have an opportunity to earn as much as $20 in monthly ATM refunds and a premium dividend of 2.27% APY ³ by:
- Completing fifteen (15) or more Debit Card transactions that post to your account per month.
- Signing up for Direct Deposit with a monthly minimum of $250.
- Enrolling in Online Statements and providing a valid email account.
¹ To receive a bonus, open a new American Airlines Federal Credit Union Priority, Flagship or uChecking Account and complete at least one purchase with your Visa Debit Card by selecting ‘credit,’ signing for your transaction, and/or not using your PIN. Transactions must post to the checking account within 60 days of account opening, and a qualifying checking account must be opened between 07/01/15 and 08/31/15. Transactions may take two business days from the date of purchase to post to your account. Members who complete at least one transaction will earn $25. Members who complete between 5 and 9 transactions (with a minimum total purchase of $100) will receive an additional $25. Members who complete at least 10 transactions (with a minimum total purchase of $250) will receive an additional $50, for a total possible reward of $100. Using your PIN at an ATM or for a point of sale purchase will not qualify for the bonus. Bonus will be awarded within 60 days after member completes their final qualifying transaction. Accounts converted from existing American Airlines Credit Union checking accounts do not qualify for the bonus. APY is Annual Percentage Yield (APY). Fees, such as those that are member initiated, may reduce earnings on the account. Rates are accurate as of 08/01/15 and may vary after account opening. Priority Checking dividend is calculated by average daily balance and is 2.27% APY on qualified accounts up to $5,000 and 0.05% APY on non-qualified accounts and balances over $5,000. Flagship Checking dividend is calculated by average daily balance and is 0.25% APY. Dividends will be paid to Flagship checking accounts maintaining a minimum of $750 during the calendar month. No minimum balance required to open account or earn bonus. Member must be in good standing for account to be eligible. Checking is subject to credit approval. This offer is non-transferable and cannot be combined with any other offer. Any awards of monies received in association with this promotion may be subject to IRS reporting requirements. Recipients are responsible for income tax liability if applicable.
² Mobile services require web access. Check with your wireless carrier for any fees that may apply.
³ APY is Annual Percentage Yield (APY). Member must be in good standing for account to be eligible. No minimum deposit to open account. Checking is subject to credit approval. Requirements to receive ATM refunds up to $20 per month and a premium dividend consist of: completing a monthly minimum of fifteen (15) Debit Card transactions (ATM excluded), Direct Deposit of $250 or more to the checking account, Online Statement election and providing a valid email address. Fees, such as those that are member initiated, may reduce earnings on the account. Priority Checking dividend is calculated by average daily balance and is 2.27% Annual Percentage Yield (APY) on qualified accounts up to $5,000 and .05% APY on non-qualified accounts and balances over $5,000. Rates are accurate as of 08/01/15 and may vary after account opening. Member must be in good standing to be eligible. No minimum deposit to open account. No minimum balance required for bonus. Checking is subject to credit approval.
† Zero Liability Policy does not apply to ATM transactions, or to PIN transactions not processed by Visa, or if you were grossly negligent or fraudulent in the handling of your card.
‡ Bounce Protection Plus allows you to pay only one cent (1¢) per overdraft item provided you either: correct the overdraft before 10:00 PM (CST) or your overdraft did not take your end-of-day account balance into the negative by more than $10, otherwise the overdraft fee of $25 will apply for each overdraft item. Once an overdraft has occurred, you are obligated to bring your account to a positive balance within 30 days. Whether your overdrafts will be paid is discretionary and we reserve the right not to pay. For example, we typically do not pay overdraft(s) if your account is not in good standing; which includes any negative balance or past due loans over 30 days, if you are not making regular deposits, or if you have too many overdrafts. See our Rate & Fee Schedule for more information.
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